Group 1 - The core viewpoint of the news is that China Great Wall Asset Management Co., Ltd. has maintained the "AAA" rating for the first phase of financial bonds issued by UOB (China) Co., Ltd. based on its strong credit advantages and support from its parent company [1] - The rating reflects UOB (China)'s access to a regional operational network and comprehensive service platform shared with its parent company, as well as its mature risk management techniques and good capital adequacy [1] - Challenges faced by UOB (China) include slower-than-expected macroeconomic recovery, external environmental changes affecting profitability and asset quality, and the need for improvement in deposit structure [1] Group 2 - China Great Wall Asset Management Co., Ltd. believes that the credit level of UOB (China) will remain stable over the next 12 to 18 months [2]