Core Viewpoint - The article highlights the increasing difficulty for ordinary families to achieve high returns through bank interest due to continuous interest rate cuts by financial institutions, while also emphasizing the opportunities presented by the recent rise in the Shanghai Composite Index and the launch of a simulated investment competition by Jiangsu Bank to enhance investment knowledge among the public [1][5]. Group 1: Simulated Investment Competition - Jiangsu Bank has initiated a "simulated investment competition" to provide a zero-cost platform for ordinary investors to practice and improve their investment skills [3][5]. - The competition will run from August 25 to November 30, 2025, allowing participants to use 500,000 virtual funds for simulated investments in various financial products [3][5]. - Multiple awards are set to motivate participants, including prizes for top performers and random draws for tickets to the "Soochow Super League" matches [4][5]. Group 2: Retail Banking Strength - Jiangsu Bank has positioned itself as a leading city commercial bank by focusing on customer service and addressing client pain points, which has helped clients achieve asset preservation and growth [7][9]. - The bank's retail assets under management (AUM) exceeded 1.59 trillion yuan, with retail deposits growing by 15.25% year-on-year, reflecting its strong market presence [9][10]. - The bank emphasizes a comprehensive product offering and employs a professional research team to evaluate investment products based on risk control and client preferences [7][9]. Group 3: Financial Education and Community Engagement - Jiangsu Bank actively conducts financial knowledge seminars and investment strategy sharing sessions to enhance clients' investment decision-making capabilities [11]. - The bank has developed an "8+1" scenario framework to address various customer needs, integrating financial services with community engagement [12][14]. - By promoting financial literacy and providing a wide range of financial products, Jiangsu Bank aims to empower clients to make informed investment choices [10][11].