"农商银行为公司匹配的贷款特别合适，不仅满足了资金需求，而且利率也非常低。"该公司负责人戴亚 娟对记者说。 据富阳农商银行公司银行部总经理黄晶晶介绍，"绿惠通"信贷产品主要聚焦绿色生产，用于支持普惠经 营主体在绿色经营、绿色生产、绿色发展上的资金需求，适用绿色农业、绿色制造业、绿色服务业，该 产品贷款金额最高不超过1000万元，期限最长不超过5年，利率低于同类非绿色信贷产品10BP至30BP， 担保方式支持抵押、保证、信用。 近日，浙江农商联合银行辖内富阳农商银行创新推出"绿惠通"等绿色贷款对公系列产品，通过构建多层 次绿色金融服务体系，为区域绿色产业升级注入金融动能。 在杭州市富阳区湖源乡新三村，杭州创博生态农业开发有限公司就是"绿惠通"的受益企业之一。该公司 主营业务涵盖农业技术开发、生态农业观光服务、苗木（除种苗）和水果的种植业务等。随着业务扩 张，企业面临流动资金不足的困境。 "了解到该公司情况后，我们为其匹配了新推出的'绿惠通'产品，采取信用+保证方式为其发放贷款500 万元。"富阳农商银行常安支行湖源分理处主任徐潇向《农村金融时报》记者表示。 ■本报记者 王爱静 "我行与企业对接后，基于企业自身经 ...

Core Viewpoint - Zhejiang Rural Commercial Bank, particularly Taishun Rural Commercial Bank, is actively promoting industrial innovation and green economy initiatives to stimulate county-level economic development and support rural revitalization [1][2][3] Group 1: Financial Initiatives - Taishun Rural Commercial Bank has established a "Financial + Industry" ecosystem focusing on small and micro parks, providing a one-stop service for credit approval and financial management [1] - The bank has provided comprehensive financial solutions to nearly 50 park enterprises, with a total credit fund allocation of 283 million yuan, enhancing the park's role as a hub for industrial aggregation and technological innovation [1] - The bank has launched specialized green loans such as "Green Benefit Pass" and "Green Rights Pass," supporting 235 green enterprises with a total of 476 million yuan in credit funds [2] Group 2: Support for Green Economy - The bank has become a key driver of the green economy in the county, focusing on clean energy and ecological agriculture projects [2] - It pioneered the first pollution rights pledge loan in Taishun County, providing 15 million yuan to a new materials company, thus innovating green financial products in the region [2] Group 3: Rural Development and Tourism - Taishun Rural Commercial Bank has integrated financial resources into rural new business models, acting as a catalyst for rural tourism and agriculture integration [3] - The bank has connected with the "Good Play Taishun" smart tourism platform, offering payment services to over 20 merchants, resulting in 4,097 transactions worth 5.37 million yuan [3] - It has introduced unique loan products like "Three Cups of Fragrance" and "Common Prosperity·Assist Farmers Loan," allocating 443 million yuan in credit to support rural tourism projects and agricultural parks [3]