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金融助力“天中麦客”收获全国
Zhong Guo Xin Wen Wang· 2025-05-20 07:12
粮丰农稳天下安。近年来,驻马店深入实施"藏粮于地、藏粮于技"的战略目标,坚持农业农村优先发展 不动摇。驻马店分行在河南省分行党委的有力引领下,始终以服务"三农"为己任,用实际行动诠释国有 大行的责任担当,努力发掘"九县一区"特色资源禀赋,积极支持乡村振兴战略实施。自2023年裕农振兴 贷业务正式上线以来,驻马店分行创新的"主粮贷""花生贷",复制的"辣椒贷"等项目遍地开花,共投放 8000万元,农机类客户贷款累计投放近5000万元,为农机产业发展贡献了"建行力量"。(牛聪) "很多客户都是在年前就预订好机器,因为一些机手在二三月份就出发到海南、广东、云南等地作业, 要提前做好准备。"作为当地收割机主流企业之一,汝南县大丰车农业机械销售有限公司总经理张晓每 年到这个时候都忙得脚不沾地。 近年来,当地政府对农机补贴扶持力度逐渐加大,农业机械行业需求增速较猛。然而,随着大丰车订单 逐年增长,订购周期长、资金汇款期长等原因时常让该公司面临资金压力。在"行长进万企"走访活动 中,建行汝南支行获悉了公司困难,主动对接其资金需求,为其快速办理对公账户、收单商户、配置 POS机等产品。通过建行"惠懂你"线上收单授信+线下房产 ...
郑州银行:深耕“五篇大文章” 擘画地方经济高质量发展新图景
Sou Hu Cai Jing· 2025-04-15 07:11
Core Viewpoint - The article emphasizes the importance of financial services in supporting national strategies and high-quality economic development, highlighting Zhengzhou Bank's commitment to five key areas: technology, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Technology Finance - Zhengzhou Bank has established a strategic focus on technology finance, with a policy-driven loan balance of 48.269 billion yuan in 2024, reflecting a growth rate of 44.50% [2] - The bank aims to create a comprehensive financial service system that covers the entire lifecycle of technology enterprises, particularly in innovation hubs like Zhengzhou High-tech Zone and Central Plains Science City [2] - Innovative products such as "Talent e-loan" and "Intellectual Property Pledge Loan" are designed to facilitate the transformation of technological achievements into industrial applications [2] Group 2: Green Finance - Zhengzhou Bank is actively implementing the national green development strategy, with a green finance loan balance of 9.146 billion yuan in 2024, showing a significant increase of 123.73% [3] - The bank issued 2 billion yuan in special green financial bonds, targeting six core areas including energy conservation and pollution prevention [3] - Collaborative efforts with government and research institutions have led to the establishment of a green technology assessment platform, supporting key green projects like new energy vehicles [3] Group 3: Inclusive Finance - Zhengzhou Bank focuses on small and micro enterprises, offering products like "Order Loan" and "Enterprise Procurement Loan" to enhance financing efficiency [4][5] - The bank has optimized traditional products like "Housing e-loan" to simplify approval processes and improve loan accessibility for small businesses [5] - Efforts to support rural revitalization include expanding service channels and introducing tailored loan products for agricultural needs [5] Group 4: Pension Finance - The bank has formed a dedicated team to enhance pension financial services, aligning with national policies on aging [6] - It prioritizes credit funding for pension industry projects and offers specialized financial products for elderly clients [6] - Collaboration with social security departments aims to streamline pension distribution processes and provide comprehensive financial services for seniors [6] Group 5: Digital Finance - Zhengzhou Bank is embracing financial technology, launching online products like "Zheng e-loan" to streamline the loan process [7] - Strategic partnerships with tech companies, including Huawei, focus on digital transformation and enhancing operational efficiency [7] - The bank is committed to expanding its technological collaborations to drive digital development [7]