Core Viewpoint - Chengdu Bank is positioned as a key player in the financial sector of Western China, focusing on supporting the real economy and demonstrating resilience and growth potential amid complex economic conditions [2][3]. Group 1: Financial Performance and Growth - As of September 2025, Chengdu Bank's total assets exceeded 1.38 trillion yuan, with deposits of 986.4 billion yuan and loans totaling 847.5 billion yuan, placing it among the top tier in the industry [2]. - The bank achieved a significant loan balance increase of 14.13% in the first three quarters of 2025, outpacing asset growth [3]. - In the first half of 2025, the bank's experience in issuing special bonds exceeded 45 billion yuan, supporting major local projects [3]. Group 2: Innovation and Technology - Chengdu Bank has developed a unique "four specialized" service model for technology finance, covering the entire lifecycle of tech enterprises, with over 80% coverage of national-level specialized and innovative "little giant" companies [4]. - The bank successfully underwrote the first batch of technology innovation bonds in May 2025, directing financial resources to cutting-edge sectors like photonic chips and biomedicine [4]. Group 3: Diverse Financial Services - The bank is actively expanding its services in five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, enhancing service quality and capacity [5]. - Chengdu Bank has supported over 530 cultural and creative enterprises with more than 4.7 billion yuan through specialized products like "Growth Loan" and "Cultural Creative Pass" [5]. Group 4: Corporate Governance and Market Confidence - The bank has demonstrated strong corporate governance and market confidence, with a total of 6.11 billion yuan in share buybacks announced by its controlling shareholder [7]. - In July 2025, the bank declared a cash dividend of 3.776 billion yuan, marking a historical high with a dividend yield of approximately 5.22% [7]. - Chengdu Bank has maintained stable dividends for eight consecutive years, totaling 17.856 billion yuan since its listing [7]. Group 5: Future Outlook - Looking ahead to the "15th Five-Year Plan," Chengdu Bank aims to continue its role in supporting the Chengdu-Chongqing economic circle with innovative and stable financial services [8].

Core Insights - The 2025 Financial Development Conference held in Beijing focused on the resilience and transformation paths of China's banking and insurance industry in complex environments [1] - Chengdu Bank received the "Annual Special Award for Characteristic Finance" at the conference, highlighting its innovative practices and recognition for its regional service effectiveness [1][2] - As a key financial institution in the Chengdu-Chongqing economic circle, Chengdu Bank has surpassed 1 trillion yuan in assets, achieving a total asset scale of 1.38 trillion yuan by the end of September this year [1] Group 1: Financial Innovation and Services - Chengdu Bank has developed a unique regional practice by translating the strategic requirements of the financial "Five Major Articles" into distinctive financial services [2] - The bank has established a "Four Special" service system focusing on technology finance, which includes specialized institutions, professional teams, dedicated credit, and exclusive products [3] - By the end of 2024, over 90% of the bank's technology branch clients were technology enterprises, showcasing its commitment to supporting innovation [3] Group 2: Green Finance Initiatives - Chengdu Bank has provided over 8 billion yuan in credit support to the Chengdu Public Transport Group, aiding the transition to a greener public transport system [5] - The bank's green credit balance reached 49.77 billion yuan by the end of 2024, marking a 22.87% increase year-on-year, leading the market share among provincial banks [6] - Chengdu Bank issued 3 billion yuan in green financial bonds, supporting 53 green projects and enhancing regional green transformation [6] Group 3: Inclusive Finance and Support for SMEs - The bank has created a "park + finance + scenario" service ecosystem to enhance financial services for small and micro enterprises [7] - Chengdu Bank has provided over 15 billion yuan in credit to more than 200 core enterprises, supporting over 5,000 small and micro enterprises through its supply chain finance initiatives [8] - The average interest rate for inclusive loans dropped to 3.3%, benefiting private enterprises and reducing their financing burdens [8] Group 4: Elderly Financial Services - Chengdu Bank has established a comprehensive elderly customer service system, providing prioritized and preferential services to senior clients [9] - The bank has completed standardization of service facilities and has launched a senior-friendly version of its mobile banking app to address the needs of elderly customers [10] Group 5: Digital Transformation - Chengdu Bank has built a robust digital infrastructure with a "5+2" middle platform system to support its digital transformation [11] - The bank's electronic banking customer base exceeded 6.34 million by 2024, with mobile banking active users reaching 1.39 million [12] - The bank aims to continue enhancing its financial services by focusing on technology finance, green finance, inclusive finance, elderly finance, and digital finance [12]

Core Viewpoint - The article highlights the strategic initiatives of Huaxi Securities in supporting the development of "new quality productivity" through innovative financial services, particularly focusing on technology-driven small and medium-sized enterprises (SMEs) in the Sichuan-Chongqing region [1][10]. Group 1: Financial Products and Services - Huaxi Securities has launched the first "investment-loan linkage" policy financial product in Sichuan, serving over 600 technology-based SMEs [1]. - The company has established a comprehensive financial service leadership group for technology SMEs, aiming to enhance service efficiency [1][7]. - The "investment-loan linkage" product is designed to meet the long-term financing needs of growing enterprises, with a term of 1-3 years, addressing a gap in the market for mid-to-long-term financing solutions [5][11]. Group 2: Case Study - Zhongke Zhuoer - Zhongke Zhuoer, a technology company with a focus on semiconductor technology, received significant support from Huaxi Securities, including 200 million yuan in equity financing and 800 million yuan in credit support [2][3]. - The collaboration led to a breakthrough in production capabilities, improving key performance indicators by 300% and overcoming production bottlenecks [2]. Group 3: Strategic Focus and Regional Development - Huaxi Securities emphasizes a deep-rooted strategy in the Sichuan-Chongqing region, aligning its services with local economic development and government initiatives [10][12]. - The company has established a unique "localized + total-to-total" cooperation ecosystem, enhancing its ability to respond quickly to local enterprise needs [12]. - The firm has created over 10 funds in the Sichuan region, focusing on specialized and innovative enterprises, with investments exceeding 3 billion yuan [8][12]. Group 4: Organizational Structure and Efficiency - In May 2023, Huaxi Securities restructured its organization to improve service efficiency for technology SMEs, integrating various departments to enhance collaboration [7][8]. - The establishment of the "Industry Finance Center" aims to provide comprehensive financial services tailored to enterprises at different development stages [8][11]. Group 5: Research and Development Support - The research department of Huaxi Securities plays a crucial role in evaluating investment projects, providing insights into industry trends and company performance [9]. - The firm leverages its research capabilities to identify innovative companies with core technologies, offering tailored financial solutions [11].