（来源：青岛金融） 青岛市在世界知识产权组织发布的《全球创新指数》百强科技集群榜单中实现"五连跳"，是近五年国内位 次跃升最快城市。在国家战略需求牵引以及产业升级内在驱动下，青岛市围绕"10+1"创新型产业体系，以 政策资金为支撑、平台人才为依托，形成从技术突破到产业转化的清晰脉络，每年组织实施百余项关键技 术攻关，高水平谋划青岛科创大走廊。 2025年青岛市关键技术攻关项目主要涉及新能源、新材料、装备制造、新一代信息技术、海洋产业、生物 医药及医疗器械、基因与细胞、现代农业、国际及香港科技合作等九大领域百余个技术攻关项目，各攻关 示范项目的实施主体具有政府遴选、技术可靠、奖补支持、示范引领等特征，是青岛市新质生产力发展的 全新引擎。 工商银行青岛市分行深刻把握金融服务实体经济本源，将强化企业科技创新主体地位作为核心任务，把金 融支持关键技术攻关写入《科技金融实施意见》，全面做好顶层推动。分行科技金融中心紧密对接青岛市 科技局等主管部门，建立常态化沟通协作机制，精准对接项目清单展开"滴灌"式服务。经过一年努力，工 行青岛分行针对全市百余个2025年关键技术攻关主体及相关企业，已实现开户覆盖率接近60%，授信率 ...

工商银行青岛市分行深刻把握金融服务实体经济本源，将强化企业科技创新主体地位作为核心任务，把 金融支持关键技术攻关写入《科技金融实施意见》，全面做好顶层推动。分行科技金融中心紧密对接青 岛市科技局等主管部门，建立常态化沟通协作机制，精准对接项目清单展开"滴灌"式服务。经过一年努 力，工行青岛分行针对全市百余个2025年关键技术攻关主体及相关企业，已实现开户覆盖率接近60%， 授信率突破40%，获贷企业户均增贷超5000万元，为更多原创性、颠覆性科研成果的诞生注入金融活 水。 工行青岛分行将支持全市百余家承担关键技术攻关任务的科技企业作为支持重点，创新专属服务场景。 在关乎国家战略安全的集成电路领域，深度支持某龙头半导体企业进行关键设备更新与先进制程升级， 累计提供专项贷款超10亿元，为其突破技术瓶颈、实现产能倍增提供坚实保障，巩固了国家在半导体产 业链的核心竞争力。 工行青岛分行精准布局支撑现代工业体系的工业母机领域，重点支持某高端液压标杆企业在液压驱动装 置上持续精进，产品广泛应用于工程机械、农业机械、海工装备、能源装备等领域，企业于今年10月启 动北交所上市辅导；助力某重点特种钢研发制造企业攻克优特钢生产中 ...

Core Insights - The article emphasizes the role of financial support in fostering high-level technological self-reliance and innovation, particularly through the services provided by the Qingdao branch of the Industrial and Commercial Bank of China (ICBC) [1] Group 1: Financial Support for SMEs - ICBC Qingdao branch focuses on supporting technology-driven small and micro enterprises as a key measure for high-quality development [1] - The bank has developed a digital inclusive finance product system, including "Qing e-loan," "Talent e-loan," and "Innovation Growth e-loan," to cater to the unique characteristics of tech enterprises [1] - The bank utilizes big data risk control models to convert a company's "technical soft power" into "financing hard currency," significantly increasing the proportion of credit loans [1] Group 2: Case Studies of Successful Financing - A specialized packaging manufacturer received a 5 million yuan "Qing e-loan" after the Li Cang branch identified its financing needs through direct engagement [1][3] - The Ao Fan branch tailored a financial service plan for a national-level "little giant" enterprise in marine biomedical materials, successfully providing a 10 million yuan "Talent e-loan" to meet urgent operational funding needs [4] - The Si Fang branch supported an AI tax robot development company with a 5 million yuan "Innovation Growth e-loan" within five days, addressing the company's urgent financing requirements [6] Group 3: Collaborative Efforts and Community Engagement - ICBC branches actively engage with local government departments to identify small and micro enterprise financing needs, enhancing the effectiveness of their services [4][8] - The bank conducts extensive outreach activities, such as "thousand enterprises and ten thousand households visits," to improve financing satisfaction among small and micro enterprises [8] - The collaborative efforts between government and banks aim to create a replicable model of inclusive finance that strengthens the real economy [8]