经济观察网 渤海银行行长屈宏志兼任首席合规官，并落地首笔5000万元"航油证"金融服务方案。 高管变动 根据2025年中期报告，渤海银行资产总额为1.82万亿元，实现营业收入142.15亿元（同比增长 8.14%），净利润38.30亿元（同比增加3.61%）。资产质量方面，截至2025年6月末，不良贷款率为 1.81%，拨备覆盖率为159.70%，较年初提升4.51个百分点。另据2025年前三季度数据，资产总额进一步 增长至1.91万亿元，实现营业收入193.26亿元，净利润49.88亿元。值得注意的是，该行在2025年10月公 告拟通过公开挂牌方式转让一笔总额约698.33亿元的债权资产，以加速出清不良资产。 股票近期走势 截至2026年3月10日，渤海银行H股（09668.HK）最新股价为0.89港元，当日下跌2.20%，总市值158.08 亿港元。近5个交易日股价波动区间为0.86-0.91港元，区间振幅5.62%[内部专业金融数据库]。在Brand Finance发布的《2026年全球银行品牌价值500强》榜单中，渤海银行位列第287位。 以上内容基于公开资料整理，不构成投资建议。 2026年3月4日 ...

Core Insights - Bohai Bank is actively implementing its mission of "finance for the people, serving the real economy" by providing a closed-loop financial service solution for Capital Airlines, amounting to 50 million yuan [1] - The aviation industry, a crucial strategic sector of the national economy, faces significant financial challenges, including high asset operation costs and seasonal fluctuations in financing needs, particularly with fuel costs exceeding 30% of total expenses [1] Group 1 - Bohai Bank has innovatively developed a comprehensive service solution called "Aviation Fuel Certificate," which integrates domestic letters of credit and buyer's agent forfaiting, transforming the roles of airlines, banks, and China Aviation Oil Group into a collaborative ecosystem [2] - The solution allows airlines to lock in future ticket sales revenue as a repayment source, providing a 90-day deferred payment period for fuel purchases, thus alleviating short-term financial pressure [2] - The design of the solution addresses both the airlines' need for deferred payments and the fuel suppliers' need for immediate cash flow, creating a new ecosystem of shared risks and mutual benefits [2] Group 2 - The successful implementation of the "Aviation Fuel Certificate" relies on a comprehensive risk control system embedded throughout the business process, ensuring a robust financial operation [3] - Bohai Bank employs a three-way verification mechanism involving transaction contracts, fueling receipts, and ticket revenue data to ensure that financing corresponds to actual fuel consumption and transportation services [3] - The bank's new comprehensive fund management system enables online operations throughout the process, with a dedicated approval channel and a 7x12 hour agile service team, reducing the total processing time to under 24 hours [3] Group 3 - Bohai Bank plans to accelerate the replication and promotion of the "Aviation Fuel Certificate" model in key aviation hub areas and extend its service philosophy to other segments such as aircraft maintenance, material leasing, and aviation logistics [3] - The goal is to gradually build a comprehensive financial service ecosystem covering the entire aviation industry chain, providing robust and intelligent financial support for the growth of China's aviation sector [3]