The Progressive Corporation (PGR), headquartered in Mayfield Village, Ohio, operates as an insurance holding company. Valued at $124.4 billion by market cap, the company provides personal and commercial auto, personal residential and commercial property, business related general liability, and other specialty property-casualty insurance products and related services. The leading property & casualty insurance company is expected to announce its fiscal fourth-quarter earnings for 2025 on Wednesday, Jan. 28. ...

Core Viewpoint - The Progressive Corporation (NYSE:PGR) is highlighted as a strong low volatility investment option, with an increased price target of $260 from $247 by BMO Capital analyst Michael Zaremski while maintaining a Market Perform rating on the shares [1][2]. Financial Performance - The Progressive Corporation reported $7.002 billion in net premiums written in October 2025, an increase from $6.578 billion in the same month last year, indicating growth in the company's premium income [3]. - The net income for October 2025 rose to $846 million, a significant increase of 107% compared to $408 million in October 2024 [3]. Share Repurchase Strategy - In October, The Progressive Corporation repurchased a modest $24 million in shares, but it is anticipated that the company will engage in repurchases in the low billions through 2026 if its P/E multiple remains below 15 times [2]. Company Overview - The Progressive Corporation operates as an insurance holding company, providing residential property insurance, personal and commercial auto insurance, and other specialty property-casualty insurance and related services through its Personal Lines, Commercial Lines, and Property segments [4]. Market Conditions - The company has maintained consistently excellent margins, with double-digit auto inflationary pressures showing signs of deceleration from all-time highs [3].

Core Insights - The Progressive Corporation (PGR) is a leading insurance holding company with a market cap of $144.5 billion, providing various insurance products and services [1] - Analysts expect PGR to report a profit of $4.89 per share for Q3 2025, reflecting a 36.6% increase from the previous year [2] - For the full fiscal year 2025, EPS is projected to be $18.48, a 31.5% increase from $14.05 in fiscal 2024, but is expected to decline to $16.89 in fiscal 2026 [3] Financial Performance - PGR's total revenue for Q2 was $22 billion, marking a 21.3% year-over-year increase, driven by an 18% growth in net premiums earned and a 27.2% increase in investment income [5] - The company achieved a net income of $5.40 per share for Q2, representing a 117.7% rise [5] Stock Performance - PGR stock has underperformed the S&P 500 Index, which gained 17.6% over the past 52 weeks, with PGR shares down 4.3% during the same period [4] - The stock also underperformed the Financial Select Sector SPDR Fund, which gained 18.2% [4] Analyst Ratings - The consensus opinion on PGR stock is moderately bullish, with a "Moderate Buy" rating overall; 10 analysts recommend a "Strong Buy," 2 suggest a "Moderate Buy," and 13 give a "Hold" [6] - The average analyst price target for PGR is $286.05, indicating a potential upside of 17.5% from current levels [6]

Group 1 - The Progressive Corporation (NYSE:PGR) is considered one of the best large cap value stocks to buy currently, with a price target set at $266.00 by TD Cowen analyst Andrew Kligerman [1] - In August 2024, The Progressive Corporation reported a net income of $1.220 billion, an increase from $935 million in August 2023, indicating strong financial performance [2] - The company operates as an insurance holding firm, providing residential property insurance, personal and commercial auto insurance, and other specialty property-casualty insurance through its Personal Lines, Commercial Lines, and Property segments [3]