Core Viewpoint - The aging population presents both challenges and opportunities, with the development of the silver economy being a key strategy to enhance the well-being of the elderly and promote sustainable economic growth [1][8]. Policy Support - Since the 18th National Congress, China has gradually improved its policy framework to support the development of the silver economy, establishing a clear path for advancement [2]. - The "Healthy China 2030 Planning Outline" and subsequent national strategies have integrated the silver economy into health and aging policies, emphasizing the importance of a multi-level policy system [2]. - The 2024 State Council policy on the silver economy includes 26 specific measures aimed at enhancing the welfare of the elderly, marking a shift towards precise implementation [2]. Silver Economy Definition - The silver economy encompasses a wide range of economic activities related to the aging population, not limited to elder care services, but forming a complete economic system that includes production, distribution, circulation, and consumption [3]. - It consists of both established industries and emerging sectors, with significant growth in areas such as silver goods, services, finance, and real estate [3][5]. Market Dynamics - The silver economy in China has shown rapid expansion, with the overall market size exceeding 12 trillion yuan in 2023, growing at an average annual rate of over 10% from 2019 to 2023 [5]. - Key growth areas include rehabilitation medical devices, which are projected to reach a market size of 71.46 billion yuan in 2024, and the silver service industry, which saw a market size exceeding 5 trillion yuan in 2023 [5][6]. Future Trends - The silver economy is expected to evolve through "multi-dimensional integration and technological empowerment," with a focus on meeting the diverse needs of the elderly population [7]. - By 2035, the elderly population in China is projected to exceed 400 million, driving demand for high-quality products and services, particularly in the fields of rehabilitation and home care [7]. Economic Impact - The silver economy is positioned as a critical area for optimizing economic structure and fostering new growth drivers, contributing to both improved living standards for the elderly and overall economic growth [8].

消除数字鸿沟，营造智慧养老友好环境。围绕提升老年人数字素养，针对不同年龄段、不同认知水平的 老年群体，开展分层分类的数字技能培训，提高老年人对智能设备的接受度和使用能力。强化智慧养老 产品适老化改造，在开发设计过程中充分考虑老年人生理特点和使用习惯，降低使用门槛。坚持传统服 务方式与智能化服务并行，避免老年人在智能化浪潮中掉队。建立完善的信息安全保障机制，加强老年 人个人信息和数据安全保护，增强其对智慧养老服务的信任度。 （文章来源：经济日报） 当前，智慧养老产业凭借物联网、大数据、云计算和人工智能等新一代信息技术，成为养老服务供给扩 大化、普惠化的重要依托，能够更好地满足"银发族"多样化养老需求，为实现老有所养、老有所依、老 有所乐的民生目标提供了支撑。 强化政策支撑，构建智慧养老产业生态体系。建立跨部门协同机制，制定智慧养老产业发展规划，明确 发展路径、重点任务和支持措施。完善行业标准体系，统一养老服务数据标准、接口标准、技术标准和 服务规范，破除信息壁垒。优化财税支持政策，对智慧养老产品研发、应用推广给予税收优惠，设立专 项资金支持智慧养老示范项目建设。加大金融支持力度，引导金融机构开发智慧养老专项信贷 ...