中国建设银行济宁西城支行积极响应金融监管部门部署和银行业协会号召，立足地方医药产业集群特 点，创新金融服务模式，针对医药企业研发投入大、资金回收周期长、轻资产运营等痛点，推出差异化 金融解决方案，为地方医药产业高质量发展注入强劲金融动力。 创新产品：打造医药金融专属方案 济宁市已将现代医药产业列为15条标志性产业链之一、7个重点培育的产业集群之一，并提出力争到 2027年，实现现代医药产业规模突破500亿元。 医药产业具有高投入、高风险、长周期的特点，企业在研发、生产、销售各环节均面临资金压力。特别 是处于成长期的中小医药企业，常因缺乏足额抵押物而面临融资瓶颈，资金短缺已成为制约医药企业创 新发展的重要因素之一。 整合资源：构建医药产业金融生态圈 建设银行济宁西城支行不仅向医药企业提供资金支持，更积极整合各方资源，构建起医药产业金融生态 圈。 该行定期举办医药专场投融资对接活动，邀请投资机构、行业专家、医药企业共同参与，促进产业与资 本深度融合；通过此类活动，该行为医药企业搭建了与资本市场对接的桥梁，助力企业实现"债权融资 +股权融资"的双轮驱动。 同时，该行加强与政府部门、行业协会的合作，共同推出风险补偿机 ...

Core Viewpoint - The signing of the "Special Agreement for Serving Technological Innovation in Xicheng District" aims to integrate policy guidance and financial services to build a new system for technology finance in Xicheng District [1]. Group 1: Agreement Details - The agreement was signed between Bank of China Beijing Branch and PICC Property and Casualty Company Beijing Branch, witnessed by the Xicheng District People's Government [1]. - The collaboration will establish a new mechanism for "government-bank-insurance" coordinated services, combining policy guidance, financial services, and insurance protection [1]. Group 2: Objectives and Contributions - The initiative is part of Xicheng District's efforts to implement the central government's financial policies and support the capital's development [1]. - The Bank of China will enhance comprehensive financial services for key enterprises in Xicheng, while PICC will provide risk protection and innovative insurance services [1]. - The Xicheng District People's Government will continue to optimize the business environment and provide policy support [2]. Group 3: Future Plans - Xicheng District plans to deepen "government-bank-insurance" cooperation and improve the technology finance service system to inject new momentum into regional economic development [2].