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三十年初心与二十四载坚守:金融助力乡村振兴的“民生样本”
经济观察报· 2026-02-04 13:12
Core Viewpoint - The article highlights the transformative journey of China Minsheng Bank over 24 years, from poverty alleviation efforts to comprehensive rural revitalization, showcasing its significant contributions to local communities in Henan Province [2][4][24]. Group 1: Historical Context and Contributions - China Minsheng Bank was established in 1996 and became the first nationwide commercial bank initiated by private enterprises, taking on the responsibility of targeted assistance in Henan Province by 2002 [2][4]. - The bank has donated over 290 million yuan in aid and provided loans exceeding 1.53 billion yuan to support local development [4][24]. - The bank's current focus is on the "two focuses, three reductions, and five enhancements" strategy to drive rural revitalization through financial support and comprehensive assistance in five key areas [4]. Group 2: Infrastructure and Economic Development - In the village of Tianshang, the bank invested over 20.5 million yuan to transform the area from a typical impoverished village to a thriving tourist destination with the establishment of the "Baimalin Valley" inn [6][7]. - The inn achieved an operational income of 700,000 yuan by the end of 2025, with high occupancy rates during holidays [7]. - A new revenue distribution model, "5311," was established to ensure sustainable development and fair distribution of income among villagers [9][10]. Group 3: Agricultural Innovation and Employment - In Jiaozhuang Village, the bank introduced agricultural technology and established a 30-acre experimental field, leading to the cultivation of high-yield varieties of honeysuckle [11][13]. - The introduction of the "Tere 1" variety resulted in yields of over 3,000 jin per acre, generating significant income for local farmers [13]. - The bank's initiatives have created over 310 jobs in the honeysuckle industry and supported the establishment of a high-quality wheat base in the region [13][14]. Group 4: Cultural and Educational Initiatives - The bank has supported educational programs for 25,100 students over 19 years, with notable success in high school admissions to prestigious universities [19][22]. - It has also invested in improving educational facilities and mental health resources in local schools [21][23]. - Cultural initiatives, such as the "Minsheng MA + Art Empowerment Plan," have integrated local history and modern art to enhance tourism and cultural identity [18]. Group 5: Comprehensive Support and Future Outlook - The bank's comprehensive support includes healthcare initiatives, with the donation of mobile health clinics to improve medical access for rural residents [21][24]. - By 2025, the bank's direct aid and loans have significantly increased, demonstrating the effectiveness of financial and social resource integration in rural development [24]. - As the bank approaches its 30th anniversary, its efforts in Henan serve as a model for rural revitalization and community empowerment across China [24].
三十年初心与二十四载坚守:金融助力乡村振兴的“民生样本”
Jing Ji Guan Cha Wang· 2026-02-04 03:39
2025年12月,豫北平原进入农闲时节,气温降至零下,但在河南省滑县堤上村的"白马林谷"民宿内,客 房预订依然紧俏,元旦假期的入住率已接近饱和,村"两委"的公示栏上,刚刚更新了这一年的村集体收 入数据—81万元。 在一百公里外的封丘县贾庄村,种植大户正在田间查看"特蕾1号"金银花的越冬情况,这种由高校科研 团队培育的新品种,在刚刚过去的采摘季里,创下了亩产3000斤的产量纪录。 这些发生在田间地头的改变,并非一日之功,若将时间线拉长,这些具体的收成,都源于一场跨越二十 四年的接力。 故事的起点可以追溯到一家银行的初创期,1996年,中国民生银行(600016)正式成立,成立仅6年 后,2002年,这家年轻的银行便响应国家号召,将河南省滑县与封丘县划入了自己的责任版图,成为当 时唯一一家承担中央单位定点帮扶任务的民营企业。 从最初的捐资助学、修路打井,到脱贫攻坚战时期的精准施策,再到如今乡村振兴阶段的全面推进,这 场跨越二十四年的"长跑",贯穿了中国民生银行的发展历程。 2026年是"十五五"规划的开局之年,也是中国民生银行成立30周年。 作为中国第一家主要由民营企业发起设立的全国性股份制商业银行,同时也是唯一 ...
定点帮扶“责任田”变“示范田”,民生银行“别样”赋能乡村振兴丨五篇大文章调研行
Hua Xia Shi Bao· 2025-09-29 12:47
"今年五一、端午假期都满房了。"走进河南滑县堤上村的白马林谷民宿,仿佛来到世外桃源,这里溪水 潺潺,环境清幽,原汁原味的村落民宿复古中透露着时尚。中国民生银行派驻堤上村第一书记曹奕萌告 诉《华夏时报》记者,自2023年5月31日民宿正式开业以来,每年都有上万名游客来到这里感受乡间野 趣,直接带动堤上村10余位村民转变身份当管家,村集体收入每年分红超10万元。 这家"网红"民宿,也正是民生银行在定点帮扶的"责任田"里种出的"丰收果"。 作为我国第一家主要由民营企业发起设立的全国性股份制商业银行,民生银行秉承"服务大众,情系民 生"初心和使命,从2002年就主动承担起中央单位定点帮扶政治任务,是唯一一家承担此项任务的民营 企业。 今年是民生银行对口帮扶河南滑县和封丘县的第23年。23年来,民生银行累计向两县捐赠无偿帮扶资金 超2.6亿元(其中包括员工捐款),投放贷款逾14亿元,引入无偿帮扶资金超1.7亿元,引入有偿帮扶资 金8864万元,培训各类人员9.8万人次,消费帮扶金额超2亿元。 "空心村"变身文旅热土 堤上村隶属河南滑县枣村乡,因坐落于"古黄河十米大堤之上"而得名,村内现存黄河故道大堤遗存,见 证着黄河治 ...