Core Viewpoint - Vietnam is reducing the reserve requirement ratio for deposits in VND to promote consolidation in the banking sector [1] Group 1: Regulatory Changes - Starting from October 1, banks that take over weaker banks will have their reserve requirement ratio for VND deposits halved [1] - The current statutory reserve requirement ratio for VND deposits with a maturity of 12 months or more is 1%, while for short-term deposits it is 3% [1] Group 2: Impact on Dollar Deposits - It remains unclear whether the new regulations will affect the reserve requirement ratios for dollar deposits, which are currently set at 8% for short-term and 6% for deposits with a maturity of 12 months or more [1]