为破解农业经营主体融资难题，邮储银行浙江省分行创新推出"邮柚贷"专项产品，通过与省农担公司、地方担保机构建立风险分担机制，有效降低了农户和企业的融资门槛。 王新是青石镇胡柚种植大户，2014年，他就成立了常山胡柚唯一一家天猫旗舰店。如今，直播带货兴起，王新再次瞄准风口，在自家仓库搭起直播间，平均每天卖货1000多件，最远的订单卖到 截至2025年9月末，邮储银行已在常山县累计为318家新型农业经营主体提供信贷支持，"邮柚贷"余额达7770.45万元，真正实现了金融活水精准滴灌。依托中国邮政的优势，胡柚种植户还获得 一果兴百业，金融筑路富万家 当金灿灿的胡柚不仅是鲜果，更成为饮料、食品原料、化妆品原料等多元产品时，常山胡柚产业正朝着百亿级目标大步迈进。而在产业升级、链条延伸的关键节点，邮储银行始终是最坚实的金融 在常山县白石镇，占地28542平方米的柚香谷香柚农文旅融合产业园建设如火如荼，该园区规划打造集生态种植、农业观光、休闲度假于一体的乡村振兴样板。作为深耕胡柚与香柚深加工领域的 2024年6月，邮储银行常山县支行针对企业园区建设中的资金需求，为其量身定制金融服务方案，及时投放1000万元科创信用贷款，为项 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) Zhejiang Branch focuses on enhancing financial services for rural revitalization, prioritizing agricultural and rural development through innovative financial products and services [1][4]. Group 1: Financial Services and Innovations - PSBC Zhejiang Branch has seen a continuous increase in agricultural loans, with a total balance exceeding 230 billion yuan as of June, ranking among the top in the system [1]. - The bank has established 974 rural outlets, with over 70% located in rural areas, enhancing financial accessibility [1]. - The "Tea Aroma Quick Loan" product was introduced to support the tea industry, providing quick credit with a maximum limit of 3 million yuan [2]. - The bank has developed specialized loans for various agricultural sectors, including "Mushroom Loan" and "Mussel Loan," with a total balance of 13.6 billion yuan in specialized industry loans [3]. Group 2: Community Engagement and Support - PSBC has integrated party-building activities with rural revitalization efforts, conducting nearly 300 themed events to assist local farmers [4]. - The bank has provided significant credit support to agricultural innovation groups, with 530 million yuan granted to a local association and 1 billion yuan to a city-level association [4]. Group 3: Digital Transformation and Future Plans - The bank is advancing a rural big data platform to enhance credit evaluation and loan approval processes, with over 130 billion yuan in personal loans issued to farmers [6]. - A new closed settlement system for the tea industry has been implemented to improve transaction efficiency and security, expected to mobilize over 100 million yuan in funds [6]. - Future plans include focusing on coordinated urban-rural development, modern agricultural practices, and supporting new agricultural entrepreneurs [6].