Core Insights - The article discusses the performance of public pure fixed-income products issued by wealth management companies with investment periods of three months or less, highlighting their stability and returns over the past six months [3][4]. Group 1: Product Performance - As of September 4, 2025, there are a total of 5,211 public pure fixed-income products with a maturity of three months or less, with an average net value growth rate of 1.07%, translating to an annualized return of only 2.14% [3]. - Among these products, 1,949 have achieved positive monthly returns for the past six months, accounting for 37.4% of the total, while 14 products reported negative returns [3]. Group 2: Highlighted Products - The top-performing product is "Fixed Income Pure Bond Shortest Holding 7-Day No. 1A" from Huaxia Wealth Management, which has a net value growth rate of 4.25% over the past six months [4]. - Minsheng Wealth Management has seven products listed, with "Mao Bamboo Pure Bond 3-Month Holding No. 1A" and "Fu Bamboo Pure Bond 91-Day Holding No. 27A" ranking second and third, respectively [7].

Overall Performance - As of September 4, 2025, there are a total of 5,211 public pure fixed-income products with a duration of 3 months or less, showing an average net value growth rate of 1.07%, which translates to an annualized yield of only 2.14% [2] - The overall operation of these products is relatively stable, with an average maximum drawdown of only 0.04% [2] - Among these products, 1,949 achieved positive monthly returns over the past six months, accounting for 37.4%, while 14 products reported negative returns [2] Highlighted Product Analysis - The ranking features products from three financial companies: Huaxia Wealth, Minsheng Wealth, and Ping An Wealth, with Minsheng Wealth having seven products listed, while Huaxia Wealth and Ping An Wealth have two and one products listed, respectively [3] - Huaxia Wealth's "Fixed Income Pure Bond Shortest Holding 7 Days No. 1 A" leads the list with a net value growth rate of 4.25% over the past six months. Since July 21, the product has shown significant growth, with a recent one-week net value increase of 0.06%, equivalent to an annualized rate of 3%, and a one-month growth rate of 0.67%, translating to an annualized rate of 7.84% [3] - Minsheng Wealth's listed products mainly include the Maozhu Pure Bond, Fuzhu Pure Bond, and Fuzhu Youbond series, with "Maozhu Pure Bond 3-Month Holding No. 1 A" and "Fuzhu Pure Bond 91-Day Holding No. 27 A" ranking second and third, respectively [3]