Central Bank Digital Currency (CBDC)

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历史性财富爆发:全球加密货币百万富翁人数逼近 25 万
Globenewswire· 2025-09-23 07:00
伦敦, Sept. 23, 2025 (GLOBE NEWSWIRE) -- 国际居留权和公民身份咨询公司 Henley & Partners 最新发布的《2025 年加密财富报告》显示,全球加密货币百万富翁人数已飙升至前所未有的 241,700 人。 令人瞩目的是,这一数字仅在 12 个月内就增长了 40%,这主要得益于比特币百万富翁数量的激增(年同比增长 70%,达到 145,100 持有者)以及比特币市场总估值的暴涨(截至 2025 年 6 月,达到 3.3 万亿美元,较去年同期猛增 45%)。 在加密财富金字塔的顶端,超级富豪的数量正在急剧增加:目前有 450 位亿万富翁控制着价值 1 亿美元或以上的加密货币投资组合,比去年增加了 38%,而加密货币十亿美元级富翁的数量已攀升至 36 位,增加了 29%。 这一显著增长恰逢机构投资者大举入场的分水岭之年,其标志性事件是美国现任总统及第一夫人首次推出加密货币。Henley & Partners 的私人客户主管 Dominic Volek 表示,加密财富的激增正迫使各国政府和财富管理公司面对新的现实。 “传统金融认为资金都有一个归属地——而加密货币却并非如 ...
野村:美国稳定币及美元霸权延续前景
野村· 2025-07-14 00:36
Investment Rating - The report does not explicitly provide an investment rating for the stablecoin industry Core Insights - The US Congress is developing regulations to promote the sound development of stablecoins, reflecting strong support from the Trump administration for crypto assets and aiming to maintain the US dollar's dominance as the world's currency [2][5][6] - The GENIUS Act establishes a regulatory framework for stablecoins, requiring issuers to maintain reserve assets and disclose information about their reserves [4][7][8] - The stablecoin market is projected to expand significantly, potentially reaching $2 trillion by the end of 2028, driven by the demand for USD-pegged stablecoins [15][17] Summary by Sections Regulatory Developments - The US Senate passed the GENIUS Act, which aims to create a regulatory framework for stablecoins, requiring issuers to be approved by authorities and maintain reserves of highly liquid assets [4][5][7] - Issuers must disclose reserve asset information monthly, with additional requirements for those with a market capitalization exceeding $50 billion [8][9] Market Dynamics - Major US retailers and travel companies are considering issuing USD-pegged stablecoins, which could lead to competition with banks and impact their fee income from credit card transactions [11][12][13] - The current global stablecoin market is dominated by USD-pegged stablecoins, which account for over 90% of transactions [16] Economic Implications - The promotion of USD-pegged stablecoins is seen as a strategy to maintain the dollar's status as the world's reserve currency, potentially stabilizing the US Treasury bond market by increasing demand for these bonds [15][18][19] - The issuance of stablecoins could lead to increased foreign investment in US Treasuries, contributing to the stability of the dollar [20][21] Historical Context and Risks - The report draws parallels with the abandoned Libra project, highlighting potential risks associated with expanding stablecoin use for international payments [23][24][32] - Concerns exist regarding the ability of authorities to effectively supervise privately issued stablecoins and prevent financial crimes [28]