炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 根据海富通基金管理有限公司（以下简称"本公司"）与国新证券股份有限公司（以下简称"国新证券"） 签署的开放式证券投资基金销售协议，现增加国新证券为本公司旗下部分基金的销售机构。并于2025年 12月26日起参加国新证券的申购费率优惠活动。现将有关事项公告如下： 一、适用基金 ■■ 二、业务开通时间 自2025年12月26日起，投资者可在国新证券办理上述开放式基金的开户、申购、赎回等业务。具体的业 务流程、办理方式和办理时间等以国新证券的规定为准。 三、适用投资者范围 符合法律法规及基金合同规定的投资者。 四、费率优惠活动 以国新证券官方网站所示公告为准。 五、重要提示 1、投资者欲了解基金的详细信息，请仔细阅读上述开放式基金的基金合同、招募说明书、基金产品资 料概要及相关法律文件。 1、费率优惠内容 自2025年12月26日起，投资者通过国新证券申购本公司上述开放式基金，在不违反法律法规和基金合同 的相关要求下，申购（含定期定额申购）费率不设折扣限制（执行固定申购费用的除外），具体折扣费 率以国新证券的活动为准。基金原费率请详见基金合同 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) is leveraging technology and innovation to drive high-quality development in the banking sector, with the launch of its "AI2ALL" digital ecosystem as a key initiative [1][18]. Group 1: Technological Advancements - PSBC has initiated a comprehensive upgrade of its core banking systems, focusing on self-research and development to enhance stability and security, which are critical for banking operations [2]. - The bank's third-generation core system has achieved a tenfold increase in peak load capacity, a 97% reduction in single transaction approval time, and a 90% decrease in end-of-day batch processing time [3]. - PSBC is implementing artificial intelligence (AI) as a fundamental pillar of its development strategy, enhancing internal processes and customer interactions [4]. Group 2: AI and Model Development - The bank is pursuing a dual-track approach in algorithm development, combining external partnerships with self-cultivation, including collaborations with Baidu and Tsinghua University [5]. - PSBC has established a comprehensive model management system to ensure the safe application of AI models throughout their lifecycle [7]. - The bank's AI trading robot, "You Xiao Bao," has improved bond trading efficiency by over 95%, showcasing the effectiveness of AI in financial markets [8]. Group 3: Digital Banking Innovations - The latest version of PSBC's mobile banking app, version 11.0, features an AI assistant that enhances user experience through natural language processing [12]. - The app includes a dual protection mechanism for high-risk transactions, marking a significant upgrade in security measures [13]. - PSBC has integrated non-financial services into its mobile banking platform, enhancing customer engagement and satisfaction [14]. Group 4: Financial Inclusion and Green Finance - PSBC is extending its financial services through innovative models like the "Cloud Cabinet," which enhances service delivery in remote areas [11]. - The bank has developed specialized financial products to support green projects, contributing over 5.185 billion yuan to renewable energy initiatives [16]. - As of September 2025, PSBC's green loan balance reached 999.284 billion yuan, significantly contributing to carbon emission reductions [16]. Group 5: Future Outlook - The bank is preparing for the "15th Five-Year Plan," focusing on further developing its digital ecosystem and enhancing its AI capabilities [18]. - PSBC aims to integrate its financial services more deeply into China's modernization efforts, positioning itself as a leader in the digital transformation of the banking industry [19].