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建设银行黑龙江省分行深耕绿色金融助力生态龙江建设
转自:新华财经 近年来,建设银行黑龙江省分行紧扣"双碳"目标与龙江生态振兴部署,将绿色金融融入发展战略,以创新产品和精准服务持续灌溉绿色产业,助力实体经济 向绿而行。 筑绿为基 构建绿色金融服务体系 建设银行黑龙江省分行将绿色金融提升至战略层面,建立起覆盖机制建设、政策对接、客户服务、产品创新等多维度的运行体系。在机制保障上,该行通过 设立绿色金融委员会、出台专项激励政策,分解落实绿色信贷目标,激发各级机构服务绿色发展的内生动力。打造项目审批"绿色通道",对绿色项目优先审 批、优先放款,组建专业团队跟踪指导项目全流程,高效破解审批堵点与资金难题。在政策对接上,精准研究国家绿色产业目录,紧密跟踪大型能源企业的 风电、光伏等重点项目,提供定制化融资方案。立足龙江农业大省定位,将绿色金融与乡村振兴深度融合,在涉农信贷投放中深挖绿色潜力,加大对林下种 植、木耳栽培等特色产业的资源倾斜,通过执行差异化利率政策降低农户融资成本。截至2025年11月末,该行绿色贷款余额达275亿元。 创新赋能 激活绿色转型多元动能 面对绿色产业的多样化融资需求,建设银行黑龙江省分行持续加大产品与服务创新力度,构建起覆盖信贷、投资等领域的多 ...
河南省金融机构持续加大支持制造业力度
Group 1 - Agricultural Bank of China Nanyang Branch provided a medium-term working capital loan of 45 million yuan to Rongyang Industrial Company to help the enterprise overcome financing difficulties [1] - Rongyang Industrial Company is a high-tech enterprise in Henan Province, primarily engaged in the production and processing of electronic and automotive components [1] - The manufacturing sector is the foundation of the real economy, and Henan Province is promoting the high-end, intelligent, and green development of manufacturing through digital transformation [1][2] Group 2 - The financial support for the manufacturing sector has been strengthened by the Henan Regulatory Bureau, guiding financial institutions to increase support and service for manufacturing enterprises [2] - As of the end of July, the balance of medium and long-term loans in the manufacturing sector in Henan Province reached 349.636 billion yuan, a year-on-year increase of 8.33% [2] - The "Bankers Entering Ten Thousand Enterprises" initiative has been implemented to enhance the connection between banks and manufacturing enterprises, resulting in 94,300 enterprise visits and cooperation intentions amounting to 1.24 trillion yuan [2] Group 3 - The Henan Regulatory Bureau has launched a plan to enhance financial support for technological innovation, with high-tech industry loans reaching 153.695 billion yuan, a year-on-year increase of 10.72% [3] - Agricultural Bank of China Nanyang Branch is focusing on key manufacturing projects and enhancing marketing efforts to promote early loan disbursement [3] - As of the end of July, the manufacturing loan balance of Agricultural Bank of China Nanyang Branch was 2.737 billion yuan, an increase of 480 million yuan since the beginning of the year [3] Group 4 - Agricultural Bank of China Shangqiu Branch emphasizes supporting manufacturing development as a priority for supporting the real economy, increasing the precision and adaptability of credit resources [4] - In July, the Shangqiu Branch successfully issued the first equipment upgrade loan of 18.93 million yuan in the city, aiding Huaihai Jingcheng Industrial Technology Company in its intelligent upgrade [4][5] - As of the end of July, the total manufacturing loans issued by Agricultural Bank of China Shangqiu Branch reached 900 million yuan, with a year-on-year increase of 28% [5] Group 5 - The balance of manufacturing loans in Henan Province's banking sector reached 891.586 billion yuan, with a year-on-year growth of 14.41%, surpassing the average growth rate of all loans by 7.69 percentage points [5] - The Henan Regulatory Bureau will continue to strengthen regulatory guidance and encourage banks and insurance institutions to enhance financial supply and optimize product services for the manufacturing sector [5]
华夏银行石家庄分行实干笃行 力促“小微企业融资协调工作机制”高效落地
Core Viewpoint - Huaxia Bank Shijiazhuang Branch emphasizes the importance of small and micro enterprises in national economic development and actively promotes the "Small and Micro Enterprise Financing Coordination Work Mechanism" to address financing difficulties and costs for these enterprises [1][2]. Group 1: Financing Coordination Mechanism - Since the launch of the financing coordination mechanism on October 15, 2024, Huaxia Bank Shijiazhuang Branch has established a dedicated task force led by the branch's top management to implement the work effectively [2]. - By the end of Q1 2025, the branch has approved credit for 318 small and micro enterprises amounting to 890 million yuan, with 292 enterprises receiving loans totaling 730 million yuan [2]. Group 2: Support for Technology Enterprises - The branch has set up 10 key institutions focused on inclusive technology finance, staffed by experienced credit professionals to support the financing development of technology enterprises [3]. - Five comprehensive service plans for regional industry clusters have been developed, targeting specific sectors such as agricultural products and automotive parts to enhance customer acquisition and sustainable business development [3]. Group 3: Efficient Approval Processes - The Shijiazhuang Branch has established a special approval team to expedite loan processes, exemplified by a case where a company received a 10 million yuan loan for equipment upgrades within 10 days of application [4]. - This rapid approval process significantly reduces financing time costs for enterprises, enabling them to quickly initiate projects and gain market advantages [4]. Group 4: Tailored Financial Solutions - Huaxia Bank Cangzhou Branch focuses on specialized and innovative small "giant" enterprises and technology companies, creating customized financial service plans based on detailed assessments of their needs and industry characteristics [5]. - The branch successfully provided loans of 3 million yuan and 15 million yuan to specific technology enterprises in Q1 2025, shifting the focus from traditional credit thinking to a value co-creation model [5]. Group 5: Commitment to Sustainable Development - Huaxia Bank Shijiazhuang Branch aims to build a multi-layered, widely covered, and sustainable financial service ecosystem for small and micro enterprises, contributing to high-quality regional economic development [5].