作为中石油旗下金融板块，财务公司在支持能源转型、低碳发展方面发挥了怎样的作用？近日，《金融 时报》记者采访了中油财务有限责任公司（以下简称"中油财务公司"）党委副书记、总经理闫宏。 《金融时报》记者：为实体经济服务是金融的天职。"十四五"时期，中油财务公司在坚持以融促产、培 育新质生产力等方面有哪些突破性实践？ 闫宏："十四五"时期，我们基于国家导向、集团所需和自身功能定位，把"高质量服务集团公司主责主 业"作为首要大事来抓，坚持集团需求在哪里、财务公司服务就在哪里。 财务公司资金主要来源于归集成员企业资金，5年来，我们聚焦集团所需和企业所求，通过为成员企业 搭建"子资金池"、协助油田单位解决混改企业资金集中管理难题、量身定制境外资金归集方案等措施， 协助集团进一步强化资金集中管理。 公司积极落实集团创新战略、资源战略和市场战略，在机构、团队、制度、系统、产品等方面协同发 力，建立健全产融服务体系，创新开发"储气贷""油品惠"等十余款专项产品。5年来，我们累计为集团 油气增储上产和新质生产力培育等重大项目发放本外币贷款超6500亿元，基本实现"应贷尽贷"，用实际 行动当好能源保供"顶梁柱"。 近年来，集团因地 ...

Core Viewpoint - The company aims to integrate green development into its strategic plan, targeting a scale of 100 billion yuan in green credit, green leasing, and green investment by 2025 [1] Group 1: Green Financial Products - In 2024, the company developed specialized green credit products such as "Wind Power Loan" and issued the lowest interest rate green financial bonds in Xinjiang [1] - The current balance of green credit stands at 49.36 billion yuan, while the scale of green leasing and green trust projects is 24.85 billion yuan [1] Group 2: Digital Currency Initiatives - The company is actively conducting research and planning regarding digital renminbi, having completed the technical development and construction of the foundational platform for digital renminbi business [1]

Group 1: Green Finance Development - The company integrates green development into its strategy, aiming for a green credit balance of CNY 493.6 billion and a target of CNY 1 trillion in green credit and investment by 2025 [1] - In 2024, the company plans to launch specialized green credit products such as "wind power loan" and issue the lowest interest green financial bonds in Xinjiang [1] - The company emphasizes a comprehensive green financial service system, leveraging its diverse financial licenses and market advantages [1] Group 2: Cross-Border and Digital Currency Initiatives - The company is actively promoting cross-border RMB settlement in alignment with the national "Belt and Road" initiative [2] - Currently, Kunlun Bank does not have overseas branches but is developing a digital RMB platform and enhancing its financial information technology capabilities [1][2] Group 3: Profitability and Financial Strategy - The company focuses on industrial finance, providing tailored financial solutions to the energy sector, and aims to enhance profitability through green finance and financial technology [2] - The company has implemented a "Quality Return Dual Improvement" action plan to enhance operational quality and address investor concerns [3] Group 4: Market Value Management - The company has established a market value management framework, incorporating performance indicators into management contracts to improve company quality [3][5] - Since its restructuring, the company has distributed a total of CNY 150.44 billion in cash dividends to shareholders [3][5] Group 5: Share Buyback and Dividend Plans - The company is researching potential share buyback plans in accordance with market management policies and will disclose any plans in a timely manner [4][5] - For the fiscal year 2024, the company plans to implement a mid-term dividend, with a total dividend payout of CNY 1.17 per 10 shares, representing a payout ratio of 31.80% [5]

Core Viewpoint - The company emphasizes the integration of production and finance, aiming to enhance its financial services while supporting the energy and chemical industries, with a focus on risk management and sustainable growth [2][4][8]. Group 1: Business Strategy and Development - The company adheres to the principle of "integration of production and finance" and has established a comprehensive financial product and service system to support its core business [2]. - The company is actively researching the introduction of strategic investors based on operational realities and industry valuations [3]. - The company has set a "11445" development strategy, focusing on innovation, market, service, and green initiatives to enhance its financial services [7][8]. Group 2: Financial Performance - In 2024, the company achieved total assets of 10,841.72 billion, a 1.01% increase from the beginning of the year, and total operating revenue of 390.24 billion, a 0.08% year-on-year growth [9][14]. - The net profit for 2024 was 46.52 billion, a decrease of 8.14% year-on-year, while the net profit for the fourth quarter showed a significant increase of 253.48% [14]. Group 3: Risk Management - The company has implemented a comprehensive risk management framework to address various financial risks, ensuring asset quality and capital adequacy [4][13]. - The company is closely monitoring international market changes to preemptively manage risks associated with its operations [4][13]. Group 4: Green Finance Initiatives - The company is committed to green development, planning to launch specialized green credit products and aiming for a green credit balance of 1,000 billion by 2025 [8]. - The company has integrated carbon neutrality goals into its business strategy, focusing on developing a comprehensive green finance service system [8]. Group 5: Market Position and Competition - The company leverages its unique position within the energy and chemical industry to maintain a competitive edge against external financial institutions [7]. - The company aims to establish itself as a leader in energy finance by focusing on specialized and differentiated services [7].