Group 1 - Severe hailstorm and strong winds occurred in multiple districts of Beijing, causing significant damage to vehicles [1] - Hailstones were reported to be larger than 4 cm in diameter, with some the size of eggs [1] - Insurance companies confirmed that vehicles with comprehensive insurance can claim compensation for damages caused by hail [1] Group 2 - After reporting the damage, vehicle owners should take comprehensive photos and collect meteorological evidence to support their claims [2] - Insurance companies have mobilized resources, with over 300 claims adjusters deployed and 1,200 repair shops prepared for assistance [2] - As of May 14, over 4,000 claims related to hail damage had been reported, with several claims already compensated [2] Group 3 - Pacific Insurance reported receiving 42 claims due to natural disaster-related vehicle damage, with a significant number from the Shijingshan District [3]

Core Points - Severe hailstorm occurred in Beijing on May 13, with hailstones reaching the size of eggs and causing damage to crops and vehicles [1][3][5] - Insurance companies reported receiving 28,200 claims related to hail damage, with estimated losses amounting to 193 million yuan [8] Group 1: Weather Impact - The hailstorm lasted approximately 10 minutes, with the largest hailstones being the size of ping pong balls [3] - The storm moved from west to east, affecting areas in Hebei such as Langfang and Baoding, which issued orange alerts for hail [2][3] - Agricultural departments are assessing crop damage and coordinating with insurance companies to expedite claims processing [5] Group 2: Insurance and Claims - Vehicle owners with comprehensive insurance can claim damages caused by hail, while those with only mandatory insurance cannot [8] - The claims process requires reporting to the insurance company within 48 hours after the hail stops, with many companies offering quick claim features [8] - Detailed documentation, including photos and videos of the damage, is necessary for the claims process [8] Group 3: Safety Measures - Drivers are advised to reduce speed and activate hazard lights during hailstorms to better control their vehicles [11] - Seeking shelter in indoor parking or covered areas is recommended to protect vehicles from hail damage [11] - If no shelter is available, positioning the vehicle to minimize direct impact from hail is suggested [11]