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金融活水精准滴灌 激活乡村新动能
Ren Min Wang· 2025-08-06 09:49
Core Viewpoint - The Bank of China Ningbo Branch is actively supporting rural revitalization by providing targeted financial resources to key areas in agriculture and rural development, thereby injecting new momentum into the local economy [1][2]. Group 1: Financial Support for Agricultural Innovation - The Bank of China Ningbo Branch has provided a loan of 10 million yuan to a high-tech agricultural company focused on modern agricultural technology, enabling the company to enhance its market expansion and technological research [1]. - This financial backing is aimed at overcoming challenges such as high costs and financing difficulties, thus promoting efficiency in local agriculture and increasing farmers' income [1]. Group 2: Innovative Financial Products for Small Farmers - The "Merchant Convenience Loan" service was introduced to address the financing challenges faced by small agricultural entities, characterized by light assets and lack of collateral [1]. - A family farm in Xiangshan benefited from this service, receiving a credit line of 200,000 yuan without traditional collateral, which helped boost the online sales of local citrus products [2]. Group 3: Commitment to Rural Revitalization - Since 2025, the Bank of China Ningbo Branch has disbursed over 20 billion yuan in loans to more than 5,700 agricultural entities, demonstrating its commitment to rural revitalization [2]. - The branch plans to continue optimizing financial supply and providing precise financial support to enhance rural development [2].
中行宁波市分行:精准滴灌农业创活力 金融赋能农民创增收
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-06 09:19
转自:新华财经 象山某家庭农场正是这一乡村普惠金融服务的受益者。家庭农场负责人罗师傅在象山定塘镇上承包了近 20亩土地,用于象山"红美人"柑橘种植,除自身种植销售外,罗师傅还收购镇上村民的柑橘进行网上销 售,带动当地柑橘产业的健康发展。然而,自身种植和收购当地村民柑橘给罗师傅带来了一定的资金压 力。中行宁波象山支行基于其良好的经营状况和线上销售潜力,通过"商户便利贷"金融服务方案,在缺 乏传统抵押物的情况下,迅速提供20万元纯信用授信支持,为农场插上了"云翅膀",让象山定塘镇 的"红美人"柑橘通过网络畅销四方,显著提升了农场和当地柑橘种植农民的经营效益。 从支持前沿农业科技企业打造核心竞争力,到金融赋能家庭农场拥抱数字经济拓宽增收渠道,中行宁波 市分行以灵活多样的金融产品和精准高效的服务模式,展现了金融助力乡村振兴的深度与温度。今年以 来,该行已为5700余家涉农经营主体累计投放超200亿元贷款。未来,中行宁波市分行将继续坚守服 务"三农"初心,持续优化金融供给,引金融"活水"精准滴灌乡村沃土,书写普惠金融服务乡村振兴新篇 章。(葛宁杰、谢可馨) 编辑:赵鼎 宁波某农业科技公司是一家致力于现代农业科技研发与应 ...