Core Viewpoint - In 2024, Liuzhou Two-side Needle (600249) has 1.2 billion yuan in self-owned funds for deposit interest collection, yet it borrowed 90 million yuan from banks to pay interest, revealing a business logic where deposit rates significantly exceed loan rates [1][2]. Group 1: Financial Position - As of the end of the reporting period, the company had monetary funds of 1.273 billion yuan, accounting for 46.78% of total assets, with short-term borrowings increasing by 55.17% year-on-year to 90 million yuan [2]. - The company's monetary funds include 1.142 billion yuan in the parent company, representing 89.71% of the total, largely due to a significant asset transaction in 2019 that generated approximately 1.2 billion yuan in principal and interest [3]. Group 2: Interest Income - The total monetary funds deposited by the company and its subsidiaries amounted to 1.27288 billion yuan, generating interest income of 40.7246 million yuan [4]. - The average monetary fund balance for the year was approximately 1.2605411 billion yuan, with an average interest rate of 3.26%. The majority of deposits, amounting to 1.03813 billion yuan, were held at Liuzhou Bank with interest rates ranging from 0.3% to 3.8%, yielding 33.2204 million yuan in interest [5]. Group 3: Loan Details - Of the 90 million yuan in loans, 10 million yuan benefited from a preferential rate under the Science and Technology Loan program, resulting in a post-subsidy annual interest rate of only 2.6%. The remaining 80 million yuan loans enjoyed a subsidy rate of 2.88%, with post-subsidy rates ranging from 0.22% to 1.27%, including 35 million yuan at a post-subsidy rate of 0.22% [6]. Group 4: Business Overview - Established on January 30, 2004, and listed on the Shanghai Stock Exchange, the company primarily engages in the research, production, and sales of oral care products, personal care items, and hotel supplies. In 2024, it achieved an operating income of 1.053 billion yuan, with a net profit of only 8.95 million yuan after deducting non-recurring items [7].

4月16日沪深两市涨跌不一，成交量有所放大。板块方面贵金属、旅游酒店涨幅居前，消费电子、汽车 零部件跌幅居前。人气股方面红宝丽（002165）、国芳集团（601086）、两面针（600249）、贝因美 （002570）收于涨停，杭钢股份（600126）、新赛股份（600540）跌幅居前。下面是今日十大人气股排 名的详细情况。 | | 4.16沪深两市 十大人气股排名 | | | | | | --- | --- | --- | --- | --- | --- | | 个股人气排名 股票代码 | | 证券简称 | 收盘价 | 涨跌幅 (%) | 人气值 | | 1 | 002165 | 红宝丽 | 9.85 | 10.06 | 819.04万 | | 2 | 601086 | 国芳集团 | 9.59 | 9.98 | 789.07万 | | 3 | 600249 | 两面针 | 7.36 | 10.01 | 528.44万 | | 4 | 002570 | 贝因美 | 7.3 | 9.94 | 374.93万 | | ਟ | | 002094 青岛金王 | 7.84 | -3.33 | 365.83万 | | 6 ...