Core Viewpoint - The article emphasizes the transformation of Shanghai Rural Commercial Bank into a key player in green finance, aligning with national strategies for carbon neutrality and regional integration in the Yangtze River Delta, while fostering innovation and collaboration across various sectors [1][2][4]. Green Finance Development - Shanghai Rural Commercial Bank has established a comprehensive green finance system, integrating top-level design and organizational structure into its strategic development plan, aiming to become the most environmentally friendly bank in the Yangtze River Delta [2]. - The bank has initiated a green finance business management system, utilizing big data for intelligent identification of green projects and precise assessment of environmental benefits [2]. - By the end of Q1 2025, the bank's green financing scale is expected to exceed 1.2 trillion yuan, with an annual compound growth rate of over 60% in green credit over the past three years, leading the national rural financial institutions [3]. Value Co-Creation - The bank actively integrates local experience with green finance and ESG principles, supporting rural green revitalization projects that significantly reduce carbon emissions and promote sustainable agriculture [3]. - Innovative green financial products have been launched, including the first chemical industry transformation loan and various ESG-focused loans, addressing comprehensive financial needs for ecological restoration and green carbon reduction [3]. Collaborative Ecosystem - Shanghai Rural Commercial Bank has signed the UNEP FI's Responsible Banking Principles, launching the "Green Xin Tong Zhou" brand to promote a collaborative approach to sustainable development [4]. - The bank's "Xin Ecosystem" initiative aims to create a collaborative financial ecosystem by integrating various stakeholders, enhancing resource allocation, and addressing climate and ecological challenges [4][10]. Innovation in Technology Finance - The bank has developed a comprehensive support system for technology enterprises, providing loans to nearly 4,500 tech firms, with a total loan amount exceeding 1.2 trillion yuan, significantly supporting small and medium-sized enterprises [8][9]. - The "Xin Dong Neng" strategy has evolved to offer a full-cycle, multi-dimensional service model, enhancing collaboration with government and financial institutions to foster innovation [9][10]. Regional Integration - Shanghai Rural Commercial Bank has taken significant steps in regional integration by establishing branches in the Yangtze River Delta and investing in local banks, aligning with national development strategies [11][12]. - The bank's subsidiary, Changjiang United Financial Leasing, focuses on modern manufacturing and green leasing, contributing to the development of a modern industrial system [12].

Core Viewpoint - The articles emphasize the importance of sustainable development and green finance in China, highlighting the role of financial institutions in promoting a harmonious relationship between humans and nature [1][2]. Group 1: Sustainable Development in China - China, with a population of over 1.4 billion, faces resource constraints and environmental challenges, necessitating a focus on sustainable development [1]. - The concept of sustainable development has been integrated into national strategy over the past two decades, indicating that high-quality economic and social development must rely on efficient resource utilization and green, low-carbon circular development [1]. Group 2: Role of Jiangsu Bank - Jiangsu Bank is recognized as a leading advocate and practitioner of green development, actively supporting local economic and social transitions towards low-carbon practices [2]. - The bank has established a sustainable financial development system based on ESG (Environmental, Social, and Governance) and PRB (Principles for Responsible Banking), focusing on five pillars: specialized operations, refined risk control, low-carbon operations, professional research, and systematic information disclosure [2]. - Over the past decade, Jiangsu Bank's green finance business has grown more than 20 times, with green financing exceeding 550 billion yuan by the end of 2024, positioning it among the top banks in China in terms of green loan ratios [2].