Nov 25, 2025 9:17 AM Eastern Standard Time City of Homestead, Florida, Launches Integrated Online Permitting, Licensing, and Code Enforcement Cloud Suite from Tyler Technologies Tyler's Enterprise Permitting & Licensing's platform enables the efficient workflow of simultaneous regulatory reviews by multiple departments, reducing the time required to issue permits and licenses. The city of Homestead has elected to utilize DigEplan for an integrated markup and annotation of digital plans within the process. T ...

Core Insights - Blue Gold Limited has appointed Nathan Dionne as Chief Technology Officer (CTO) to lead its digital strategy and oversee the development of a gold-backed token and payment platform [1][2][4] - The company aims to create the world's first gold-backed global currency, bridging the physical and digital realms of gold [2][4] - Mr. Dionne has extensive experience in technology and finance, having held key positions in various companies, which positions him well to drive Blue Gold's mission [3][4] Company Overview - Blue Gold Limited is a next-generation gold development company focused on acquiring high-potential mining assets globally [5] - The company's mission is to unlock untapped value in the gold sector through innovative monetization models, including asset-backed digital instruments [5] - Blue Gold emphasizes responsible development, operational transparency, and the use of modern financial technologies to redefine gold production and ownership [5][6]

Proven innovator and technology executive Nathan Dionne to advance Blue Gold’s mission of building the world’s first gold-backed digital currency ecosystemNEW YORK, NY, Nov. 04, 2025 (GLOBE NEWSWIRE) -- Blue Gold Limited (Nasdaq: BGL) (“Blue Gold” or the “Company”), a next-generation gold development and technology company, today announced the appointment of Nathan Dionne as Chief Technology Officer (CTO), effective immediately. As CTO, Mr. Dionne will lead the delivery of the Company’s digital strategy, ov ...

Rowan Street Capital, an investment management company, has recently released its third-quarter 2025 investor letter. A copy of the letter can be downloaded here. The fund remained unchanged in the third quarter (+0.22%), making the YTD returns through September 30, 2025, to +20.4% net of fees compared to the S&P 500’s +14.8% year-to-date gain. Over the past three years, the firm’s capital compounded at approximately +54.2% annually (net), delivering a +266% cumulative return — more than doubling the S&P 5 ...

Core Insights - UK-based digital finance firm Revolut is planning to launch its payment platform in India, marking its first entry into one of the largest digital payments markets globally [1] - The fintech aims to partner with the Unified Payments Interface (UPI) and Visa to facilitate both domestic and international transactions for users in India [1] - Revolut has a waitlist of 350,000 customers in India, with services expected to roll out later this year [2] Expansion Plans - Revolut plans to leverage a prepaid payment instrument license obtained from the Reserve Bank of India to provide domestic payment services [3] - The company also holds a license to offer foreign exchange services in India [3] - Revolut aims to reach 100 million customers globally by 2027 and expand into over 30 new markets by 2030 [4] Recent Developments - Revolut recently opened its new global headquarters in London's Canary Wharf and reported surpassing 65 million customers worldwide [4] - The firm is also exploring the acquisition of a US bank and plans to launch credit cards in its home market [2] - Additionally, Revolut is looking to apply for a banking license in South Africa, working closely with the South African Reserve Bank [4]

Core Insights - Revolut is launching its payment platform in India, marking its entry into a significant digital payments market as part of its global expansion strategy [1][2] - The firm aims to attract 20 million customers by 2030, focusing on the "aspirational youth" demographic [3] Company Strategy - Revolut plans to offer domestic and international payment services through partnerships with the Unified Payments Interface and Visa, starting with 350,000 waitlisted customers [1][2] - The company has secured a prepaid payments instrument license from the Reserve Bank of India to facilitate domestic payment services and also holds a license for forex services [2] Investment and Localization - Revolut has invested over 40 million pounds (approximately $53.7 million) to localize its technology in compliance with India's data sovereignty regulations, a unique effort for the company [3]

Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the stocks Jim Cramer put under the microscope. A caller asked whether they should buy the dip, hold, or sell shares of the stock. In response, Cramer said: “Okay, I think, first of all, let’s just discuss, this is Max Levchin’s baby, okay. I’ve had Max on a number of times. I have dealt with him a number of times. He is about as smart as anyone I have ever met, and he’s certainly the smartest in this group. I know there’s a lot of people gunning for him. They ...

Group 1 - Affirm Holdings, Inc. (NASDAQ:AFRM) has experienced a significant share price increase of over 120% and is expected to benefit from future Federal Reserve rate cuts [1] - Jim Cramer predicts that Affirm's stock price will rise to $100 from its current price of $72, expressing strong confidence in the company's leadership under Max Levchin [2] - Affirm operates a payment platform that allows consumers to split purchases over time, serving various industries including retail, travel, electronics, and fashion [2] Group 2 - While Affirm is recognized for its potential as an investment, there are other AI stocks that may offer greater upside potential and less downside risk [2]

Core Insights - Sezzle Inc. has been recognized on CNBC's World's Top Fintech Companies 2025 list, highlighting its innovative and high-performing status in the fintech sector [1][4] - The company's stock has surged over 900% in the past year, making it one of the best-performing public companies of 2025, with Q1 results exceeding revenue and profit expectations [2][3] - Sezzle's CEO emphasized the company's ability to scale profitably while delivering value to consumers and shareholders, reflecting its commitment to a purpose-driven business model [3] Financial Performance - Sezzle's stock increased by over 900%, reaching record highs [2] - The company surpassed revenue and profit expectations in Q1, driven by high-retention subscription offerings and strong consumer engagement [2] - Full-year guidance was raised, indicating confidence in continued growth [2] Recognition and Awards - Sezzle's inclusion in CNBC's global fintech list is a recognition of its mission and momentum [3] - The company has received accolades for its workplace culture and customer experience in 2025 [3] Strategic Partnerships and Growth - Recent milestones include a partnership with the Minnesota Timberwolves as the Official Jersey Patch Sponsor and the expansion of Sezzle's in-app Marketplace [5] - A bank partnership with WebBank has broadened Sezzle's reach and inclusivity [5] Company Mission and Values - Sezzle is committed to financially empowering consumers through its payment platform, enhancing purchasing power with point-of-sale financing options [7] - The company focuses on transparency, inclusivity, and ease of use, aiming to help consumers manage spending responsibly and achieve financial independence [7]

Financial Data and Key Metrics Changes - Total Process Volume (TPV) reached $80 billion in Q4, a 29% increase compared to the same quarter of 2023 [7][22] - Q4 net revenue was $136 million, growing 14% year over year [7][25] - Gross profit for Q4 was $98 million, an 18% increase year over year, resulting in a gross margin of 72% [8][27] - Adjusted EBITDA was $13 million in Q4, translating into a 9% margin, marking new all-time highs for the company [29][30] Business Line Data and Key Metrics Changes - Financial services, lending (including buy now pay later), and expense management all grew at roughly the same rate in Q4, slightly faster than the overall company [24] - Non-block neo banking customers' TPV grew approximately 100% year over year [25] - Growth in expense management accelerated due to strong end-user acquisition as AP automation and modern corporate card platforms gained share [25] Market Data and Key Metrics Changes - The European business saw TPV growth well over 100% in Q4 [12] - The company secured a deal to provide commercial card processing and program management to a fast-growing technology company in Europe [12] - The pipeline for embedded finance customers has increased significantly, with roughly two-thirds of the current pipeline being embedded finance customers [55] Company Strategy and Development Direction - The company aims to establish itself as a preferred partner for embedded finance and fintech innovations through three strategic pillars: deepening platform breadth, expanding solutions, and strengthening leadership in payments innovation [15][44] - The acquisition of TransactPay is expected to enhance program management offerings in Europe and streamline operations [18][36] - The company plans to leverage the American Express network for credit and debit card programs starting later in 2025 [16] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in capturing compelling opportunities in the payment ecosystem while focusing on profitable growth and value creation [6][15] - The company anticipates net revenue growth of 16-18% for 2025, driven by TPV growth in the mid to high 20s [32] - Management highlighted the importance of maintaining a strong focus on compliance while driving profitable growth [21][43] Other Important Information - The company ended Q4 with $1.1 billion in cash and short-term investments [29] - A share buyback authorization of $300 million was approved, bringing the total authorization to $380 million [31] Q&A Session Summary Question: What exactly is being acquired with TransactPay? - TransactPay is a BIN sponsorship provider licensed with an eMoney institution, allowing the company to have more control over offerings in Europe [48][50] Question: How does the pipeline look now, especially after recent wins? - The pipeline is strong, with a significant increase in embedded finance customers, indicating growing momentum in the market [55][56] Question: Does Marketa have everything needed to win larger embedded finance deals? - Yes, the company has a full solution that includes money movement, issuer processing, and program management, which positions it well for larger deals [62][64] Question: Is the guidance for 2025 based on the acquisition of TransactPay? - Yes, the guidance assumes the acquisition will close around Q3 2025 [68] Question: What is the path to GAAP profitability by 2026? - The company expects to drive gross profit growth at a faster rate than expense growth, leading to GAAP profitability on a quarterly basis by 2026 [70][73]