本次分红对象为权益登记日在本基金注册登记机构登记在册的全体持有人，权益登记日为10月17日，现 金红利发放日为10月21日。1、红利再投资方式下，所得红利将按除息日的基金份额净值折算为基金份 额。2、选择红利再投资方式的投资者，再投资所得的基金份额将于2025年10月20日直接计入其基金账 户，2025年10月21日起可办理查询、赎回等业务。根据财政部、国家税务总局相关通知的规定，投资者 从基金收益分配中取得的收入，暂不征收所得税。1、本基金本次收益分配免收手续费。2、红利再投资 所得的基金份额免收再投资费用。 证券之星消息，10月16日发布《长盛中证红利低波动100指数型证券投资基金收益分配公告》。2025年 度第二次。公告显示，本次分红的收益分配基准日为9月9日，详细分红方案如下： | 分级基金简称 | 代码 | 置准日置等净值 (元) | | 分红方案 (元/10份) | | --- | --- | --- | --- | --- | | 长盛中证红利低波动100指数A 022342 | | | 1.02 | 0.04 | | 长感中证红利低波动100指数C 022343 | | | 1.02 | 0. ...

Core Viewpoint - The competition among banks in fund distribution is intensifying, leading to a significant reduction in fee rates, with some banks offering discounts as low as 0.1% to attract customers [1][3][5]. Group 1: Fee Discounts and Promotions - Shenzhen Rural Commercial Bank announced a 0.1% discount on certain open-end funds, a move mirrored by Changshu Bank, which also offers similar discounts on over 120 funds until the end of the year [1][3]. - The fee structure for the funds includes a significant reduction; for example, a fund with a standard 1.5% fee would drop to 0.15% for a 100,000 yuan investment, resulting in a fee of only 15 yuan [3]. - Other banks, such as Minsheng Bank and China Merchants Bank, have also implemented fee reductions, with many large banks maintaining a minimum discount of 1% [4][5]. Group 2: Competitive Landscape - Smaller banks are struggling to compete with larger banks in terms of channels and services, leading them to lower fees to maintain stability in their scale [1][5]. - The market is experiencing a "Matthew Effect," where larger banks gain more recognition and customer flow, while smaller banks face challenges due to weak customer bases and outdated systems [5][6]. Group 3: Revenue Pressure and Strategic Shifts - The reduction in fees is putting pressure on the intermediary income of banks, with major banks like China Merchants Bank and China Construction Bank reporting significant declines in their fund distribution income [6][7]. - Banks are urged to rethink their strategies in wealth management to offset the loss in income from fund distribution, with some already moving towards more customized and tailored wealth management solutions [8].