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当金融脉搏与雪域高原的心跳同频共振……
Jin Rong Shi Bao· 2025-08-28 01:47
Core Viewpoint - The article highlights the significant economic and social development in Tibet over the past 60 years, particularly since the 18th National Congress of the Communist Party of China, emphasizing the role of financial institutions in supporting this growth [2][3]. Financial Support and Infrastructure Development - Financial institutions have played a crucial role in supporting major infrastructure projects in Tibet, such as the construction of the "Heavenly Road" and the Sichuan-Tibet Railway, providing substantial loans to facilitate these developments [5][6][7]. - The postal savings bank has issued loans totaling 6.071 billion yuan to support the Sichuan-Tibet Railway construction, reflecting the growing financial needs associated with major projects in the region [6]. - The construction of the Sichuan-Tibet Railway and other significant projects has led to an increase in trade value from 6.93 million yuan in 1965 to an average of 10 billion yuan annually [8]. Industry Growth and Financial Innovation - The banking sector has introduced various financial products tailored to local industries, such as "Cangsu Loan" for tourism and "Cangxiang Loan" for traditional Tibetan incense production, significantly boosting local businesses [9][10][11]. - The Agricultural Bank of China has provided 1.34 billion yuan in loans to a Tibetan incense company, which has seen annual sales reach 20 million yuan, showcasing the impact of financial support on local industries [10]. Environmental Protection and Green Finance - Financial institutions are actively involved in promoting green finance initiatives, such as the construction of renewable energy projects, which are essential for maintaining the ecological balance of the Tibetan Plateau [13][14][16]. - The Postal Savings Bank has developed financing solutions for a wind-solar-storage project, which is expected to save 200,000 tons of standard coal annually, highlighting the commitment to sustainable development [13]. Social Welfare and Financial Accessibility - Financial services have been extended to remote areas through mobile service units, ensuring that local communities have access to necessary financial products and support [17][19][20]. - The Agricultural Bank of China has established numerous financial service points and mobile units to cater to the needs of farmers and herders, enhancing their ability to secure loans and improve their livelihoods [19][20].