这只是工商银行珠海分行投身地方经济社会发展大局的一个缩影。做好金融"五篇大文章"，当好地方金 融主力军，近年来工商银行珠海分行主动投身地方经济社会发展大局，持续为实体经济高质量发展聚力 赋能。 深耕主业 多维赋能促发展 3天、500万、专业的客户经理团队……近日，一笔及时的"专精特新贷"，给业内备受瞩目的广东某科技 公司科创之路按下了"加速键"。贷款的顺利投放，让企业负责人不禁为工商银行珠海夏湾支行高效、专 业的服务水准竖起了大拇指点赞。 科技金融为产业升级注入"强动能"。该行持续创新产品，推出"粤科e贷""专精特新贷""高新金投初创 贷""高新金投成长贷""格力初创贷""格力成长贷"等科创企业专属融资产品，覆盖科技企业全生命周期 融资需求，珠海市制造业转型升级、技术升级和稳链强链提供了重要的融资保障。 工商银行横琴粤澳深度合作区分行为客户提供金融服务。 作为扎根珠海的国有大行，工商银行珠海分行始终践行使命担当，以金融活水精准滴灌实体经济，以民 生初心筑牢消费者权益防线，更以创新魄力深耕琴澳融合沃土。从赋能产业升级到守护群众"钱袋子"， 从便民服务到跨境金融突破，珠海工行全方位书写着金融服务高质量发展的生动答 ...

深圳新闻网2025年8月22日讯（记者 邱嘉熙）8月20日，坪山区委统战部（区工商联）、区发展和改革 局联合举办"破解融资困境 激发民企活力"2025年第二期银企对接会，精准聚焦民营企业"融资难、融资 贵"痛点，着力搭建高效银企对接服务平台，畅通融资渠道，全力推动坪山区民营经济提质增效，为区 域高质量发展注入新动能。 精准搭台 让金融"活水"激荡企业动能 融资是企业成长的"加油站"，为初创公司注入破土的力量，给成长型企业装上加速的引擎。本期银企对 接会邀请辖区金融机构代表宣介各自的特色金融产品和服务，促进银企对接，让金融"活水"激发企业发 展动能。 ® ® @ HALL 联网 破解题费团纲 意发民企活力 STI 中国银行坪山支行 普惠金融综合服务方案 n 深圳·坪山 破解融资困境 激发民企活力 Wolksma (8ma) 2025年第二届前2018年 P @ ® 骗局 亚剧集团团集 葡京民会活力 深圳建行服务科技金融产品介绍 6 2025年07 深圳·坪山 破解融资困境 激发民企活力 Worcem (888) 2025年第二期期全市股合 0 @ @ 0 Mas REBERT NEREAL RENERE REF ...

Core Viewpoint - The news highlights the effective implementation of financing support mechanisms for small and micro enterprises in China, particularly in the technology and foreign trade sectors, showcasing successful case studies of companies receiving tailored financial products to meet their unique needs [1][2][3]. Group 1: Financing Support for Technology Enterprises - Haolian Information Technology Co., Ltd. received a 3 million yuan unsecured loan through the "Science and Technology Index Loan" tailored by Agricultural Bank, demonstrating the support for small tech enterprises [1][2]. - The "Science and Technology Index" evaluation system assesses companies based on innovation capabilities and outputs, allowing banks to provide more accurate financing solutions [2]. - Over 44 banks in Wenzhou have issued more than 110 billion yuan in "Science and Technology Index Loans" to tech enterprises [2]. Group 2: Case Study of Longhe Intelligent Equipment Manufacturing Co., Ltd. - Longhe Intelligent Equipment, a "little giant" enterprise, faced funding challenges despite holding 313 national patents, leading to a 32% revenue increase year-on-year [3][4]. - The company secured a 20 million yuan loan from Industrial and Commercial Bank of China in just 15 days, facilitated by a specialized financial service model [3][4]. Group 3: Support for Foreign Trade Enterprises - The financial regulatory authority has established a dedicated working group to enhance financing support for small foreign trade enterprises, with a focus on efficient resource allocation [5][6]. - In Fujian, financial institutions have visited 14,900 foreign trade enterprises, providing loans totaling 36.377 billion yuan [5]. - In Zhejiang, over 69,000 foreign trade enterprises have been visited, with total loans exceeding 470 billion yuan [6]. Group 4: Credit Repair Mechanisms - Financial regulatory bodies in Zhejiang and Fujian have implemented credit repair mechanisms to assist small enterprises that do not meet lending criteria, enhancing their financing accessibility [7][8]. - The case of Sanmen Xunmenglong Outdoor Products Co., Ltd. illustrates the effectiveness of credit repair, where the company improved its credit standing and received a loan of 3.5 million yuan [7][8].

陕西接续实施"登高""升规""晋位""上市"4个工程，开展"十行千亿惠万企"融资专项行动，推出"一 链一行""工信贷""专精特新贷"等创新型金融产品和服务，加大对创新型中小企业、"专精特新"中小企 业和专精特新"小巨人"企业的培育力度，培育壮大了一批行业领先的民营高新技术企业，支撑陕西新兴 产业集群快速崛起。 8月4日，记者从省发展改革委民营经济发展局获悉：我省民营企业持续深耕"高精尖"领域，已成为 全省新兴产业、新质生产力培育发展中的主力军。统计数据显示：截至今年6月底，我省民营高新技术 企业达1.42万家，占全省高新技术企业总量八成以上。 眼下，陕西2025年度高新技术企业申报工作已经开始。省工信厅相关负责人介绍，此次申报范围包 括在陕西省行政区域内注册成立一年以上的居民企业。2022年认定的高新技术企业名称发生变化的，须 先完成名称变更手续方可申请认定。若企业在提交认定申报资料后发生名称变化的，待认定后再办理相 关更名手续。（记者：杨晓梅） 陕西相继出台了一系列政策措施，支持高新技术企业发展壮大。特别是近年来，陕西在高校、科研 院所、医疗卫生机构、军工科研单位、省属企业探索实施职务科技成果单列管理、技术 ...

Group 1 - The meeting focused on enhancing communication between government, banks, and enterprises in the aerospace industry, with a special emphasis on financial empowerment for the real economy [1] - The first batch of financial support "six lists" for enterprises was officially released, with financial institutions providing an additional credit of 28 billion yuan to the aerospace industry chain [1] - The six lists cover major projects, green finance, inclusive finance, technology finance, digital finance, and pension finance, involving a total of 564 enterprises and institutions [1] Group 2 - Since 2022, a total of six batches of financial support lists have been published, granting over 220 billion yuan in credit to 775 enterprises [1] - The Transportation Bank's Zhenjiang branch has provided nearly 1 billion yuan in credit to eight enterprises in the aerospace industrial park and is promoting specialized financial products [1] - The meeting included presentations from the municipal state-owned assets supervision and administration commission and discussions on financial empowerment for the aerospace industry by major banks [1]

Financial Overview - As of June 30, the total balance of financial institutions' loans in Jiangsu Province reached 28.09 trillion yuan, a year-on-year increase of 9.8% [1] - New loans added amounted to 2.09 trillion yuan, which is 152.9 billion yuan more than the previous year [1] - The total social financing scale increased by 2.63 trillion yuan, up by 434.4 billion yuan year-on-year [1] - Jiangsu continues to lead the nation in both new loans and social financing scale increments [1] Manufacturing Sector Support - Jiangsu's manufacturing sector is crucial for economic resilience and innovation, with medium to long-term loans in this sector growing by 15.1%, outpacing overall loan growth by 5.3 percentage points [2] - The Industrial and Commercial Bank of China provided a 2.2 billion yuan syndicated loan for a major project in the new materials industry, highlighting the financial sector's support for manufacturing [2] Financial Products for Innovation - Diverse financial products such as "Talent Loans," "Achievement Transformation Loans," and "Specialized and New Loans" are being developed to meet the financing needs of technology enterprises [3] - The "Su Chuang Rong" initiative enhances financial support for key areas like technology transformation and equipment upgrades [3] - By July 25, Jiangsu had issued 240.4 billion yuan in technology innovation bonds, indicating strong market engagement [3] Agricultural Financing - The "Su Nong Grain Trade Loan" provided credit support to grain purchasing enterprises, addressing seasonal funding needs without requiring collateral [4] - By mid-year, the loan balance for key agricultural sectors reached 1.01 trillion yuan, reflecting a 19% year-on-year increase [4] Consumer Market Activation - The Jiangsu banking sector has actively supported the agricultural economy, with over 1.2 billion yuan in loans directed towards various agricultural projects [6] - The People's Bank of China and other departments have introduced measures to boost consumer spending, including a 500 billion yuan incentive for service consumption and the elderly care sector [7] - Banks are expanding their consumer loan offerings into new consumption areas, enhancing digital capabilities to meet evolving market demands [7]

工商银行江门分行走进企业开展金融需求深入调研与对接。 2025年上半年，工商银行江门分行坚持深入践行金融工作的政治性、人民性，紧密围绕国家经济金融工 作部署，立足江门区域特色，深耕"五篇大文章"，以创新驱动持续提升金融服务实体经济质效，在科技 金融、养老金融、数字金融等重点领域取得显著成果，书写金融助力高质量发展的创新篇章。 该行大力推动数字化转型，已成功为生鲜冷链、加油站、餐饮、票务、教育培训等多行业的企业上 线"融e聚"，为企业构建全面、高效的数字生态系统，截至6月末开放银行连接客户达199户，年内已为 474万人次的C端用户提供支付服务，帮助企业开展数字化转型和实业产业升级，以高质量数字金融服 务赋能实体经济高质量发展。 截至6月末，该行全市高新技术企业结算服务覆盖率达67%，较年初提升17个百分点；科技贷款余额较 年初增长5.7%。 养老金融智慧服务托起"夕阳红" 随着人口老龄化进程加快，构建多层次养老服务体系成为民生要务。该行积极履行社会责任，以金融科 技为支撑，积极参与江门市长者饭堂建设，通过构建"智慧养老"结算平台，为老年群体打造便捷、温暖 的智慧养老新体验，守护老人幸福"食"光。截至2025年 ...

Core Viewpoint - The Fujian Jinfu Cloud Credit Company is enhancing financial services for enterprises through a digital platform that connects government policies, financial institutions, and businesses, facilitating easier access to financing and support for small and micro enterprises [1][2][3]. Group 1: Platform Overview - The Fujian Jinfu Cloud Credit Company, established in 2022, operates as a provincial financial infrastructure, serving as a bridge between government, finance, and enterprises [1]. - The platform has onboarded 286 financial institutions and offers over 1,200 financial products, with more than 173 million registered users [1]. - The platform has disbursed over 3.8 billion yuan in policy interest subsidies to more than 68,000 enterprises through various loan products [1]. Group 2: Service Expansion - The platform is expanding its services from simple financing to a "four-chain" integration, which includes innovation, industry, funding, and talent chains, to better meet enterprise needs [2]. - It has developed a smart matching system that connects enterprises with suitable financial products based on their needs and credit status [2]. Group 3: Financing Mechanism - A dedicated "Small and Micro Enterprise Financing Coordination Work Mechanism" has been established to streamline the process from demand publication to loan disbursement [3]. - The platform has facilitated over 850 billion yuan in non-repayable loans for more than 90,000 business entities, with over 20% of financing needs met through credit loans [3]. Group 4: Data Utilization - The platform integrates public and commercial data to create comprehensive credit profiles for over 7.6 million enterprises in Fujian, enhancing the decision-making process for financial institutions [3]. - It has launched 20 credit products and services, improving the efficiency of the loan approval process through data-driven insights [3]. Group 5: User Experience - Users have reported significant improvements in the loan application process, with one company successfully securing 9.35 million yuan in specialized loans through the platform, alleviating financial pressure and enabling growth [4]. - Financial institutions have praised the platform for its user-friendly interface and the ability to quickly access relevant data for lending decisions [5]. Group 6: Future Outlook - The company plans to continue enhancing and promoting the Jinfu Cloud platform to improve financial services for the real economy and contribute to high-quality economic development in Fujian [5].

Core Viewpoint - The People's Bank of China (PBOC) Shanghai Headquarters is committed to addressing the reasonable financing needs of private enterprises and enhancing their financing experience through targeted policies and initiatives [1][3]. Financial Performance - As of June 30, the total balance of loans in Shanghai reached 12.85 trillion yuan, a year-on-year increase of 8.4%, which is 1.6 percentage points higher than the national average [1]. - The total balance of deposits in Shanghai was 22.9 trillion yuan, with a year-on-year growth of 7.5% [1]. - The social financing scale in Shanghai increased by 8.418 billion yuan in the first half of the year, which is 3.24 billion yuan more than the previous year, effectively meeting the financing needs of the real economy [1]. Support for Private Enterprises - The PBOC Shanghai Headquarters has implemented various policies, including the "Shanghai Financial Support for High-Quality Development of the Private Economy Action Plan," to guide more financial resources towards private enterprises [3]. - In the first half of the year, the PBOC Shanghai Headquarters issued 24.43 billion yuan in targeted re-lending for agriculture and small enterprises, and provided significant support for technology-driven private enterprises [3][4]. - The average interest rate for newly issued inclusive loans to small and micro enterprises in Shanghai was 3.22%, a decrease of 67 basis points year-on-year [4]. Capital Market Development - The PBOC Shanghai Headquarters has organized activities to promote stock repurchase and increase loans for private listed companies, with over 130 projects approved by financial institutions by the end of June, nearly 80% of which were for private companies [5]. - The introduction of technology innovation bonds has facilitated private enterprises in financing and developing new productive capacities [5]. Future Plans - The PBOC Shanghai Headquarters aims to encourage banks to innovate products and services to support private enterprises in stabilizing operations and expanding employment [5]. - There will be a focus on key parks and industrial sectors to strengthen research and visits to different types of private enterprises, addressing their financing challenges [5].

Group 1 - Zhengzhou Bank has signed strategic agreements with multiple local governments in Henan, including Xinyang and Anyang, to enhance financial support for major projects and industrial upgrades [1][2] - The bank aims to provide customized financial services tailored to the development needs of different regions, implementing a "one area, one policy" approach [2][3] - The focus is on creating a comprehensive financial service network that includes products like "Rural Revitalization Loan" and "Research and Development Loan" to support various economic sectors [3] Group 2 - Zhengzhou Bank's strategic agreements form a complete ecological chain that includes "Innovation Leadership - Inclusive Foundation - Industrial Upgrade - Regional Collaboration" [4] - The bank plans to deepen the results of its agreements and continue to innovate in areas such as technology finance, green finance, and inclusive finance [4] - The goal is to empower regional development and contribute to the establishment of a unified national market in Henan [4]