转自：新华财经 从低空旅游、无人机物流到智能机器人"进企打工"，创新业态正在苏州太湖之畔加速崛起。在资金支持 下，不少科技型中小微企业正加速破茧成蝶、拔节生长，焕发出强大的生机与活力。 助企创新再扩产 随着低空经济市场的持续升温，市场对轻量化、小型化和高性能飞机的需求与日俱增。江苏澳盛复合材 料科技股份有限公司（以下简称"澳盛科技"），是国家级专精特新"小巨人"企业，专注于低空飞行器、 无人机等碳纤维零部件制造，随着生产订单激增，澳盛科技意识到扩大产能势在必行，但筹建新产线涉 及厂房搭建、设备采购等多个环节，所需资金数额庞大，仅靠企业自身积累难以完成。 得益于对科技型企业的密切关注，农行江苏苏州示范区分行率先响应，结合企业项目特点，对照行内项 目贷款相关标准，统筹考虑利率定价、贷款期限、担保方式等要素，为企业全资子公司江苏澳盛民用航 空新材料有限公司新增授信超1亿元，推动企业进一步加大在复合材料成型、自动化提升与无人机应用 拓展等方面的研发投入。 助企升级添绿意 为支持企业引入先进处理技术与智能装备，扩大超滤设备市场覆盖率，农行江苏苏州示范区分行实 行"一企一策"，制定服务方案，提升绿色信贷业务"调查—审查— ...

Core Viewpoint - Inclusive finance is crucial for the development of enterprises and the overall modernization strategy, reflecting the commitment of financial institutions to national strategies and social welfare [2] Group 1: Policy and Strategy - The State Council issued guidelines in March to enhance a multi-level, widely covered, and sustainable inclusive financial system [2] - Agricultural Bank of China Nanjing Branch aligns with national policies, prioritizing high-quality development of inclusive finance and focusing on key strategic areas [2] Group 2: Financial Services Innovation - The bank has developed a specialized credit service evaluation system for technology enterprises, allowing a storage technology company to secure a credit limit of 10 million yuan [3] - Nanjing Agricultural Bank has shifted from traditional credit assessment methods to a more comprehensive evaluation based on future growth potential [3][4] Group 3: Digital Transformation - The bank is accelerating its digital transformation in inclusive finance, implementing standardized online credit products to enhance service efficiency [4] - The establishment of "Inclusive e-Station" facilitates loan applications and enhances customer interaction, ensuring timely financial services [5] Group 4: Supply Chain Financing - Nanjing Agricultural Bank extends its inclusive financial services to small and micro enterprises within supply chains, addressing information asymmetry [7] - The bank has developed a range of supply chain financing products, including "Order Pool Financing," which significantly improves funding efficiency [9] Group 5: Customer-Centric Approach - The bank exemplifies a customer-centric approach by providing urgent services, such as traveling across provinces to meet clients' needs [10] - This commitment to service is reflected in the bank's ability to respond quickly to clients' financial requirements, ensuring timely support [10] Group 6: Support for Technological Innovation - The bank is focused on supporting high-tech enterprises by offering tailored financial solutions that address their unique funding challenges [13] - By combining intellectual property pledges and fixed asset mortgages, the bank provides significant loans to technology firms, facilitating their growth [13][14]