乡旅贷
Search documents
中国农业银行西藏自治区分行贷款余额历史性突破2000亿元大关
Xin Lang Cai Jing· 2026-01-06 13:19
中新网拉萨1月6日电 (拉巴卓玛)近日,中国农业银行西藏自治区分行各项贷款余额历史性突破2000亿元 (人民币,下同)大关,公司贷款余额同步跨过1000亿元关口,实现"双千亿"里程碑式跨越。这一突破, 标志着该行服务西藏经济社会发展的综合金融实力跃上至新高度,为雪域高原长治久安与高质量发展注 入强劲动能。 据悉,中国农业银行西藏自治区分行紧密对接国家区域发展战略,深度融入高原经济高质量发展先行区 创建蓝图,全力支持交通基础设施、电力水利、矿产资源开发等重点领域,为重大能源工程及资源开发 项目提供全方位金融支撑。2025年,投放重大项目贷款280多亿元,余额超680亿元;投放绿色贷款208 亿元,余额突破410亿元。 图为中国 农业银行林芝分行工作人员在企业开展贷前调查。中国农业银行西藏自治区分行供图 中国农业银行西藏自治区分行党委书记、行长林庆表示:"站在'双千亿'新起点,我行将始终秉持'扎根 西藏、建设西藏、奉献西藏'初心使命,紧扣自治区'四件大事',强化信贷精准支撑、深化绿色普惠金融 创新、严守风险底线,推动金融资源直达实体经济,切实发挥'金融国家队'作用,为促进民族团结、建 设美丽幸福西藏贡献更大力量! ...
农行内蒙古分行:多点发力护航乡村振兴
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-31 07:37
转自:新华财经 锡林郭勒盟威远畜产品有限责任公司作为农业产业化国家重点龙头企业,以"龙头企业+合作社+牧 户"模式带动牧民增收,但缺乏传统抵押物导致融资困境。农行锡林郭勒分行创新推出冷冻肉抵押贷 款,投放1000万元信贷资金。"这笔'及时雨'让我们得以扩大生产、升级技术。"公司负责人表示,金融 支持让企业进一步延伸了产业链条。 创新服务模式畅通惠民通道 "让农牧民足不出村享便捷金融服务"是农行内蒙古分行的坚守。该行构建"网点+掌上银行+惠农服务站 +金融村主任+流动党员先锋队"五位一体服务体系,持续提升服务覆盖面与可得性。 针对地域辽阔、交通不便的实际,该行在偏远地区布局惠农服务站,组建流动团队,将贷款发放、金融 知识普及送到田间地头;选聘"村两委"成员、致富带头人担任"金融村主任",发挥桥梁纽带作用;升级 掌上银行"乡村版",推出蒙语版及适老化功能,让农牧民"会用、好用"。 产品创新上,该行推出"粮农e贷""乡旅贷"等专项产品,推广"农担e贷",探索农村土地承包经营权等特 色抵押方式;加大对脱贫旗县、边境旗县及特殊群体的支持,通过"富民贷""固边贷"传递金融温度,推 动服务从单一贷款向综合金融服务转变。 作 ...
从“服务者”到“共建者” 大连金融机构助力文体旅融合发展样本调查
Jin Rong Shi Bao· 2025-12-19 03:37
曾经创下中国足坛甲A联赛55场不败的神话、2024年国际中体联足球世界杯和2025年国际大体联足球世 界杯相继在此举办、校园足球覆盖260余所特色学校……举全市之力打造全国"足球之旅"首选城市的大 连,近日在其城市地标之一的梭鱼湾足球场所在地——甘井子区梭鱼湾,迎来了全市首家足球生态主题 银行。 11月24日,浦发银行大连梭鱼湾支行正式开门迎客,这也是浦发银行全国范围内首家足球生态主题支 行。记者看到,200多平方米的支行营业厅,被足球吉祥物、足球图片墙、可购买球票也可自助办理理 财业务的智能机具等足球元素装饰一新。该支行成立后,将承接原大连甘井子浦发村镇银行全部业务, 并聚焦"足球"这一关键词,深度探索"金融+体育"融合模式,为大连"足球城"建设注入全新的金融动 能。 如何用好"足球城"这张金名片?如何突破传统的"服务者"角色,跻身为集"金融服务、球迷体验、产业 链支持"于一体的"共建者"角色,让金融渗透到体育产业的每一根脉络,在助力体育产业高质量发展的 同时收获共赢局面?记者近日走访大连市多家金融机构,实地探访"金融+体育"模式的真实样貌。 共建"金融+体育"生态圈 这是属于大连足球的荣耀时刻:12月12 ...
金融“点睛”老手艺 非遗“出圈”迎新生
Jing Ji Ri Bao· 2025-12-09 22:19
非遗乳鸽味,金融"燃"新火。谢记乳鸽皇传承近百年,2025年,其烹饪技艺入选县级非遗名录,人气爆 棚却受困于100万元资金缺口。惠州农行主动对接,量身定制"乡旅贷"方案,5天内完成放款。截至目 前,惠州农行已累计为其发放贷款280万元,助力企业扩张店面、提升接待能力,让这道非遗美食成为 当地文旅打卡地标。 金融是滋养文化的温暖力量。惠州农行以金融为纽带,精准滴灌非遗项目,持续创新产品、优化流程, 让更多非遗项目在金融活水滋养下"火"起来,为惠州文化强市建设与乡村全面振兴持续注入金融动能。 (林晓茹) ·广告 岭南文脉悠长,惠州烟火浓郁。多祝镇的益和隆甜豉油、博罗县的罗浮山豆腐花和谢记乳鸽皇等承载着 广东省惠州市百年记忆的非遗美食,正借金融赋能焕发新生,从"指尖老手艺"蜕变为"市场新名片"。这 背后,是中国农业银行惠州分行(以下简称"惠州农行")深耕"金融+非遗"融合发展的坚实步履。截至 2025年10月末,惠州农行累计为当地非遗等相关项目投放贷款超2.8亿元,惠及超300家企业与商户, 让"文化味"真正转化为"产业饭"。 百年豉油香,金融"酿"商机。惠东县多祝镇的益和隆酱园,始于1882年,历经七代传承,20 ...
服务送到“家门口” 惠民暖到“心里边”
Ren Min Ri Bao· 2025-11-24 22:31
Core Viewpoint - The article highlights the significant role of financial support from Agricultural Bank of China (ABC) in promoting the development of the tourism and agricultural industries in Tibet, particularly in the Zaxi Qudeng community and surrounding areas. Financial Support and Community Development - The Agricultural Bank of China has provided over 10 million yuan in loans to 111 families in the Zaxi Qudeng community, enabling the establishment of 85 Tibetan-style guesthouses, which has increased local residents' disposable income to 34,000 yuan per capita last year [2][3] - The bank's financial services have been tailored to meet the needs of local farmers and herders, with a total agricultural loan balance of 63.1 billion yuan as of September 2025, an increase of 16 billion yuan since the end of 2021 [2][3] Industry-Specific Financial Products - ABC has introduced specialized loan products such as "Qingke Industry Loan," "Yak Industry Loan," "Smart Animal Husbandry Loan," and "Rural Tourism Loan" to support the development of highland characteristic industries [3] - The balance of rural industry loans has reached 47.8 billion yuan, facilitating the transition of industries like Qingke and yak meat processing from small-scale operations to larger, more professional enterprises [3] Micro and Small Enterprises Support - The bank has provided significant financial backing to small and micro enterprises, with a balance of loans to private enterprises exceeding 74.7 billion yuan, benefiting 360,000 private businesses [5] - The balance of loans for inclusive small and micro enterprises has reached 28.5 billion yuan, maintaining an annual growth rate of over 20% [5] Innovative Financial Services - ABC has enhanced its inclusive financial service system, establishing 365 branches in rural areas, which account for 70% of its total branches, and 5,528 service points in counties and below, covering all towns in the region [6] - The introduction of mobile financial service vehicles has improved accessibility, allowing farmers and herders to conduct banking transactions conveniently [6] Long-term Commitment to Economic Development - Over the past 30 years, ABC has invested nearly 730 billion yuan in the real economy of Tibet, with over 260 billion yuan allocated to agricultural loans [7] - The bank aims to continue providing high-quality financial services to support the socio-economic development of Tibet [7]
农行西藏分行三十年来发放涉农贷款两千六百多亿元 服务送到“家门口” 惠民暖到“心里边”
Ren Min Ri Bao· 2025-11-24 22:06
Core Viewpoint - The article highlights the significant role of financial support from Agricultural Bank of China (ABC) in promoting the development of the tourism and agricultural industries in Tibet, particularly in the Zaxi Qudeng community and surrounding areas. Financial Support and Community Development - ABC has provided over 10 million yuan in loans to 111 families in the Zaxi Qudeng community, enabling the establishment of 85 Tibetan-style guesthouses, which has increased residents' disposable income to 34,000 yuan per capita last year [2][3] - The bank's financial services have been tailored to meet the needs of local farmers and herders, with a total agricultural loan balance of 63.1 billion yuan as of September 2025, an increase of 16 billion yuan since the end of 2021 [2][3] Industry-Specific Financial Products - ABC has introduced specialized loan products such as "Barley Industry Loan," "Yak Industry Loan," "Smart Animal Husbandry Loan," and "Rural Tourism Loan," which support the growth of highland characteristic industries [3][4] - The balance of rural industry loans has reached 47.8 billion yuan, facilitating the transition of industries like barley and yak meat processing from small-scale operations to larger, more professional enterprises [3] Micro and Small Enterprises Support - ABC has provided significant financial backing to small and micro enterprises, with a balance of loans to private enterprises exceeding 74.7 billion yuan, benefiting 360,000 private businesses [5][6] - The balance of loans for inclusive small and micro enterprises has reached 28.5 billion yuan, maintaining an annual growth rate of over 20% [5] Innovative Financial Services - ABC has enhanced its inclusive financial service system, establishing 365 branches in rural areas, which account for 70% of its total branches, and 5,528 service points covering all towns in the region [6][7] - The introduction of mobile financial service vehicles has improved access to banking services for farmers and herders, facilitating over 14,000 transactions [6] Long-term Commitment to Economic Development - Over the past 30 years, ABC has invested nearly 730 billion yuan in Tibet's real economy, with over 260 billion yuan allocated to agricultural loans [7] - The bank aims to continue providing high-quality financial services to support the socio-economic development of Tibet [7]
农行惠州分行金融赋能生态优势向发展优势转化
Zheng Quan Ri Bao Zhi Sheng· 2025-11-24 00:40
Core Insights - The "Hundred Million Project" in Guangdong Province is advancing, with the Nankunshan-Luofushan high-quality development leading area transforming ecological advantages into developmental benefits [1] - Agricultural Bank of China Huizhou Branch is actively supporting rural revitalization and ecological development through precise financial services [1] Financial Services Initiatives - The Huizhou Branch has established a special service team and introduced ten support measures to address financing challenges in the cultural tourism industry, focusing on project financing [1] - A "rural tourism loan" product has been launched, offering up to 2 million yuan with a maximum loan term of 8 years, benefiting nearly 500 businesses with over 490 million yuan disbursed [1] Infrastructure and Coverage - The branch has deployed 1,200 "Huinongtong" smart terminals across towns, achieving full coverage of basic financial services [2] - A total of 37 financial assistants have been sent to towns for support, conducting 657 financial knowledge outreach activities and providing 540 million yuan in loans to over 2,000 farmers [2] Credit and Economic Development - The establishment of the first "credit town" in Yang Village has resulted in a total credit of 260 million yuan, increasing the loan acquisition rate for farmers by 30 percentage points [2] - As of October 2023, the Huizhou Branch has connected with 22 benchmark projects in the leading area, with a total credit amount exceeding 3.1 billion yuan [2]
以金融活水赋能生态价值转化
Jing Ji Ri Bao· 2025-11-19 22:17
Core Insights - The Guangdong Province's "Hundred Million Project" is advancing, with a focus on high-quality development in the Nankunshan-Luofushan area, leveraging ecological advantages for economic growth [1][2] - Huizhou Agricultural Bank is actively providing tailored financial services to support rural revitalization and ecological development, demonstrating its commitment as a state-owned bank [1] Group 1: Financial Support Initiatives - Huizhou Agricultural Bank has provided a fixed asset loan credit of 180 million yuan for the Yongfeng Tourism Resort project, with 80 million yuan already disbursed, expected to generate 100 million yuan in annual consumption post-2026 [1] - The bank approved a credit of 150 million yuan for the second phase of the Luofushan Litiandream Ecological Park, with the first loan of 60 million yuan disbursed in September [1] - As of October 2025, the projects have created over 100 jobs and stimulated local businesses, establishing a new employment model [1] Group 2: Comprehensive Financial Services - Huizhou Agricultural Bank has established a five-in-one financial service system, deploying 1,200 "Huinongtong" smart terminals across towns for comprehensive financial service coverage [2] - The bank has provided loans totaling 540 million yuan to over 2,000 farmers, with a focus on supporting the "Credit Town" initiative in Yang Village, granting 260 million yuan in credit [2] - By October 2025, the bank has engaged with 22 demonstration projects in the leading area, with a total credit amount exceeding 3.1 billion yuan [2]
点赞|惠州农行:赋能环两山绿色发展授信超31亿
Nan Fang Du Shi Bao· 2025-11-14 10:00
Core Insights - The "Hundred Million Project" in Guangdong Province is advancing, with a focus on high-quality development in the Huizhou region, emphasizing ecological and industrial integration [2] - Agricultural Bank of China Huizhou Branch is actively supporting this initiative by providing financial resources to key projects, demonstrating a commitment to ecological protection and rural revitalization [2][6] Financial Support Initiatives - The Agricultural Bank of China Huizhou Branch has established a special service team and introduced ten financial support measures, including a "project list + credit whitelist" mechanism to direct credit resources to critical areas [2] - As of October 2025, the bank has granted over 3.1 billion yuan in credit to 22 benchmark projects, significantly contributing to the green development of the region [2] Tourism Project Financing - The Huizhou branch has provided 1.8 billion yuan in fixed asset loan credit to the Yongfeng tourism resort project, extending the loan term to 12 years to alleviate short-term repayment pressure [4] - The Yongfeng project is expected to generate 100 million yuan in annual consumption and create hundreds of jobs upon completion [4] Rural Financial Services - The bank has developed a comprehensive rural service system, including 1,200 "Huinong Tong" smart terminals, ensuring full coverage of basic financial services in rural areas [7] - Over 5.4 billion yuan in loans have been provided to more than 2,000 farmers, supporting the development of specialty industries such as rice planting and citrus cultivation [7] Credit Innovations - The bank has launched the first "credit town" in the city, establishing credit archives for farmers and increasing the loan approval rate by 30 percentage points [8] - A total of 260 million yuan has been granted to local farmers, promoting a beneficial cycle of credit and trust [8]
农行惠州分行为22项目授信超31亿
Nan Fang Du Shi Bao· 2025-11-13 23:08
Core Insights - The article highlights the proactive role of Agricultural Bank of China (ABC) in supporting the development of the Huizhou region, particularly in the context of the "Hundred Million Thousand Project" aimed at promoting high-quality development through ecological and industrial integration [2][7] Financial Support Initiatives - ABC has established a special service team and introduced ten financial support measures to address the development needs of the Nankunshan-Roof Mountain area, focusing on ecological protection, cultural tourism integration, and rural revitalization [2][6] - As of October 2025, ABC has provided over 3.1 billion yuan in credit support to 22 key projects, including the Nankunshan-Roof Mountain economic belt and various tourism and wellness projects [2][6] Project Financing Challenges - The article discusses the financing difficulties faced by cultural tourism projects, particularly the YF Resort project, which required significant upfront investment and had a long return cycle [3][4] - ABC tailored a comprehensive financial solution for the YF Resort, providing 180 million yuan in fixed asset loans with an extended repayment period of 12 years to alleviate short-term repayment pressure [3][4] Economic Impact - The YF Resort project is expected to generate an annual consumption scale of 100 million yuan and create hundreds of jobs, contributing to local economic development [4][6] - The successful financing of the Litiantian Dream Ecological Park, which received 150 million yuan in credit, is also highlighted as a key project that will enhance the region's overnight economy and create over 100 jobs [5][6] Rural Financial Services - ABC has implemented a comprehensive rural financial service system to improve access to financial services for rural residents, including the deployment of 1,200 smart terminals and the establishment of specialized service points [7][8] - The bank has also launched the "Credit Town" initiative in Yang Village, providing 260 million yuan in credit to local farmers and increasing the loan acquisition rate by 30 percentage points [8] Future Outlook - ABC aims to continue enhancing its financial services and innovative products to support the high-quality development of the Nankunshan-Roof Mountain area, aligning with the green development strategy of Huizhou [8]