黄浦江潮奔涌，金融智识交汇。日前，以"全球经济变局中的金融开放合作与高质量发展"为主题的 2025 陆家嘴论坛盛大启幕。同期举行的2025中国国际金融展，以历年最大规模，集中展现AI大模型、 数字信贷等新技术在重塑金融生态中的应用成果。 与之相呼应的是，平安集团旗下金融壹账通坚持"省心、省时、又省钱"的客户服务理念，其以"技术+业 务"双驱动的服务路径，正与资本市场支持创新的时代趋势深度契合——通过一系列科技解决方案，对 普惠金融全流程进行系统性优化。 案例纪实：小微商户的指尖贷款样本 在江西景德镇，陶瓷小微企业主李某正为扩大生产线的资金缺口发愁。陶瓷产业以轻资产作坊为主，传 统信贷模式下，由于缺乏可抵押资产，李某多次被挡在融资门槛之外。 按照以往经验，他需要反复往返银行，提交十余项材料，如贸易合同、纳税凭证等，并经历长达两周的 人工尽调流程，而陶瓷订单的交付周期却迫在眉睫。 此时，李某了解到当地某城商行为陶瓷小微企业推出了专属贷款产品。该产品通过分析交易流水、纳税 记录、窑口生产周期等数据，自动生成"数字信用"，替代了传统的人工尽调流程。李某通过线上平台提 交申请，24小时内就获得了审批并到账的贷款资金，及 ...

Core Viewpoint - The company, Shenwan Hongyuan Securities, has been recognized for its excellence in wealth management, winning three prestigious awards at the 2025 Second "Wealth Management · Huazun Award" ceremony, highlighting its commitment to client-oriented services and innovation in the financial sector [2]. Group 1: Best Advisory Team Award - The company's advisory business aligns with the national strategy of inclusive finance, adhering to a client-centric advisory philosophy, and continuously upgrading its service product system and digital support capabilities to create value for clients [4]. - The company aims to enhance the comprehensive service capabilities of its advisory team, leveraging its strong talent pool to achieve inclusive financial services [4]. Group 2: Best ETF Ecosystem Award - The company is actively contributing to the construction of the ETF ecosystem, focusing on enhancing asset awareness and market participation in ETFs [6]. - By employing multi-dimensional market strategies and innovative service models, the company effectively stimulates trading activity in the ETF market, injecting strong momentum into the prosperity of the index investment ecosystem [6]. Group 3: Best Digital Wealth Management Award - The company is continuously upgrading its digital capabilities in wealth management, emphasizing the empowerment of financial technology [8]. - It focuses on the integration and centralized management of wealth management systems, enhancing productivity and service efficiency through its underlying technology systems and database capabilities [8].