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非机动车第三者责任险
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裁判明责指引安全 社会共筑平安道路
Xin Lang Cai Jing· 2025-12-20 20:03
转自:法治日报 □ 本报记者 徐伟伦 小改装暗藏大隐患、后排不系安全带扩大损失应自担、电动自行车上保险出了事故 有保障……近日,北京市西城区人民法院对外通报交通事故责任纠纷典型案例,聚焦交通出行中常见 的"坏习惯"和认知误区以案释法,助力营造"人人守法、路路平安"的公共交通环境。 《法治日报》记 者获悉,今年1月至11月,西城法院受理交通事故责任纠纷案件数量比去年同期增长32.03%,其中机动 车交通事故责任纠纷案件数量比去年同期增长27.1%,非机动车交通事故责任纠纷案件数量比去年同期 增长60.98%。对于当前此类案件数量总体呈现增长态势、非机动车交通事故责任纠纷案件占比增多、 涉案主体多元导致法律关系复杂等特点,西城法院建议,各方交通参与者应当自觉遵守交通法规、增强 自我保护意识,防范事故发生;保险公司应当充分发挥保险的风险分担功能,提供丰富且精准的产品供 给以满足社会需求;道路交通设施的养护管理单位、电动自行车行业组织及网约车、快递外卖等网络运 营平台,应当协同共治,构建安全和谐的道路交通环境。 超标改装暗藏隐患 (来源:法治日报) 侵权责任不应免除 赵某乘坐孙某驾驶的摩托车与方某驾驶的轿车相撞受伤, ...
中华保险:发挥金融保险力量,助力辽宁全面振兴
Xin Hua Wang· 2025-08-12 06:14
Group 1: Core Objectives and Strategies - The report emphasizes the importance of revitalizing Northeast China, particularly focusing on Liaoning's development efforts [1] - China Insurance aims to align with national and provincial policies, enhancing its service capabilities to meet diverse insurance needs across various sectors [2] - The company actively participates in infrastructure projects and provides comprehensive insurance services to major enterprises, with a total risk coverage of 400 billion yuan [2] Group 2: Environmental and Social Contributions - The company promotes environmental pollution liability insurance and has provided 2.188 million yuan in risk coverage for various industries [3] - China Insurance has invested 3 million yuan in projects for the harmless treatment of dead livestock, contributing to rural ecological construction [3] - The company has developed innovative insurance products to support rural revitalization and has signed cooperation agreements with local agricultural authorities [8] Group 3: Technological Advancements and Financial Support - The company implements a "Digital Agricultural Insurance" initiative, utilizing advanced technologies for precise underwriting and claims [9] - China Insurance has provided nearly 700 million yuan in insurance coverage for various health-related initiatives, benefiting over 970,000 people [13] - The company has facilitated loans totaling nearly 700 million yuan to farmers, addressing financing challenges in the agricultural sector [12] Group 4: Community and Disaster Response - China Insurance has provided nearly 6 billion yuan in risk coverage for food safety liability insurance across over 200 food-related enterprises [7] - The company has paid out over 2.4 billion yuan in claims since 2022 to assist individuals affected by natural disasters [13] - The company has launched initiatives to protect the rights of migrant workers, providing nearly 100 million yuan in risk coverage [14]