Key Takeaways PayPal users can buy, sell, transfer and hold multiple cryptocurrencies directly on its platform.PYUSD stablecoin is now live on Ethereum, Solana, Arbitrum Layer-2, and Stellar for faster transactions."Pay with Crypto" lets U.S. merchants accept 100 cryptocurrencies with instant conversion to fiat or PYUSD.PayPal Holdings (PYPL) has established itself as a leader in digital payments. It has been enhancing its platform with a robust suite of crypto offerings built directly into the PayPal app a ...

Some of the top web3 news of the week:🎂 @ethereum turns 10 years old🔨 @ChristiesInc jumps into real estate🔵 @coinbase teams up with @Chase🤝 @PayPal introduces Pay with Crypto🦊 @MetaMask launches Stablecoin EarnMore stories below! 👇https://t.co/HILytAe8PQ ...

Core Insights - PayPal is strategically innovating in the crypto space and expanding its global payment solutions, positioning itself for long-term growth in the $3 trillion crypto market [2][3][4][6] Group 1: Strategic Innovations - The launch of "Pay with Crypto" allows merchants to accept over 100 cryptocurrencies, converting them to stablecoins or fiat instantly, reducing international transaction fees by up to 90% [2] - PayPal World connects major digital wallets, facilitating seamless international transactions and enhancing the shopping experience for consumers while simplifying operations for merchants [3] - The expansion of PayPal's stablecoin, PYUSD, to Arbitrum enhances its utility in the DeFi space and supports developers with efficient tools for dApps and smart contracts [4] - Integration with Wix Payments provides US merchants with a streamlined experience for managing PayPal transactions [5] Group 2: Financial Performance and Outlook - PayPal raised its full-year 2025 earnings guidance, expecting GAAP EPS between $4.90 and $5.05 and non-GAAP EPS between $5.15 and $5.30, indicating strong profitability and business acceleration [6] - The stock is trading near long-term support levels, forming bullish patterns that suggest potential recovery, with a breakout above $120 likely to trigger significant upward movement [10][11] Group 3: Market Position and Competitive Landscape - PayPal's broader ecosystem strategy, combined with innovations in digital currencies and payment solutions, is driving renewed optimism around its growth outlook [6] - Despite strong Q2 2025 results, there are concerns about moderate growth in total payment volume (TPV) at 6%, indicating potential saturation in core markets [7] - Competitive pressures from other digital wallets like Apple Pay and Block may impact PayPal's market share and transaction volumes [8]

Crypto Payment Solution - PayPal introduces "Pay with Crypto", a new payment method targeting over 650 million crypto users [2] - The solution supports payments using 100+ cryptocurrencies and eligible wallets [2] - Merchants gain immediate access to funds through this payment method [2] Cost Reduction - PayPal aims to reduce international transaction fees by up to 90% by offering pay with crypto [1][2] Target Audience - The new payment method allows merchants to reach more than 650 million crypto users [2]

Financial Data and Key Metrics Changes - PayPal delivered a strong quarter with transaction margin dollars growing 8% excluding interest on customer balances, marking the sixth consecutive quarter of profitable growth [5][43] - Non-GAAP earnings per share increased by 18% year over year, reflecting a solid financial performance [6][44] - Adjusted free cash flow was reported at $656 million, with expectations of full-year free cash flow between $6 billion and $7 billion [46][60] Business Line Data and Key Metrics Changes - Venmo revenue grew by more than 20%, with total payment volume (TPV) increasing by 12%, the highest growth rate in three years [14][47] - Branded Experiences TPV grew by 8% currency neutral, driven by improvements in online and offline checkout experiences [7][21] - Buy Now Pay Later (BNPL) volume grew over 20%, with monthly active accounts climbing 18% [12][47] Market Data and Key Metrics Changes - Total payment volume grew 6% at spot and 5% on a currency neutral basis to nearly $444 billion [47] - Monthly active accounts increased by 2% year over year to 226 million, indicating healthy engagement trends [46] - Debit card TPV across PayPal and Venmo grew more than 60%, with monthly active accounts increasing over 65% [17][47] Company Strategy and Development Direction - The company is focused on transforming from a payments company into a dynamic commerce platform, leveraging its scale and trusted brand [4][5] - PayPal World aims to connect various digital wallets globally, enhancing interoperability and expanding the total addressable market (TAM) [22][25] - The strategy includes significant investments in AI, ads, and crypto to drive future growth [33][39] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in sustaining and accelerating growth despite macroeconomic uncertainties, with a focus on execution of strategic initiatives [57][62] - The company anticipates a slight softening in retail spending, particularly in areas affected by tariffs, but remains optimistic about long-term growth [49][57] - Future guidance includes expectations for transaction margin dollars to grow between 6% to 7% and non-GAAP earnings per share to increase by 11% to 14% [59][60] Other Important Information - The company completed $1.5 billion in share repurchases, bringing total repurchases over the past four quarters to $6 billion [56] - The launch of a new physical card for PayPal Credit aims to enhance customer access to credit both online and in physical stores [18][56] - The company is actively working on tech transformation initiatives to streamline operations and improve scalability [55][56] Q&A Session Summary Question: Impact of tariffs on branded online checkout TPV - Management acknowledged that tariffs have created a slight headwind, but they expect stabilization and continued growth in branded checkout [65][66][67] Question: Revenue and profit impact of PayPal World and Pay with Crypto - Management expressed confidence that both initiatives will expand the TAM while maintaining attractive economics [70][75] Question: Prominent placement of branded checkout button in merchant negotiations - Management highlighted the importance of understanding merchant needs and providing a comprehensive suite of offerings to enhance conversion rates [77][82] Question: European rollout of modern checkout initiatives - Management confirmed that the rollout is progressing well, with expectations for accelerated adoption in Europe [86][88] Question: Expansion of branded experiences and financial services - Management emphasized the strategy of meeting customers where they are, with plans for continued global rollout of branded experiences [94][100]

RT BSCN (@BSCNews)PAYPAL ENABLES CRYPTOCURRENCY PAYMENTS FOR U.S. MERCHANTS- @PayPal recently announced that it is enabling U.S. merchants to accept cryptocurrency payments through its new "Pay with Crypto" service, which supports over 100 cryptocurrencies and connects with popular wallets like @Coinbase and @MetaMask.- The feature, set to roll out in the coming weeks across the United States, aims to simplify cross-border commerce by reducing transaction fees by up to 90%, providing near-instant settlement ...

Cryptocurrency Market Trends - Bitcoin and altcoin treasuries are experiencing a surge [1] Payment Solutions - PayPal is rolling out a 'Pay with Crypto' feature [1] Regulatory Developments - SEC delays Truth Social bitcoin ETF [1]

Cryptocurrency Adoption - PayPal enables U S merchants to accept cryptocurrency payments via "Pay with Crypto" service [1] - The service supports over 100 cryptocurrencies and connects with popular wallets [1]

Core Insights - PayPal has launched a cryptocurrency payments feature called "Pay with Crypto" aimed at facilitating cross-border commerce and connecting merchants to a market exceeding $3 trillion [2][4] - The new feature will enable instant conversion from cryptocurrency to stablecoin or fiat, supporting transactions across over 100 cryptocurrencies and wallets, thereby reducing transaction costs for merchants [4] Group 1: Market Opportunity - The introduction of the "Pay with Crypto" feature is expected to provide access to more than 650 million crypto users globally, enhancing the potential for businesses to grow internationally [4] - The feature is particularly beneficial for small- to medium-sized businesses (SMBs) and independent contractors, who often face challenges such as high transaction fees and lengthy settlement times [5][6] Group 2: Industry Challenges - Cross-border payment processes are often opaque, with payments disappearing into a network of intermediaries, leading to limited tracking and recourse in disputes [6] - The report highlights that businesses in emerging markets, such as Brazil, Colombia, Kenya, and Ghana, are increasingly adopting stablecoins to mitigate issues like currency devaluation and payment delays [7]

Cryptocurrency Payment Initiative - PayPal enables U S merchants to accept cryptocurrency payments via "Pay with Crypto" service, supporting over 100 cryptocurrencies and connecting with wallets like Coinbase and MetaMask [1] - The service aims to simplify cross-border commerce by reducing transaction fees by up to 90% [2] - "Pay with Crypto" is set to cover 90% of the $3+ trillion crypto market cap [3] Service Features - The feature provides near-instant settlement and expands merchant revenue opportunities by tapping into a global market of over 650 million crypto users [2] - The service converts crypto payments instantly into stablecoins or fiat, helping merchants avoid volatility [2] - PayPal USD (PYUSD) offers a 4% reward rate when held on the platform [2] Strategic Impact - PayPal's initiative follows their launch of PayPal World, uniting five major digital wallets on a single platform [5] - The solution supports wallets such as OKX, Binance, Kraken, Phantom, and Exodus, expanding its reach and usability [4] - PayPal aims to remove barriers and help every business achieve their goals in global growth [4]