Group 1: Economic Trends and Initiatives - A nationwide consumption boom is occurring, driven by the launch of the 2025 National Summer Cultural and Tourism Consumption Season, featuring over 4,300 events and approximately 39,000 activities [1] - Financial institutions are innovating products and services to support the "summer economy" [1] Group 2: Funding Support for Local Businesses - In Guizhou, the tourism sector is thriving, with significant increases in visitor numbers following the opening of the Gui-Nan high-speed railway, leading to high demand for accommodations [2] - A local inn owner, facing funding challenges for expansion, received a loan of 2 million yuan through a bank's merchant loan service, enabling her to renovate and increase capacity [3] Group 3: Enhanced Consumer Experience - A new "immediate tax refund" service for international tourists has been implemented in Chengdu, allowing for a seamless shopping and tax refund experience, contributing to over 24 million yuan in inbound consumption [4] - Banks are actively participating in enhancing the shopping experience for international travelers by providing immediate tax refunds and improving payment services [5] Group 4: Night Economy Initiatives - Shanghai is hosting a "Night Life Festival" with 130 unique summer night activities to stimulate consumption, supported by a special bus service for night shopping [7] - Banks are launching promotional campaigns and financial products to support the night economy, enhancing consumer engagement and spending [8]

" 品 E = 国际的题 线上惠客厅 快速了解办贷款 r 级适合什么贷 尊敬的用户您好 立即体验 欢迎来到线上"惠客厅" 关于贷款资金用途的提示 线上 "惠容同 好的 :4:1. "快速了解办贷款" 视频介绍流程清,申贷步骤皆洞明 布放贷前指引、信用快贷、抵押快贷、善新 贷等申请流程引导视频。 如何快速办理 两分钟速览 资前三步走 售后报抽影 个人经营信用快贷 两分钟教会您 办理流程 贷前三步走 两分钟速览个人经营信 ... 如何快速办理房产抵押 .. 船信我 惠懂尔 建行惠懂你 TP "建行惠懂你"APP 2 合肥 Q 普科技 ■月号区 264 及元 4 7499 测浏贷款额度 el 贷款申请 用款 还款 续贷 贷款查询 D @ 大 I 亲 - C F 开户 账户查询 对账 代发工资 企业绩税 # B | & = 下载 (a) 最后 财务管理 物流快迷 名片 小微云课堂 更多 g 关于贷款资金用途的提示 HE 17 3 3 1 = 贷款精选 1 年化利率均采用单利计算,不存在与数 ens Hology Production Company Company Company Company Company Co ...

"建行无还本续贷政策真是解了我们的燃眉之急，避免了资金周转困难引发的经营风险，让我们对未来 发展充满信心。"白达林台欣喜地说。 在荒山治理前线，这家造林企业在金融活水的滋养下茁壮成长，新规划的7350亩荒山绿化工程也得以启 动。这正是建设银行（601939）内蒙古分行助力内蒙古"五大任务"中"建设成为我国北方重要生态安全 屏障"的生动实践。据悉，截至2025年4月末，建设银行内蒙古分行已累计为3.55万户小微企业客户办理 续贷业务7.17万笔，续贷金额239.72亿元。 然而，造林行业前期投入大、见效周期长的特性，让这家小微企业一度陷入困境。苗木成活需1年培育 期，树木种植承包款按年度分批拨付，致使企业资金时常青黄不接。今年春季造林季，企业面临苗木采 购、取水打井、人工费用支付的资金压力，与此同时，100万元流动资金贷款也即将到期。 若按照常规流程"先还后贷"，还需额外筹措一笔"过桥"资金，这对于急需资金的企业而言无疑是雪上加 霜。"新培育的20万株松树容器苗亟待移栽，工人们等着发工资，银行还款日又步步逼近，那阵子急得 我整宿睡不着。"企业负责人白达林台回忆说。 建行科尔沁右翼中旗支行客户经理了解企业困难后， ...

Core Viewpoint - Construction Bank is actively enhancing its financing services for small and micro enterprises, transitioning from a passive response to proactive empowerment, with a focus on accessibility and suitable interest rates [1]. Group 1: Financing Initiatives - As of April 2023, Construction Bank has provided funding to over 1.4 million enterprises, with a total credit issuance of 1.8 trillion yuan [1]. - The bank has established a "236" work mechanism to improve customer service capabilities and address the actual difficulties faced by enterprises [1]. Group 2: Tailored Financial Solutions - Construction Bank customizes financial solutions for small and micro enterprises, such as the "Shanxin Loan" for a smart technology company, which successfully secured a loan of 670,000 yuan after resolving legal issues [2]. - The bank offers comprehensive financial services tailored to the specific needs of enterprises in key sectors like foreign trade, technology, and agriculture [2]. Group 3: Addressing Sector-Specific Challenges - A biological pharmaceutical company faced challenges due to rising international logistics costs and exchange rate fluctuations; Construction Bank provided a comprehensive service plan, including a loan of 2 million yuan and risk management solutions [3]. - A high-tech pig farming enterprise utilized the "Jianhang Huizhongni" app to apply for a technology enterprise credit loan, benefiting from rapid approval and disbursement [3]. Group 4: Agricultural Financing - The bank has developed a financing risk control model for the Lingbao apple industry, offering a pure credit, no-collateral, fully online loan product called "Yunong Zhenxing Loan (Apple Industry)" to meet the growing financial service demands of farmers [4]. - Construction Bank is committed to implementing national policies to enhance financial service precision and accessibility for small and micro enterprises, contributing to high-quality development of the real economy [4].

当暖阳洒遍东北大地，万物复苏，黑龙江省饶河县"春日经济"焕发活力。 中国人民银行双鸭山市分行饶河营业管理部强化履职担当，面向辖内金融机构广泛开展政策宣讲，指导 各金融机构通过产品创新、精准放贷等举措，为小微企业纾困解难，为春耕生产保驾护航，以金融之力 推动县域经济高质量发展。 确保政策红利精准触达基层 正值春耕备耕关键时期，中国人民银行双鸭山市分行饶河营业管理部联合县域金融机构组建十余支"金 融宣传队"，深入田间地头、产业园区，通过"线上直播+线下宣讲"双渠道，解读支农支小再贷款、普惠 金融、定向降准等金融政策，确保政策红利精准触达基层，打通惠企利民"最后一公里"。 "以前对贷款政策不太清楚，总觉得贷款手续复杂，不敢尝试。听了银行工作人员讲解后才知道，办理 备春耕贷款很方便，心里有底了。"饶河县岭南村种植户李春生对《农村金融时报》记者说。 在中国人民银行双鸭山市分行饶河营业管理部的指导下，饶河农商银行通过推广线上信贷产品等方式开 展整村授信，为春耕备耕农户提供便捷的金融服务。 中国人民银行双鸭山市分行饶河营业管理部相关负责人告诉记者，截至目前，饶河县域金融机构已累计 发放春耕备耕贷款52.39亿元，支持农户8 ...

粮丰农稳天下安。近年来，驻马店深入实施"藏粮于地、藏粮于技"的战略目标，坚持农业农村优先发展 不动摇。驻马店分行在河南省分行党委的有力引领下，始终以服务"三农"为己任，用实际行动诠释国有 大行的责任担当，努力发掘"九县一区"特色资源禀赋，积极支持乡村振兴战略实施。自2023年裕农振兴 贷业务正式上线以来，驻马店分行创新的"主粮贷""花生贷"，复制的"辣椒贷"等项目遍地开花，共投放 8000万元，农机类客户贷款累计投放近5000万元，为农机产业发展贡献了"建行力量"。(牛聪) "很多客户都是在年前就预订好机器，因为一些机手在二三月份就出发到海南、广东、云南等地作业， 要提前做好准备。"作为当地收割机主流企业之一，汝南县大丰车农业机械销售有限公司总经理张晓每 年到这个时候都忙得脚不沾地。 近年来，当地政府对农机补贴扶持力度逐渐加大，农业机械行业需求增速较猛。然而，随着大丰车订单 逐年增长，订购周期长、资金汇款期长等原因时常让该公司面临资金压力。在"行长进万企"走访活动 中，建行汝南支行获悉了公司困难，主动对接其资金需求，为其快速办理对公账户、收单商户、配置 POS机等产品。通过建行"惠懂你"线上收单授信+线下房产 ...

Core Viewpoint - Small and micro enterprises are crucial for stabilizing the economy and ensuring employment, as well as being important sources of innovation. The China Construction Bank is actively supporting these enterprises by providing financing and services tailored to their needs [1]. Group 1: Financing Initiatives - China Construction Bank has injected funds into over 1.25 million enterprises, with a total credit exceeding 1.5 trillion yuan [1]. - The bank has established a "236" work mechanism to enhance customer service and address the actual difficulties faced by enterprises [2]. - The bank's approach includes a six-step method for client visits, focusing on identifying and solving problems [2]. Group 2: Problem-Solving and Support - During visits, the bank collects detailed information on the challenges faced by enterprises and develops tailored solutions [3]. - A specific case involved a small technology company that received a customized financing solution after resolving a legal issue, resulting in a loan of 670,000 yuan [3]. Group 3: Sector-Specific Services - The bank provides differentiated services for key sectors such as foreign trade, technology, consumption, and agriculture, implementing "one enterprise, one policy" strategies [4]. - A foreign trade company received a 2 million yuan loan and additional support for managing exchange rate risks and logistics costs [4]. - A technology company focused on the pig farming industry was able to secure a specialized credit loan quickly, enhancing its financing efficiency [5]. Group 4: Consumer and Agricultural Support - A consumer goods company successfully obtained a 300,000 yuan loan to alleviate financial pressure from rising raw material costs [6]. - An agricultural financing model was developed for apple growers, allowing for quick, unsecured loans to support the expansion of the apple industry [7]. Group 5: Sustainable Financial Mechanisms - The bank is addressing issues like "difficulties in renewing loans" and "reluctance to lend" by implementing sustainable financial service mechanisms [8]. - A medical technology company benefited from a quick loan renewal process, demonstrating the bank's responsiveness to client needs [8]. Group 6: Risk Management and Support - The bank has established a "duty exemption" policy for credit staff, encouraging them to support enterprises without fear of penalties for unforeseen loan defaults [9]. - The bank aims to enhance the precision and accessibility of financial services for small and micro enterprises, contributing to high-quality economic development [9].

4月29日，记者从内蒙古自治区人民政府新闻办召开的"支持民营和小微企业融资工作"新闻发布会获 悉，建设银行内蒙古分行从优化政策工具、扩大客户群体、丰富办理方式三个方面持续落实无还本续贷 政策，切实满足民营小微企业融资需求。2024年1月至2025年3月，建设银行内蒙古分行共为2.23万户小 微企业客户办理续贷业务，续贷金额150.49亿元。 转自：草原云 新闻发布会现场。 丰富续贷办理方式。对满足条件的客户提供自助办理续贷，在贷款到期前30、15天通过"建行惠懂 你"APP向客户发送续贷邀约，由客户自主线上办理。对不满足线上自助办理的客户进一步沟通续贷意 向，通过上门调查、协商一致的基础上进行线下续贷。在续贷办理过程中，客户经理全流程跟进续贷办 理情况，确保"应续尽续"，满足客户合理性融资需求。 内蒙古日报•草原云记者：李永桃 实习生：吴萍 优化续贷政策工具。今年以来，建设银行内蒙古分行优化小微信用快贷、抵押快贷等3项产品续贷制度 和流程，持续提升服务效能，从法人小微企业产品到个人经营类产品、从信用方式到抵押方式实现了全 覆盖。产品的期限从1年调整为1-3年，更好地满足客户经营周期需求。贷款利率持续下调，每年 ...

n 99 真懂 K 在使服单 ● .. ● 点击开启 致每一位不懈追求的经营者, 在这不平凡的一年里， 无论是街角小店里卖出的一件日用百货, 还是实验室里的一次勇敢尝试, 都是构成珍贵相片不可或缺的色彩。 "建行惠懂你 年度账单新鲜出炉, 悉数见证您勇往直前的瞬间, 邀您亲启这份专属时光胶片! ...

年 末 送 福 享 好 礼 2024年12月2日-12月31日 小微企业及个体工商户 参与 测额、贷款支用、开户、 签约代发工资等，即有机会领取 50-100元微信立减金 奖励可 叠加 领取 *惊喜福利 送完即止* 测额体验礼 即可领取 100元立减金 老客支用礼 活动前签约过贷款产品的 小微企业及个体工商户 活动前已开立对公账户 但未签约贷款的小微企业及个体工商户 在活动期间通过"建行惠懂你"APP 历史首次 完成精准测额且有额度 即可领取 50元立减金 新客支用礼 小微企业及个体工商户 在活动期间通过"建行惠懂你"APP 历史首次 签约并支用贷 款 在活动期间通过"建行惠懂你"APP 首次 支用贷款 即可领取 100元立减金 中长期贷款专享礼 小微企业及个体工商户 在活动期间通过"建行惠懂你"APP 首次 支用期限大于一年的贷款 即可领取 100元立减金 科创企业专享礼 科创企业 在活动期间通过"建行惠懂你"APP 首次 支用贷款 即可领取 100元立减金 小微企业及个体工商户 在活动期间首次在建行 开立对公账户 绿色信贷专享礼 小微企业 在活动期间通过建行全渠道 首次 支用绿色信贷 即可领取 100元立 ...