（来源：工人日报） 根据《意见》，补充工伤保险的具体补偿项目包括：一次性伤残就业补助金、停工留薪期间的护理费和 工资福利补偿金、工伤事故住院医疗费补偿、职业病医疗费补助金。宁夏将强化政府在制度建设、政策 支持和监督管理方面的引导作用，充分发挥市场在资源配置中的决定性作用，支持具备资质的商业保险 机构依法合规承办业务，鼓励其提供差异化、个性化保险服务，满足多样化市场需求。 本报讯（记者马学礼 李静楠）日前，宁夏回族自治区人社厅印发《宁夏回族自治区关于开展补充工伤 保险工作的指导意见》，通过重点行业领域先行、健全风险管控机制、优化服务流程等举措，推动补充 工伤保险覆盖范围进一步扩大，构建起多层次工伤保险制度体系，有效分散用人单位风险、保障工伤职 工合法权益。 《意见》配套出台的《宁夏回族自治区补充工伤保险实施办法》，进一步明确了参保对象、缴费标准、 办理渠道、待遇申领等全流程规范。基于补充工伤保险的公益性定位，科学确定缴费标准与待遇水平， 设定3个参考缴费档次：一档每人每月5元，二档每人每月7元，三档每人每月10元。同时，提出将根据 年度收支情况，动态调整缴费标准和待遇标准。 ...

Core Viewpoint - In 2025, the Qingdao Financial Regulatory Bureau will focus on "Financial Support for High-Quality Economic Development," guiding the banking and insurance sectors to innovate mechanisms, deepen reforms, and optimize services to inject strong financial momentum into the real economy [1][4]. Group 1: Mechanisms for Development - The Qingdao Financial Regulatory Bureau will strengthen the urban real estate financing coordination mechanism, implementing the "1+2+2" action plan to support the delivery of 38,000 housing units [1][4]. - A total of 19 measures will be introduced to enhance financing support for small and micro enterprises, with cumulative loans issued since 2025 reaching 447.1 billion yuan at an average interest rate of 3.37%, which is lower than the national and provincial averages, decreasing by 0.31 percentage points since the establishment of the mechanism [1][4]. Group 2: Pilot Programs for Technological Innovation - The pilot program for equity investment by financial asset investment companies will be fully implemented, with Qingdao achieving full coverage of five AIC funds, registering three funds with a total scale of 1.82 billion yuan, and completing the first AIC equity fund investment project in Shandong Province [1][4]. - A pilot program for loans for technology enterprise mergers and acquisitions will be rapidly implemented, establishing a project database, with the first two pilot transactions completed within a week of policy release, and a total of 7.81 billion yuan in pilot loans issued by 2025 [1][4]. Group 3: Marine Finance and Innovation - The Qingdao Financial Regulatory Bureau will create the "Blue Ocean Financial Chain" brand, compiling a white paper on marine insurance development, with the balance of loans related to marine activities reaching 147.9 billion yuan, a year-on-year increase of 17.86% [2][6]. - Support will be provided for innovative marine industry projects, including modern marine fisheries, seawater energy supply, and offshore photovoltaics, with marine insurance premium income increasing by 39.27% year-on-year [2][6]. Group 4: Financial Support for Livelihood Improvement - The Qingdao Financial Regulatory Bureau will lead the formulation of a three-year action plan for the high-quality development of pension finance, guiding financial institutions to actively participate in the "Kangwan" project to enrich pension financial supply [3][6]. - The bureau will promote the enhancement of agricultural insurance, achieving the largest guarantee scale among planned cities in 2025, with fresh milk insurance recognized as a typical case of financial innovation in supporting agriculture [3][6]. - A special action to enhance services and support consumption will be launched, with personal consumption loans exceeding 10 billion yuan in 2025, benefiting thousands of citizens through interest subsidy policies [3][6].

"以前总觉得补充工伤保险离自己很远，今天听了讲解才知道，我们快递行业也能参保，遇到意外还有 这么多保障！"刚咨询完的快递小哥拿着宣传册说道。活动中，工作人员还为有需求的从业者提供一对 一答疑服务，针对灵活就业人员参保、工伤待遇核算等热点问题耐心回应，现场氛围热烈而有序。不少 员工表示，这样的宣传活动送到"家门口"，既不耽误工作，又能学到实用知识，让人心里格外踏实。 补充工伤保险是劳动者的"安全网""定心丸"，更是企业稳健发展的"护航舰"。此次补充工伤宣传进商场 活动，旨在让商场从业者及过往市民都能了解补充工伤权益、掌握维权方法，让商户都能重视补充工伤 保障、规范用工管理。未来，人保财险南昌市分公司将持续开展多场景、多形式的补充工伤保险政策宣 传活动，把安心与保障送到更多劳动者身边，让补充工伤保险保障惠及全民，共同营造"人人懂工伤、 人人享保障"的良好社会氛围。（陶基恩） 转自：新华财经 为让补充工伤保障政策走进千家万户，近日，中国人民财产保险股份有限公司南昌市分公司（以下简 称"人保财险南昌市分公司"）联合南昌市人力资源和社会保障局、南昌市社会保险事业服务中心，在南 昌江旅·都市方舟启动工伤保险"新补充"、职 ...