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金融租赁公司纳入消保监管评价范围 推动提升金融消费者权益保护的全面性
Jin Rong Shi Bao· 2025-09-25 02:03
Core Viewpoint - The recent revision of the "Regulatory Evaluation Method for Consumer Rights Protection in Financial Institutions" by the National Financial Supervision Administration includes financial leasing companies, focusing on specific business areas to protect consumer rights in the industry [1][2]. Group 1: Policy Focus - The revised regulation specifically targets financial leasing companies that provide financial products and services to consumers, excluding those with minimal personal business [2]. - The policy aims to enhance consumer rights protection primarily in retail and inclusive finance sectors, particularly for individual customers and small and micro enterprises [2][3]. Group 2: Implementation Requirements - Financial leasing companies are required to establish a consumer rights protection management system that aligns with their business scale and customer structure [3]. - The adjustment emphasizes the need for consumer rights protection to be integrated throughout the entire business process, moving beyond mere compliance [4]. Group 3: Industry Response - Companies like Minsheng Financial Leasing have begun to develop comprehensive consumer rights protection management systems, including consumer rights review and information disclosure mechanisms [4][5]. - The establishment of dedicated consumer rights protection roles and customer service hotlines indicates proactive steps taken by companies to comply with the new regulations [5]. Group 4: Future Outlook - Experts suggest that the gradual implementation of the regulatory evaluation system may lead to a competitive landscape where compliant companies benefit while non-compliant ones are eliminated, ultimately enhancing service to the real economy [6].
倾听向上的力量:仲利国际廿载构建中小微企业成长脉络
Cai Fu Zai Xian· 2025-08-21 07:28
Core Insights - The article emphasizes the critical role of small and micro enterprises in China's economy, with over 60 million such businesses driving social and economic development [1] - Specialized "little giant" enterprises are highlighted as key players in upgrading China's manufacturing sector, with financing leasing emerging as a vital tool for overcoming funding bottlenecks [1] - 仲利国际融资租赁有限公司 stands out among 281 financing leasing companies, having served 85 "little giant" enterprises, ranking fifth in the sector [1] Group 1: Financing and Support - From 2024 to mid-2025, 1,320 specialized "little giant" enterprises engaged in financing leasing, with a total contract amount of approximately 74.33 billion [1] - 仲利国际 has provided nearly 350 billion in funding to support the development of the real economy, focusing on manufacturing and other sectors [4] - The company has successfully assisted various enterprises, including a food-grade plastic packaging company, which expanded from 10 million to nearly 100 million in annual sales due to continuous support [2][4] Group 2: Technology and Innovation - 仲利国际 plays a significant role in supporting technology innovation, particularly for high-tech enterprises facing funding challenges during R&D phases [5] - A solar inverter manufacturer received 1.7 million in funding through a sale-leaseback arrangement, allowing them to clear 70% of small loans and enhance their cash flow for R&D [8] - The company has provided technology financial support to nearly 80,000 enterprises, facilitating industry upgrades and innovation [8] Group 3: Green Finance Initiatives - In the context of China's dual carbon goals, 仲利国际 is actively promoting green finance to assist small and micro enterprises in their transition to sustainable practices [9] - A logistics company successfully transformed into an environmental technology firm with the help of a 1.5 million financing lease for eco-friendly equipment [11] - The company integrates ESG principles into its operations, supporting low-carbon development and energy-saving initiatives [11] Group 4: Diverse Service Offerings - 仲利国际 addresses urgent funding needs for small and micro enterprises, exemplified by a home hardware export company that received 2.1 million to manage cash flow issues due to delayed payments [12][14] - The company’s rapid response to financial challenges demonstrates its commitment to providing timely and effective financial solutions [12][14] - By expanding service scenarios and innovating service models, 仲利国际 aims to build a robust support system for the sustainable growth of small and micro enterprises [14]