Money has a funny way of turning dinner-table conversations into courtroom dramas. One minute it's "pass the salt," the next it's "should we buy rental properties or save our financial lives?" When six figures are involved, even the calmest marriages can start sounding like a board meeting gone wrong. On an episode of the “Suze Orman Show” last year, financial guru Suze Orman took a call from Paula in Texas that hit every nerve. Paula, 43, was expecting a $150,000 inheritance from her late mother. Instea ...

Now: All Under $20 Per Share[Eric Bleeker | Feb 19, 2026 at 12:47 PM EST Companies trading under $20 per share often draw institutional and retail investor attention. People like cheap stocks. If you're looking for some…]## SoFi Technologies Reverses Course and Falls After Beat-and-Raise Q4[Rich Duprey | Jan 30, 2026 at 11:26 AM EST SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) reported impressive fourth- quarter 2025 earnings this morning, significantly exceeding Wall Street estimates and…]## Nea ...

Bancolombia (NYSE:CIB) Q4 2025 Earnings call February 24, 2026 09:00 AM ET Speaker8Good morning, ladies and gentlemen, and welcome to Grupo SURA, Bancolombia's 4th quarter 2025 earnings conference call. My name is Carrie, and I will be your operator for today's call. At this time, all participants are in a listen-only mode. Following the prepared remarks, there will be a question-and-answer session. During the question-and-answer session, if you have a question, please press Star, then 1 on your touch-tone ...

YouGov data showed that 75% of U.S. adults were using money more cautiously in 2025. Rethinking your lifestyle, including being more frugal, can help improve your financial security as costs rise. In a TikTok post, Ramsey Solutions money expert George Kamel outlined 12 key rules for living frugally without sacrificing all the joys. 1. Avoid Trends Kamel described trendy financing options — such as credit cards; buy now, pay later (BNPL) plans; and home equity lines of credit — as “traps” to avoid. Besid ...

Capital One Financial Corp (NYSE:COF) shares are trading lower Monday afternoon as a wave of selling hit U.S. bank and asset-management shares on worries about private credit and AI-exposed lending.Here’s what investors need to know.Capital One Financial stock is feeling bearish pressure. Why is COF stock dropping?What’s Driving Monday’s Weakness?Although Capital One has very limited direct exposure to Blue Owl vehicles, the decision to sell a large portfolio at book value and accelerate cash back to invest ...

American Express' (NYSE: AXP) stock has rallied about 160% over the past five years. The financial services giant remained an evergreen investment, even as inflation, rising interest rates, geopolitical conflicts, and other macroeconomic headwinds rattled the global economy. Let's see if its stock will keep rising through the end of the decade. Why is American Express an evergreen investment? American Express is often considered a credit card company, but it doesn't operate the same business model as Vis ...

Core Viewpoint - Edelson Lechtzin LLP is investigating Capital One Financial Corporation for potential violations of federal securities laws due to allegations of misleading business information provided to investors [1] Company Overview - Capital One is a Fortune 500 financial services firm founded in 1994, offering credit cards, banking, and auto loans [1] - As of 2025, Capital One ranks among the top 10 U.S. banks and operates in the U.S., Canada, and the UK [1] - The company is in the process of acquiring Discover Financial [1] Alleged Wrongdoing - On January 22, 2026, Capital One reported its fourth-quarter 2025 results, with earnings of $3.86 per share, which missed analysts' expectations of $4.14 [1] - The bank's efficiency ratio was reported at 60%, also below expectations [1] - Following this news, Capital One's stock price dropped by $17.77 per share, or 7.56%, closing at $217.30 per share on January 23, 2026 [1]

Core Viewpoint - The Federal Reserve has decided to maintain the current benchmark interest rates, which will continue to impact borrowers facing high-interest debt, particularly credit cards and personal loans, delaying financial goals into 2026 [1] Group 1: Identifying and Managing High-Rate Debt - High-interest debt is defined as any debt with an annual percentage rate (APR) above 8%, including most credit cards and personal loans, and prioritizing these debts can lead to significant savings over time [2] - Utilizing established debt repayment strategies, such as the debt avalanche method or the debt snowball method, can effectively reduce total interest paid [3][4] Group 2: Debt Consolidation and Budget Management - Consolidating high-rate debt into a lower-rate personal loan or a balance transfer card with a 0% introductory APR can streamline payments and reduce interest temporarily [5] - Adjusting the monthly budget to eliminate discretionary spending or reallocating savings towards debt repayment can accelerate the process of paying down debt [6] Group 3: Payment Automation - Setting up automatic payments can help avoid late fees and protect credit scores, which is essential for securing better loan terms when interest rates eventually decrease [7]

Core Viewpoint - PNC Financial Services Group has demonstrated strong financial performance, significantly outperforming the broader market and its sector peers, driven by robust loan growth and effective expense management [2][3][4]. Financial Performance - PNC's market capitalization is approximately $89.9 billion, with a revenue increase of 9.1% year-over-year to $6.07 billion, surpassing analyst expectations of $5.97 billion [1][3]. - The company's earnings per share (EPS) rose 29.4% to $4.88, exceeding the analysts' estimate of $4.21 [3]. - Year-to-date, PNC's stock has increased by 9.9%, while the S&P 500 Index has experienced a slight decline [2]. Analyst Ratings and Expectations - Analysts project a 10.6% year-over-year increase in diluted EPS for fiscal year 2026, reaching $18.35 [5]. - PNC has consistently exceeded EPS estimates in the last four quarters, indicating strong operational execution [5]. - The current consensus rating for PNC stock is "Moderate Buy," with 14 out of 24 analysts recommending "Strong Buy" [5][6]. Strategic Outlook - Management's guidance is supported by the integration of FirstBank, investments in technology, and a focus on benefiting from ongoing economic growth [4]. - Analysts from Wells Fargo and Oppenheimer have raised their price targets for PNC, reflecting optimism following the earnings report [7].

Core Insights - The state of household finances is deteriorating, yet remains relatively stable compared to pre-pandemic levels [2][8] - Delinquency rates for various forms of debt have increased, with total delinquent debt reaching 4.8%, the highest since 2017 [6][9] - Despite worsening metrics, consumer spending continues to rise, indicating that households still possess financial resources [8] Debt and Delinquency Trends - The New York Fed's report indicates a rise in early delinquency for mortgage and student loans in Q4, attributed to the resumption of payment reporting post-pandemic forbearance [2] - Delinquency rates for auto loans, credit cards, and home equity loans remained steady, but overall delinquency rates have worsened from previous lows [5] - The total amount of delinquent debt has returned to pre-pandemic levels, reflecting a normalization of household finances from unusually strong conditions [7][8] Economic Activity and Consumer Behavior - Economic activity metrics, such as personal consumption expenditures, have continued to increase despite the decline in household financial health [8] - The increase in delinquent debt is primarily concerning for lower-income households, but the overall risk remains limited, with seriously delinquent debt-to-income ratios around 2.5%, similar to levels seen in late 2019 [9][10]