Product Updates - Group decisions are simplified on iPhone through in-Messages polls [1] - Apple Cash streamlines splitting group checks, reducing potential conflicts [1] Payment Solutions - Apple Pay facilitates easy transactions [1]

Core Insights - Apple users faced issues with various payment features, including Wallet and Apple Pay, which were the last to be resolved [1] - Nearly 3,000 users reported problems with Apple Pay earlier in the day, as tracked by Downdetector [1] - Issues with Apple Card and Apple Cash were also reported but were resolved before the Wallet and Apple Pay problems [1] Company Response - CNBC has reached out to Apple for comments regarding the payment issues [2]