Core Viewpoint - The core viewpoint of the article emphasizes that financial technology (FinTech) is essential for the digital transformation and high-quality development of securities companies, driven by decision-makers within the organization [1][3][11]. Industry Development - The high-quality development of the securities industry is a dual requirement from national strategy and market competition, as highlighted by the recent government guidelines aimed at enhancing regulation and preventing risks [5][6]. - The evolving market dynamics, including the shift from a seller's market to a buyer's market, necessitate a transformation in the operational models of securities firms [6]. Digital Transformation - Digital transformation is defined as the elevation of business models and innovation in management practices, with FinTech serving as a crucial support and driving force for this transition [6][11]. - The year 2025 is anticipated to be a pivotal year for the application of intelligent technologies in the industry, with major firms already promoting related applications [6]. Business Areas for High-Quality Development - High-quality development in securities firms should focus on several business areas, including wealth management, institutional trading, and investment banking, with an emphasis on risk reduction and alignment with national strategies [8]. - Internationalization and systemic risk prevention are also critical dimensions for achieving high-quality development [8]. Practical Innovations by Guangfa Securities - Guangfa Securities has implemented several innovative practices, such as linking client assets under management (AUM) to advisor performance, enhancing client service through AI upgrades in their "Yitaojin" app, and introducing AI capabilities in investment banking processes to prevent fraud [9][10]. - The "Dongmi Bao" platform has been developed to regulate trading behaviors of specific shareholders in listed companies, serving over 560 companies with more than 1700 compliance alerts [10]. - The "Guangfa Zhihui" platform offers comprehensive lifecycle services for institutional and corporate clients, supporting complex business operations and risk prevention [10]. Conclusion - Financial technology is not only a support mechanism for digital transformation but also a vital driving force for enhancing management quality and safeguarding investor assets, ultimately empowering the entire industry towards high-quality development [11].

Core Viewpoint - The transformation towards digital intelligence is essential for securities companies to achieve high-quality development, supported by financial technology as a key driver [1][3]. Group 1: Industry Development and Regulatory Environment - The high-quality development of the securities industry is a dual requirement from national strategy and market competition [2]. - The "New National Guidelines" issued by the State Council in 2024 emphasizes strong regulation, risk prevention, and promoting high-quality development, which significantly impacts the direction and requirements for securities companies [2]. - The upgrade of the regulatory framework in April 2023, including the guidelines for consolidated management, aims to enhance the management structure and model of securities companies [2]. Group 2: Market Dynamics and Challenges - The current market environment is characterized by intense competition and deep uncertainty, necessitating a transformation in the operational models of securities companies [2]. - The shift from a seller's market to a buyer's market, along with rapid technological advancements and evolving customer demands, requires securities firms to adapt their business strategies [2]. Group 3: Internationalization and Technological Integration - Internationalization is a critical aspect of high-quality development for securities companies, with financial technology playing a significant role in this process [3]. - The year 2025 is anticipated to be a breakthrough year for the application of AI in the industry, with major securities firms promoting related applications [3]. Group 4: Business Areas for High-Quality Development - High-quality development in securities firms should focus on multiple business areas, including wealth management, institutional trading, and investment banking, while also addressing international operations and systemic risk prevention [4]. Group 5: Case Studies from Guangfa Securities - Guangfa Securities has implemented innovative assessment mechanisms in wealth management, linking client assets under management (AUM) to advisor performance [5]. - The "Yitaojin" app has undergone a comprehensive AI upgrade, enhancing customer service and promoting inclusive finance [6]. - AI capabilities have been integrated into investment banking operations to prevent fraud and support quality listings [6]. - The "Dongmi Bao" platform utilizes compliance algorithms to regulate trading behaviors of specific shareholders in listed companies [6]. - The "Guangfa Zhihui" platform offers comprehensive services for institutional clients, supporting various business needs and risk prevention [6]. Group 6: Overall Impact of Financial Technology - Financial technology serves as both a support and driving force for securities companies in their digital transformation, enhancing management quality and providing value to investors [6].