​Nu Holdings Ltd. (NYSE:NU) is one of the High Growth International Stocks to Buy Now. On January 29, Nu Holdings Ltd. (NYSE:NU) announced that the Office of the Comptroller of the Currency (OCC) has given conditional approval to create a new national bank called Nubank. ​Nubank is a digital bank with 127 million customers mainly in Latin America, and this marks a stepping stone for its entry into the US market. Management noted that once they receive the complete approval, Nu will operate under a compreh ...

Key Takeaways NU stock climbed 46% over six months, outpacing the broader industry's 27% gain.Nu Holdings serves 110M customers in Brazil with over 60% adult coverage and activity above 85%.NU is scaling internationally, with Mexico past 13M customers and Colombia nearing 4M.Nu Holdings Ltd. (NU) has witnessed a 46% rise in its stock price over the six months, outpacing the broader industry’s 27% growth.This piece examines NU’s recent performance and growth trajectory to determine whether the stock is still ...

Core Viewpoint - Nu Holdings Ltd. is recognized as a highly profitable stock with a consensus Buy rating from Wall Street, indicating a potential upside of 15.91% from current levels [1] Group 1: Analyst Ratings and Price Targets - Susquehanna upgraded its price target for Nu Holdings to $22 from $19, reflecting a Positive rating and projecting strong growth as the company expands globally, particularly in the US market [2] - Goldman Sachs reaffirmed its Buy rating with a price target of $21, highlighting the company's growth prospects and noting an 8% increase in analyst consensus forecasts following Q3 2025 financial results [3] Group 2: Customer Growth and Market Presence - In Q3, Nu Holdings added 4.3 million customers, increasing its total customer base to 127 million, which represents a 16% year-over-year growth, showcasing its expanding influence in the Latin American financial sector, especially in Brazil, Mexico, and Colombia [4] Group 3: Company Overview - Nu Holdings Ltd. operates a digital banking platform across Brazil, Mexico, Colombia, the Cayman Islands, and the US, offering a range of financial solutions including spending, transactional, savings & investing, borrowing, and protection services [5]

Nu Holdings Ltd. (NYSE:NU) is one of the best large cap stocks to buy under $50. On January 27, Susquehanna increased its price target for Nu Holdings to $22 from $19 with a Positive rating. The firm anticipates a strong 2026 as the company nears a global expansion phase, applying its growth model from Brazil, Mexico, and Colombia to the US market. Additionally, Susquehanna expressed confidence in the company’s asset quality, citing stable delinquency rates and strong unit economics across existing regions ...

Core Viewpoint - Investing in fintech enterprises, particularly Nu Holdings, presents a compelling opportunity due to its strong growth and profitability, disrupting the traditional banking sector [1]. Company Overview - Nu Holdings operates a significant digital banking platform in Latin America, boasting 110 million customers in Brazil, 13 million in Mexico, and 4 million in Colombia [2]. - The company has demonstrated remarkable growth, with a 42% year-over-year revenue increase in Q3, and a net profit margin of 18.8% for that quarter [3]. Financial Performance - Analysts project that Nu's sales and earnings per share will grow at compound annual rates of 30% and 37%, respectively, from 2025 to 2027 [3]. - As of January 20, Nu shares are trading at a forward price-to-earnings ratio of 20.7, which is lower than the S&P 500 index's multiple of 22.3, indicating a favorable valuation for investors [5]. Market Data - Current market capitalization of Nu Holdings is $81 billion [6]. - The stock's price range for the day is between $17.07 and $17.54, with a 52-week range of $9.01 to $18.37 [4].

Core Insights - Investors are encouraged to focus on Wall Street's strongest momentum leaders for outsized returns this year [2] - The Driehaus investment strategy, emphasizing "buy high and sell higher," has identified Nu Holdings, Amazon, and Microsoft as strong momentum plays [3] Investment Strategy - The Driehaus strategy prioritizes investing in stocks that are increasing in price rather than those in decline, with a focus on the 50-day moving average as a key criterion [4] - A positive 50-day moving average indicates an uptrend, while strong earnings growth rates and a history of beating estimates are crucial for selecting potential outperformers [6] Screening Parameters - Stocks with a Zacks Rank of 1 (Strong Buy) or 2 (Buy) and a Momentum Score of A or B are considered to have the best upside potential [7] - The screening process has narrowed down over 7,743 stocks to only 41 that meet the criteria, including Nu Holdings, Amazon, and Microsoft [10] Company Profiles - **Nu Holdings**: Offers a digital banking platform across Latin America, the Cayman Islands, and the U.S. It has a Zacks Rank of 2 and a Momentum Score of B, with a trailing four-quarter earnings surprise of 5.3% [11] - **Amazon**: Engages in selling consumer products and providing advertising and subscription services globally. It holds a Zacks Rank of 2 and a Momentum Score of B, with a trailing four-quarter earnings surprise of 22.5% [12] - **Microsoft**: Develops software, services, devices, and solutions worldwide. It also has a Zacks Rank of 2 and a Momentum Score of B, with a trailing four-quarter earnings surprise of 8.5% [13]

Core Viewpoint - Investors have largely focused on artificial intelligence (AI) in 2025, leading to the neglect of fintech companies like Alkami Technology [1] Company Overview - Alkami Technology operates a cloud-based digital banking platform, primarily serving U.S. community banks and credit unions that lack the resources to develop their own systems [3] - The platform integrates onboarding, digital banking, data, and marketing into a unified solution for clients serving millions of customers [3] Business Model and Financial Performance - Alkami's revenue model is subscription-based, with approximately 96% of revenue derived from recurring sources, mainly from its software-as-a-service (SaaS) model [4] - Annual recurring revenue (ARR) reached $449 million in Q3 2025, showing significant growth from the previous year, providing stability and visibility into future cash flows [5] - Registered users of Alkami's platform increased to 20.9 million, indicating broadening and deepening adoption, which is crucial as pricing is often tied to user growth [6] - Revenue growth has been notable, with Q2 2025 revenue increasing by about 36% year over year and Q3 growth at 31.5% [6] Stock Performance and Market Reaction - Alkami's stock price fell to $21.80, approximately 50% below its highs from late 2024 and early 2025, primarily due to missed earnings estimates in Q2 2025 and cautious management guidance [2][7] - Despite strong revenue growth, the earnings per share did not meet Wall Street expectations, raising concerns about potential slowing growth [7][8]

Group 1 - Lake City Bank's CEO, David M. Findlay, has been appointed as the Chairman of the Indiana Bankers Association Board of Directors for 2026 [1] - The Indiana Bankers Association is recognized as a leading state banking association, credited for its engaged membership and strong leadership, which helps Indiana banks remain competitive in the evolving financial services landscape [2] - Findlay has extensive experience in leadership roles within Lakeland Financial and Lake City Bank, having served as CEO and in various executive positions since 2000 [3] Group 2 - Lake City Bank, founded in 1872, is a $6.9 billion institution headquartered in Warsaw, Indiana, operating 55 branch offices and a digital banking platform [5] - The bank focuses on community banking, emphasizing long-term customer relationships and technology-driven solutions for both retail and commercial clients [5] - Lake City Bank is the sole bank subsidiary of Lakeland Financial Corporation, which is listed on the Nasdaq Global Select under the ticker LKFN [5]

Core Insights - Nu Holdings Ltd. (NYSE:NU) is recognized as one of the 14 most promising fintech stocks to invest in, with a Buy rating reaffirmed by Goldman Sachs analyst Tito Labarta and a price target set at $21 [1] - BofA Securities has raised its price target for Nu Holdings from $16 to $18 while maintaining a Neutral rating, following positive investor meetings that highlighted the company's optimistic outlook [2] - Analysts from BofA Securities believe that Nu Holdings' AI initiatives are driving growth in Brazil and managing risks, marking the extension of the company's first growth curve [3] Company Developments - Nu Holdings has reached a pivotal moment in its operations in Mexico, transitioning from a phase of building to scaling, which represents the second growth curve for the company [3] - The company has applied for a US national bank charter, which BofA Securities suggests could be a transformational opportunity, potentially leading to a third growth curve for Nu Holdings [4] - Nu Holdings operates a fully digital banking platform, providing a wide range of financial services to customers in Brazil, Mexico, and Colombia [5]

Core Viewpoint - PNC Bank is the first major U.S. bank to integrate spot bitcoin access into its digital banking platform through a partnership with Coinbase, potentially marking a significant shift for cryptocurrency in traditional banking [1] Group 1: Company Developments - PNC Bank has partnered with Coinbase to allow private banking clients to trade bitcoin directly within its digital banking platform [1] - This integration eliminates the need for clients to open separate cryptocurrency exchange accounts, streamlining the trading process [1] Group 2: Industry Implications - The move by PNC Bank could signify a tipping point for the acceptance of cryptocurrency within traditional banking systems [1]