Group 1 - The company has signed a sales agreement with Guoxin Securities to include it as a sales institution for certain funds, effective from December 26, 2025 [1] - Investors can open accounts and conduct subscription and redemption transactions for the specified open-end funds through Guoxin Securities starting from December 26, 2025 [2][3] - The fee discount for subscriptions through Guoxin Securities will not have discount limits, except for fixed subscription fees, with specific rates determined by Guoxin Securities' promotional activities [3][4] Group 2 - The company has also signed a sales agreement with China Postal Savings Bank to include its "You Ni Tong Ying" platform as a sales channel for certain funds, effective from December 25, 2025 [10] - Investors can open accounts and conduct subscription and redemption transactions for the specified open-end funds through the "You Ni Tong Ying" platform starting from December 25, 2025 [11][12] - Similar to Guoxin Securities, the subscription fee discount through the "You Ni Tong Ying" platform will not have discount limits, with specific rates determined by the platform's promotional activities [12][13] Group 3 - The company will adopt the "index yield method" for valuing stocks held by its funds that are suspended from trading, effective from December 23, 2025, due to significant events affecting the stock "Zhongwei Company" [18] - Once the suspended stock resumes active trading, the company will revert to using the closing price for valuation without further announcements [19]

Core Viewpoint - Postal Savings Bank of China (PSBC) is leveraging technology and innovation to drive high-quality development in the banking sector, with the launch of its "AI2ALL" digital ecosystem as a key initiative [1][18]. Group 1: Technological Advancements - PSBC has initiated a comprehensive upgrade of its core banking systems, focusing on self-research and development to enhance stability and security, which are critical for banking operations [2]. - The bank's third-generation core system has achieved a tenfold increase in peak load capacity, a 97% reduction in single transaction approval time, and a 90% decrease in end-of-day batch processing time [3]. - PSBC is implementing artificial intelligence (AI) as a fundamental pillar of its development strategy, enhancing internal processes and customer interactions [4]. Group 2: AI and Model Development - The bank is pursuing a dual-track approach in algorithm development, combining external partnerships with self-cultivation, including collaborations with Baidu and Tsinghua University [5]. - PSBC has established a comprehensive model management system to ensure the safe application of AI models throughout their lifecycle [7]. - The bank's AI trading robot, "You Xiao Bao," has improved bond trading efficiency by over 95%, showcasing the effectiveness of AI in financial markets [8]. Group 3: Digital Banking Innovations - The latest version of PSBC's mobile banking app, version 11.0, features an AI assistant that enhances user experience through natural language processing [12]. - The app includes a dual protection mechanism for high-risk transactions, marking a significant upgrade in security measures [13]. - PSBC has integrated non-financial services into its mobile banking platform, enhancing customer engagement and satisfaction [14]. Group 4: Financial Inclusion and Green Finance - PSBC is extending its financial services through innovative models like the "Cloud Cabinet," which enhances service delivery in remote areas [11]. - The bank has developed specialized financial products to support green projects, contributing over 5.185 billion yuan to renewable energy initiatives [16]. - As of September 2025, PSBC's green loan balance reached 999.284 billion yuan, significantly contributing to carbon emission reductions [16]. Group 5: Future Outlook - The bank is preparing for the "15th Five-Year Plan," focusing on further developing its digital ecosystem and enhancing its AI capabilities [18]. - PSBC aims to integrate its financial services more deeply into China's modernization efforts, positioning itself as a leader in the digital transformation of the banking industry [19].