Debt.com’s 2025 annual budgeting survey found that 86% of respondents used a budget, with many citing rising costs, debt, and a desire to grow their wealth and savings as popular motivators. But others skip budgeting since they think it’s not necessary for their financial situation or are concerned about the time and effort required. Unfortunately, this can lead to living from paycheck to paycheck and not making progress toward your money goals. Check Out: Here’s How to Fix Your Budgeting Problems, Accord ...