Regulatory Voice - The People's Bank of China and the Ministry of Agriculture and Rural Affairs issued an opinion to enhance financial services for rural reforms and promote comprehensive rural revitalization, focusing on meeting the financial needs of new urban residents in housing, education, healthcare, and elderly care [1] Industry Focus - The average deposit interest rates for banks have decreased, with the 3-month term falling to 0.949%, a drop of 5.5 basis points from May. Other terms also saw declines, with the 6-month term at 1.156%, 1-year at 1.287%, 2-year at 1.372%, 3-year at 1.695%, and 5-year at 1.538% [3] Corporate Dynamics - The Trading Association is conducting a self-regulatory investigation into Guangfa Bank for suspected price manipulation during the issuance of secondary capital bonds [4] - Hongkang Life Insurance has increased its stake in Zhengzhou Bank to 8.04% after three rounds of purchases, investing nearly 800 million HKD [5] - CITIC Financial Assets has raised its stake in Everbright Bank from 7.08% to 8.00%, acquiring a total of 264 million A-shares and 279 million H-shares [6][7] - China Bank appointed Yang Jun as vice president, pending approval from the National Financial Regulatory Administration [8] - Agricultural Bank confirmed the appointment of Wang Dajun as vice president after receiving regulatory approval [9] - Minsheng Bank announced the retirement of vice president Shi Jie and the appointment of Li Wenshi as his successor, effective upon regulatory approval [10]

Core Viewpoint - Jilin Bank announced that starting from August 1, 2025, it will begin charging for previously free DIY debit card customization services, including card face and number customization, with costs potentially reaching up to 996 yuan for premium options [1][2][4]. Summary by Category Pricing Structure - The DIY card face customization fee is set at 100 yuan per card, while card number customization fees vary by digit length: 4-digit (88 yuan), 5-digit (158 yuan), 6-digit (238 yuan), and 8-digit (508 yuan) [4]. - A metal material card incurs an additional fee of 388 yuan, while imitation metal and color laser cards are priced at 120 yuan each [4]. - The total cost for a fully customized card (card face + 8-digit number + metal material) can reach 996 yuan [4]. Customer Discounts - Different customer tiers receive varying discounts; for instance, Jilin Wealth customers enjoy a 30% discount on metal material cards, while private banking clients can customize their cards for free [4][6]. - The bank has indicated that the customization fees can be combined, and postal fees are temporarily waived until December 31, 2025 [4]. Service Availability - Currently, the DIY debit card selection and opening process is only available at physical bank branches, with a processing time of approximately 18 working days [4]. - If a customized card is lost, the replacement will revert to a standard card design [6]. Industry Context - Other banks, including major institutions like ICBC and SPDB, also offer personalized card services, with fees ranging significantly based on the level of customization [6][7]. - The trend towards personalized banking services is part of a broader digital transformation in the banking sector, emphasizing the importance of customer experience and tailored offerings [7][8].