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红土地上的金色答卷 农行江西分行金融赋能乡村振兴样本观察
Jin Rong Shi Bao· 2025-09-30 01:34
Core Viewpoint - The article highlights the significant role of Agricultural Bank of China Jiangxi Branch in empowering rural revitalization through innovative financial services and products, particularly in agriculture and rural development [1][2][3]. Group 1: Financial Support and Innovations - As of August 2025, the Agricultural Bank of China Jiangxi Branch has provided over 327.83 billion yuan in county loans, with agricultural loans reaching 179.83 billion yuan, and loans to impoverished counties increasing to 109.72 billion yuan, reflecting a substantial increase in financial support [1]. - The bank introduced the "Plant Variety Rights Pledge Loan," transforming intangible intellectual property into tangible financial support, exemplified by Tianya Seed Industry receiving a 30 million yuan credit [2]. - The bank's targeted financial services have led to nearly 3 billion yuan in loans for agricultural households, demonstrating a commitment to addressing the financing challenges faced by rural enterprises [2]. Group 2: Focus on Food Security and Agricultural Development - The Jiangxi Branch prioritizes food security, with a loan balance of 10.97 billion yuan in key agricultural sectors, marking a 10.87% increase since the beginning of the year [3]. - The bank supports the development of agricultural specialty industries, providing 2.2 billion yuan in credit for 18 large-scale planting and processing projects, enhancing the "Gan" brand agricultural products [3]. - In the tea industry, the bank allocated 300 million yuan in project loans, facilitating the modernization of traditional tea production in a region with a 1,700-year history of tea cultivation [3]. Group 3: Rural Revitalization and Community Development - The bank has issued 473.64 billion yuan in rural construction loans and 702.03 billion yuan in green credit, contributing to the overall rural revitalization efforts [5]. - Through the "Huinong e-loan" program, the bank has provided online credit loans to cooperatives and family farms, alleviating financial pressures during critical harvest periods [4]. - The bank's initiatives have led to the creation of over 200 jobs and the return of more than 40 young people to their hometowns, fostering local economic development [6]. Group 4: Digital Transformation and Financial Education - The bank has implemented the "Digital Rural Project," connecting various stakeholders in rural finance through the "Agricultural Bank Huinong Cloud" platform, with 8,819 customers registered as of August [10]. - The establishment of 4,191 credit villages has facilitated the flow of 173.24 billion yuan in credit, enhancing trust and financial accessibility in rural areas [10]. - The bank's outreach efforts include 2,423 financial education sessions, ensuring that financial knowledge reaches rural communities effectively [11].
在这里,感受富民兴疆的普惠力量
Jin Rong Shi Bao· 2025-09-29 01:28
在新疆维吾尔自治区成立70周年之际,《金融时报》记者深入喀什古城、伊犁河谷、霍尔果斯口岸 实地采访,深切感受到普惠金融始终与民生需求同频共振,正以精准、便捷、暖心的服务,穿透地域与 场景的阻隔,成为助力富民兴疆的关键力量。从田间地头的"及时雨",到文旅商圈的专属服务,再到因 地制宜的金融创新……随着普惠金融触角的不断延伸,一幅产业兴旺、百姓富足的生动图景正在这片广 袤的边疆土地上徐徐展开。 凭借当地金融机构的有力支持,位于喀什古城的"古丽的家"从一家只有7间客房的小民宿,发展成 为拥有3家分店的古城"打卡点";无独有偶,1200多公里之外的六星街玛格丽特民宿也以其独具特色的 装修风格吸引各地游客入住体验。为了支持更多类似的特色小店,新疆各金融机构先后推出"百年老店 贷""乡旅贷""文旅E贷"等多款特色信贷产品,同时,通过科技力量实现申贷材料的电子化和信息化,提 升申请流程的便捷度,为相关经营主体提供更加便捷、高效的金融服务体验。 聚焦优势特色产业扶持涉农主体 金秋九月,走进伊宁县维吾尔玉其温村,田间地头一片金黄,颗粒饱满的玉米挂满枝头。在伊宁县 广粮商贸有限公司的晒场上,金灿灿的玉米堆成一座小山,烘干设备忙碌 ...
融真心 送真情 出真招 农行北京分行擘画乡村振兴新蓝图
Core Viewpoint - Agricultural Bank of China Beijing Branch is actively supporting rural revitalization through innovative financial products and services tailored to the specific needs of rural industries, thereby enhancing agricultural productivity and improving the livelihoods of local farmers [1][2][8]. Group 1: Financial Support for Rural Industries - The bank has developed specialized financial products to address the unique needs of rural industries, ensuring that farmers can access loans that are easy to obtain, beneficial to use, and manageable to repay [2][3]. - A notable example includes the "Rural Revitalization e-loan," which provided funding between 500,000 to 1 million yuan to a cooperative in Dawo Village, enabling them to expand their mushroom production and processing capabilities [3]. - The cooperative's annual output value has reached 3 million yuan, significantly increasing the average income of villagers from 16,000 yuan in 2016 to 28,000 yuan by 2025 [3]. Group 2: Diverse Financial Products - Agricultural Bank of China Beijing Branch has introduced various financial products such as merchant loans, rural tourism loans, order loans, facility loans, and agricultural insurance loans to strengthen rural industries [5]. - The bank has also supported the Beijing Jingchun Beekeeping Cooperative with loans ranging from 1 million to 2 million yuan to help expand their operations, demonstrating a commitment to addressing the specific challenges faced by different agricultural sectors [4]. Group 3: Infrastructure and Community Development - The bank has invested nearly 2 million yuan in "rural tourism loans" to enhance local tourism infrastructure in Huangshandian Village, contributing to the overall economic development of the area [6]. - Additionally, over 2.4 million yuan has been allocated for public welfare projects in various villages, focusing on road construction, waste management, and cultural facilities [6][7]. Group 4: Talent and Knowledge Support - The bank has initiated programs to pair rural revitalization demonstration villages with better-developed administrative villages, fostering knowledge transfer and resource sharing [7]. - A team of five skilled personnel has been deployed to provide on-the-ground financial services and guidance, ensuring that local communities receive comprehensive support [7]. Group 5: Future Commitment - The bank plans to continue enhancing its financial support for key agricultural sectors, with a focus on food security, rural industries, and agricultural technology, having already issued nearly 9 billion yuan in loans to agricultural enterprises [8]. - The ongoing efforts aim to create a sustainable model for rural revitalization, ensuring that financial services are closely aligned with the needs of the agricultural sector and rural communities [8].
留住乡愁、创新赋能、错位发展 探寻传统村落流量密码
Jing Ji Ri Bao· 2025-09-21 03:02
Core Insights - Traditional villages are becoming a significant attraction in the cultural tourism market, drawing nearly 300 million visitors in the first half of the year, highlighting their strong appeal as travel destinations [1] - The preservation of traditional villages is essential for retaining cultural heritage, promoting tourism, revitalizing industries, and enhancing the livelihoods of local communities [2] - A total of 8,155 traditional villages have been included in protection lists across six batches, establishing a multi-level protection system that has shown significant results [3] Group 1: Cultural Heritage and Tourism - Traditional villages like Gao Yi Ancient Village in Hunan and Wulin Traditional Village in Fujian showcase rich historical architecture and cultural significance, with Gao Yi preserving 104 ancient buildings and Wulin housing 132 diverse architectural styles [2][3] - The integration of cultural and tourism activities is evident in places like Donghu Village in Fujian, which has developed a model combining art, culture, and tourism, attracting over 2,000 artists annually [4] - The rise of popular media has transformed locations like Changshan Village in Shandong into tourist hotspots, with daily visitor numbers increasing fivefold compared to the previous year [4] Group 2: Economic Development and Financial Support - The development of traditional villages requires tailored strategies that leverage local resources and characteristics to drive economic growth and improve residents' incomes [5] - Wulin Village has attracted 6 million visitors since its opening in 2021, with a high occupancy rate of over 80% for new businesses, fostering entrepreneurship and job creation [6] - Financial institutions are playing a crucial role in supporting the tourism industry, with initiatives like "Rural Tourism Loans" providing significant credit to enhance local businesses and transform unused assets into profitable ventures [6] Group 3: Sustainable Development - The integration of cultural empowerment and industrial development is key to creating sustainable growth mechanisms for traditional villages, with tourism-related activities generating approximately 34.2 billion yuan in consumer spending in the first half of the year [6]
探寻传统村落流量密码
Jing Ji Ri Bao· 2025-09-20 22:17
Core Insights - Traditional villages are becoming a significant attraction in the cultural tourism market, drawing nearly 300 million visitors in the first half of the year, highlighting their strong appeal as tourist destinations [1] - The preservation of traditional villages is essential for retaining cultural heritage, promoting tourism, revitalizing industries, and enhancing the livelihoods of local communities [2] - A total of 8,155 traditional villages have been included in protection lists across six batches, establishing a multi-level protection system that has shown significant results [3] Group 1: Cultural Heritage and Tourism - Traditional villages like Gao Yi Ancient Village in Hunan and Wulin Traditional Village in Fujian showcase rich historical architecture and cultural significance, with Gao Yi preserving 104 ancient buildings and Wulin housing 132 diverse architectural styles [2][3] - The integration of cultural and tourism activities is evident in places like Donghu Village in Fujian, which has developed a model combining art, culture, and tourism, attracting over 2,000 artists annually [4] Group 2: Economic Development and Community Involvement - The development of traditional villages is tailored to local resources and characteristics, promoting unique industries that enhance villagers' income [5] - Wulin Village has attracted 6 million visitors since its opening in 2021, with a high occupancy rate of over 80% for new businesses, demonstrating the economic potential of traditional village tourism [6] - Financial support initiatives, such as "乡旅贷" from Agricultural Bank, have been crucial in empowering villagers to participate in tourism projects, transforming abandoned assets into profitable ventures [6] Group 3: Sustainable Development Mechanisms - The integration of cultural empowerment and industrial development has led to a sustainable growth model for traditional villages, with tourism-related activities generating approximately 34.2 billion yuan in consumption in the first half of the year [6]
推动“乡旅贷”在临潭县落地生根,助力乡村振兴
Jin Rong Shi Bao· 2025-08-08 04:03
今年以来,农行甘肃临潭县支行聚焦旅游产业链发展,在人民银行甘南州分行的指导下,积极对接当地 文旅局、市场监督管理局等机构,推动"乡旅贷"专项产品落地生根。截至目前,该行累计发放"乡旅 贷"等旅游产业链贷款5961万元,惠及672户,助力农户增收,服务乡村振兴。 ...
“金笔”描绘青海富民产业新图景
Jin Rong Shi Bao· 2025-08-07 02:34
Group 1 - The core viewpoint emphasizes the role of Agricultural Bank of China in supporting local agricultural development through tailored financial products, particularly focusing on potato cultivation and other regional specialties [1][2]. - The bank has issued a total of 6.41 billion yuan in "Highland Potato Loans," with a remaining balance of 3.24 billion yuan, facilitating the entire potato industry chain from seed breeding to deep processing [2]. - In 2023, the bank has allocated 10.2 billion yuan in loans to the grain sector, reinforcing food security and supporting local farmers [1]. Group 2 - The bank has introduced "Tangka Loans" to support the preservation and development of the national intangible cultural heritage, with over 17 million yuan in loans provided to related enterprises and artists [2]. - A hybrid service model combining online and offline support has been established, benefiting 171,200 farmers by streamlining loan access through mobile banking [2]. - The bank has also launched "Merchant Loans" and "Rural Tourism Loans" to enhance rural tourism, with a total of 327.9 million yuan in loans issued to support over 2,400 businesses in the hospitality sector [3]. Group 3 - The bank is actively engaging with agricultural enterprises, having visited 683 agricultural businesses to assess financing needs, resulting in 1.79 billion yuan in loans to 57 agricultural leading enterprises this year [3].
农行呼伦贝尔分行描绘乡村振兴新画卷
Core Insights - The Agricultural Bank of China (ABC) has been actively supporting rural revitalization in Inner Mongolia, particularly in the Chen Barag Banner region, through tailored financial services and innovative loan products [1][2][3] - The bank's efforts have significantly boosted local farmers' incomes, exemplified by a farmer who increased his annual income from 200,000 yuan to approximately 2.5 million yuan over ten years due to the bank's support [1] - ABC's total agricultural loan balance in the city reached 2.783 billion yuan, with an increase of 1.195 billion yuan since the beginning of the year, demonstrating a strong commitment to rural economic development [2][3] Group 1 - The Agricultural Bank of China has provided continuous credit support to local farmers, enabling them to expand their operations and improve living standards [1] - The bank has introduced various financial products tailored to the diverse needs of farmers and rural enterprises, including "Huinong e-loan," "Rural Tourism Loan," and "Order Loan" [2] - The bank has established 217 "Huinong Tong" service points and implemented a "现场+远程" (on-site + remote) service model to enhance financial accessibility for rural residents [2][3] Group 2 - The bank has trained 686 financial deputy directors across ten banners to expand service coverage and assist farmers in accessing credit [3] - Over the past three years, ABC has disbursed loans totaling 18.155 billion yuan to 96,900 farming households, with an average annual increase exceeding 1 billion yuan [3] - The bank is focused on supporting key agricultural production areas and has implemented differentiated financial policies to ensure stable supply and production in the agricultural sector [3]
农行柳州分行以金融之力为乡村振兴“添翼赋能”
Group 1 - Agricultural Bank of China Liuzhou Branch focuses on serving "three rural issues" and has provided a total of 2.19 billion yuan in agricultural loans since 2025, including 114 million yuan in "Fumin Loans" [1] - The bank has issued 435 million yuan in loans to the sugar and forestry industries this year, with rural industry loans increasing by 370 million yuan since the beginning of the year [1] - Innovative financial products such as "Jinjiao Loan" and "Luosifen e-loan" have been introduced to support local specialty industries [1] Group 2 - Liuzhou's forestry land area is 1.27 million hectares, with a forest coverage rate of 67.22%, supporting industries like timber planting and furniture production [2] - The bank promotes "forest rights mortgage loans" and has issued 75 million yuan in loans to state-owned forest farms, addressing land rights and mortgage registration issues [2] - The bank supports the development of the under-forest economy through products like "Huinong e-loan" and rural production operation loans [2] Group 3 - The bank prioritizes financial support for grain production, offering tailored financial services based on the needs of different agricultural operators [3] - Since 2025, the bank has provided over 26.6 million yuan in loans to the grain production sector, covering processing and sales [3] - The bank facilitates connections between grain producers and processing enterprises to streamline the supply chain [3] Group 4 - The bank actively supports local green economic development and renewable energy projects, providing fixed asset loans at preferential rates [4] - A total of 330 million yuan has been loaned for the construction of wind power projects, improving local infrastructure [4] - The construction of the wind power project has resulted in the assembly of 33 wind turbines and the development of over 30 kilometers of roads benefiting local farmers [4] Group 5 - The bank has established 72 rural service points, covering 95.18% of towns, to provide essential financial services [5] - Financial technology applications are being promoted to enhance service efficiency and accessibility [5] - The bank has issued 53.62 million yuan in loans since 2025 to support 130 business entities through various innovative financial products [6]
"贷"我乐享边疆民宿
Jin Rong Shi Bao· 2025-07-23 02:36
Group 1 - The tourism industry in Bohu County is thriving, with a significant increase in visitors during the summer, leading to high occupancy rates in local homestays and restaurants [1][2] - The natural beauty and ecological environment of Bohu, including the largest inland freshwater lake in China, contribute to the growth of the local cultural tourism industry [1] - The local homestay "Hao Ge Xiao Yuan" has become a popular dining spot, offering unique dishes and experiences, which enhances tourist engagement [2] Group 2 - The development of rural tourism has become a pillar industry for the revitalization of Bohu County, supported by various events such as off-road and sailing competitions [2] - Financial support from the Agricultural Bank, including a loan of 300,000 yuan, has enabled local businesses to expand and improve their facilities [2][3] - The Agricultural Bank has established "Rural Revitalization Financial Service Stations" to provide convenient financial services to local residents and businesses, enhancing access to loans and other banking services [3] Group 3 - As of June this year, the Agricultural Bank's agricultural loan balance in the Bayin'guoleng branch reached 9.309 billion yuan, with an annual increase of 1.083 billion yuan, reflecting a growth rate of 13.17% [3] - The bank's initiatives, including the establishment of service teams and collaboration with cooperatives, aim to support the development of the local tourism and agricultural sectors [3]