Core Viewpoint - The market anticipates a downward trend in U.S. interest rates, prompting investors to actively prepare for purchasing high-rated global bond funds, while some are also considering investments in equity funds [1] Group 1: Market Trends - The expectation of declining U.S. interest rates is creating a favorable investment environment [1] - Recent years have seen a surge in bank deposits due to high fixed deposit rates, as investors adopted a risk-off strategy [1] - The anticipated interest rate cuts by the Federal Reserve are expected to encourage more aggressive market participation from investors [1] Group 2: Investment Behavior - Current investment in equity funds remains relatively low compared to bonds and other investment sectors [1] - Net sales figures for equity funds are still volatile, indicating that the performance of equity funds has not fully reflected the positive factors associated with the expected interest rate cuts [1]