【导读】兴业银行全资子公司兴银投资获准开业，注册资本为100亿元 中国基金报记者 晨曦 首家股份行AIC，来了！ 11月9日下午，兴业银行发布公告称，其全资子公司兴银金融资产投资有限公司（以下简称兴银投资） 获准开业。 兴业银行称，其于2025年11月7日收到《国家金融监督管理总局关于兴银金融资产投资有限公司开业的 批复》（金复〔2025〕638号），国家金融监督管理总局已批准其全资子公司兴银投资开业。 根据该批复，兴银投资注册资本为人民币100亿元，注册地为福建省福州市。后续兴银投资将依照有关 规定办理开业手续。 兴业银行表示，兴银投资开业，标志着该行在服务国家战略、赋能实体经济的道路上迈出了关键一步。 对于后续发展，兴业银行称，兴银投资将依托专业化、市场化的债转股及相关业务，加大支持科创企业 与民营企业，通过优化企业资本结构，有效降低杠杆率，精准服务新质生产力，为实体经济注入高质量 发展新动能。 回顾来看，兴业银行发起设立兴银投资的进程颇为不易。早在2018年12月，兴业银行就曾宣布，拟出资 100亿元投资设立兴银投资，主要从事银行债权转股权及配套支持业务。兴业银行称，设立兴银投资是 该行为积极响应中央号 ...

Core Viewpoint - The establishment of Xingyin Investment, a wholly-owned subsidiary of Industrial Bank, marks a significant step in the bank's efforts to support national strategies and empower the real economy through specialized and market-oriented debt-to-equity swaps and related businesses [8][11]. Group 1: Company Establishment - Xingyin Investment has been approved to commence operations with a registered capital of 10 billion RMB, making it the first AIC initiated by a joint-stock bank [4][7]. - The approval for Xingyin Investment's establishment was granted by the National Financial Regulatory Administration on November 7, 2025 [6][8]. - The establishment process for Xingyin Investment began in December 2018, with the bank announcing its intention to invest 10 billion RMB, but faced delays until recent approvals were obtained [8][9]. Group 2: Industry Context - The approval of Xingyin Investment is part of a broader trend where the AIC sector is expanding, allowing more commercial banks to participate in market-oriented debt-to-equity swaps and equity investment businesses [11][12]. - The recent changes in the AIC landscape indicate a shift from a single-entity capital allocation model to a multi-party governance approach, enhancing the role of AICs in financial reform [11][12]. - The entry of joint-stock commercial banks and urban commercial banks into the AIC space is expected to foster differentiated investment strategies, with institutions focusing on various sectors such as technology and industrial integration [12].