Group 1 - The core viewpoint of the article highlights the successful issuance of 4.5 billion yuan in bonds by Xi'an Economic Development Financial Holding Co., aimed at supporting small and micro enterprises, reflecting a strong commitment to regional economic development and national policies [1][2] - The bond issuance was oversubscribed by 3.02 times, with a coupon rate of 2.90%, indicating strong investor interest and confidence in the initiative [1] - The funds raised will be utilized through various financial instruments such as entrusted loans, financing leases, and commercial factoring, specifically targeting liquidity support for small and micro enterprises in Xi'an [1] Group 2 - The bond issuance set a record for the lowest financing cost for similar-rated, same-term, and unsecured bonds in the province, showcasing the effectiveness of the credit issuance method [2] - The company, as the lead underwriter, plays a crucial role in enhancing the financial supply-side reform and diversifying product offerings, contributing to the regional economic transformation and industrial upgrading [2]