We recently released Radar, our proactive feature that will notify you on anything you want.For example:- “Alert me when NVDA or TSLA drops 10% or more and give me an analysis for reasons why it could be a good buy.”- “Track realized gains/losses and alert me when tax-loss harvesting becomes advantageous.”- “Email me if two or more capital calls overlap in the next 7 days totaling over $500,000.”Sign up: https://t.co/bMI7hLeciU ...

RT Shain Noor (@shaincodes)Radar is now live for every Silvia user.Think of it as a personal command center for your finances.You write natural-language rules, and Silvia monitors your entire balance sheet: cash, brokerage, crypto, alts, fees, inflows, reminders, concentration, and more.Here are 10 rules you can drop into Radar today: ...

Product Overview - Introduces Radar, a proactive feature providing reminders on spending, investments, stock prices, and payments [1] - Offers free sign-up for Radar [1][2] Portfolio Monitoring - Scans portfolios daily, weekly, or monthly for significant changes and sends notifications [1] - Highlights asset allocation imbalances [1] - Tracks volatility and performance across asset classes [1] - Alerts users to unusual movements (percentage changes, drawdowns, rallies) [1] Personalized Financial Insights - Identifies blind spots, such as missing cost basis or incorrect tax settings [2] - Flags tax-loss harvesting opportunities [2] - Shows best/worst performing assets over custom time windows [2] - Spots diversification gaps, such as crypto underweighted below 5% [2] Customized Alerts Examples - Provides examples of customized alerts, including spending tracking, price monitoring, and notifications on loan payments [2] - Offers examples of monitoring specific financial theses with bullish/bearish thresholds, such as DXY (US Dollar Index) <100 or >110, 10-year yield >550 basis points or <350 basis points, Gold >$2,800 or <$2,400, BTC >$100,000 or <$70,000 [2] Automated Monitoring - Suggests setting up monthly automated radar to monitor portfolio allocation drift from a 70/30 growth/income target [3] - Monitors performance triggers, such as +15% gains or -10% drawdown thresholds [3] - Assesses market risk indicators and volatility [3] - Provides timing recommendations for aggressive vs conservative positioning [3]

MONTREAL--(BUSINESS WIRE)--TOMAGOLD CORPORATION (TSXV: LOT; OTCPK: TOGOF) ("TomaGold†or the "Company†) announces that it has entered into an amendment (the "Amendment†) to the mineral property option agreement dated August 11, 2023 (the "Agreement†) with SOQUEM Inc. ("SOQUEM†). The Agreement and the Amendment relate to the David, Radar, Dufault, Williams, Brosman, McKenzie, and Bruneau properties. TomaGold and SOQUEM have agreed to amend the Agreement as follows: The anniversary date for Year. ...

Core Insights - WTW has launched Radar Fusion, a cloud-native underwriting solution aimed at enhancing commercial underwriting processes by providing data, analytics, and real-time insights to support underwriters' expertise [1][3][5] Industry Challenges - Commercial underwriters are facing a challenging market characterized by complex risks, rising client expectations, and an overwhelming amount of available data, which the traditional manual review model struggles to address [2] Product Features - Radar Fusion automates risk processing through triage, routing, and prioritization algorithms, allowing simple risks to be handled automatically while flagging complex risks for underwriter review [4] - Key features of Radar Fusion include real-time assessment of emerging risks, massive data handling capabilities, streamlined workflows, and an integrated platform that allows for flexibility without heavy IT reliance [9] Company Overview - WTW operates in the insurance consulting and technology sector, providing data-driven solutions to help clients manage risk and capital effectively [8][11] - The company serves a global client base, including leading insurance groups, with over 1,000 client companies utilizing its specialist insurance software [10]

Core Insights - The Zacks Automotive – Foreign industry presents a mixed landscape of opportunities and challenges, with varying growth trajectories across regions [1] Industry Overview - The foreign automotive industry is heavily influenced by economic conditions and business cycles, with key manufacturing countries including China, Japan, Germany, and India [2] - Technological advancements are reshaping the market, with a focus on stricter emission targets and the ramp-up of charging infrastructure, boosting green vehicle sales [2] Key Investing Themes - **China's Auto Market**: China's auto market is expanding, with domestic car sales increasing by 6.6% year-over-year to 2.27 million units in September 2025. Electric and hybrid vehicles accounted for 57.2% of total sales, up 15.5% from the previous year [3] - **Europe's Auto Industry**: Europe's auto industry faces challenges from trade tensions and competition, but new car registrations rose 0.9% year-to-date through September 2025, with a 10% increase in September alone [4] - **Japan's Car Industry**: Japan's auto market shows moderate growth, with a 5.1% increase in car sales year-to-date through September 2025, but the EV segment lags behind, with sales down 11.9% [5] - **India's Auto Sector**: India's auto retail sector grew by 3.4% year-over-year in the first half of FY26, supported by structural reforms and a shift towards electric mobility [6][7] Industry Performance - The Zacks Automotive – Foreign industry ranks 204, placing it in the bottom 16% of around 245 Zacks industries, indicating dull near-term prospects [8][9] - The industry has underperformed compared to the Auto, Tires, and Truck sector and the S&P 500, with an 11% increase over the past year compared to 20% and 41% for the sector and S&P 500, respectively [11] Valuation Metrics - The industry is currently trading at an EV/EBITDA ratio of 7.58X, significantly lower than the S&P 500's 19.13X and the sector's 24.23X [14] - Over the past five years, the industry has traded between 6.5X and 12.6X, with a median of 9X [15] Investment Opportunities - **Geely Automobile Holdings Limited**: Geely reported a 28% year-over-year increase in sales, surpassing 1 million vehicles for the first time in Q3 2025. Electrified vehicle sales surged 59% to 588,110 units, making up 58% of total sales [18][19] - **XPeng Inc.**: XPeng delivered over 190,000 vehicles in 2024, a 34% increase year-over-year, with Q3 2025 deliveries surging 149% to 116,007 units. The company is investing in future technologies, including flying cars and humanoid robots [23][24]

Core Insights - Cosan S.A. (NYSE:CSAN) has garnered significant hedge fund interest, placing it on the list of the 10 Cheapest Penny Stocks to Buy Now [1] - HSBC downgraded Cosan S.A. from "Hold" to "Reduce" and lowered its price target from $1.50 to $1.13 on September 23, 2025 [2] - The downgrade is attributed to substantial declines in the stock prices of Cosan's key units, with Raizen down 22% and Rumo down 15% over the past three months [3] Financial Performance - The conglomerate discount for Cosan S.A. has widened from 30% to 35%, indicating increased dilution risks from recent equity offerings [3] - Despite the short-term portfolio weakness, HSBC noted potential medium- to long-term benefits such as reduced leverage, improved governance, and enhanced infrastructure investment [4] Business Operations - Cosan S.A. operates in fuel distribution and energy markets through its businesses: Raizen Compass, Moove, Rumo, and Radar [4] - The company is recognized as one of the 10 Cheapest Penny Stocks to Buy Now, highlighting its perceived undervaluation in the market [4]

Summary of Lennox International FY Conference Call (September 11, 2025) Company Overview - **Company**: Lennox International (NYSE:LII) - **Industry**: Residential and light commercial HVAC (Heating, Ventilation, and Air Conditioning) Key Points and Arguments Competitive Advantages - **Direct-to-Contractor Distribution Model**: This model allows Lennox to operate as both a manufacturer and distributor, enhancing profitability through dual margins [3][4] - **Focus on Contractor Support**: Emphasis on fulfillment rates, technical support, and training for contractors to improve their efficiency and market share [4][5] Market Dynamics - **Sell-Through vs. Sell-In**: 75% of sales are direct to contractors (sell-through), while 25% are sell-in. The company has noted volatility in sell-in due to various market pressures [11][12] - **Temporary Market Inflection**: Current challenges are seen as temporary, with expectations of a return to disciplined growth in the long term [12][14] Product Innovation and Technology - **Investment in R&D**: All R&D efforts are focused on HVAC, leading to superior product efficiency across various categories [6][7] - **AI Integration**: AI is being used to enhance customer experience on e-commerce platforms and improve technician support through apps [27][28] M&A Strategy - **Acquisition of NSI Industries**: This acquisition aims to enhance Lennox's parts and accessories offerings, which currently represent 20% of sales, with a goal to reach 40% [29][30] - **Future M&A Plans**: The company intends to pursue further acquisitions in the aftermarket to bolster its distribution capabilities [33] Market Challenges - **Regulatory Changes and Tariffs**: The company is navigating challenges related to tariffs and regulatory changes affecting inventory and pricing strategies [11][41] - **Consumer Sentiment**: Homeowners are currently hesitant due to economic uncertainty, but the company believes that HVAC systems are essential, leading to eventual replacements [16][52] Growth Outlook - **Positive Trajectory in Light Commercial**: The company is seeing recovery in share and growth in emergency replacement initiatives, supported by new factory capacity [18][21] - **Ductless and Water Heater Opportunities**: The company anticipates significant growth in ductless systems and plans to launch water heaters, which are expected to converge with HVAC technologies in the future [47][48] Pricing Strategy - **Rational Pricing Environment**: The industry has maintained rational pricing despite cost pressures, with expectations for price increases in the upcoming year [45][46] Dealer Relationships - **Long-Term Relationships**: The company emphasizes the importance of long-term relationships with dealers, which helps maintain market share and stability [10][53] Additional Important Insights - **Technological Integration**: The company is working on integrating various products into a unified app for easier management by dealers and homeowners [24][25] - **Market Sentiment**: Dealers express confidence in the long-term necessity of HVAC systems despite current market challenges [53][54]

Core Insights - Sompo Group has partnered with WTW to integrate Radar technology into its non-life insurance services, marking the first global implementation of this technology in Japan [1][5] - Radar is a predictive modeling and machine learning tool that enhances insurers' capabilities in pricing and underwriting, allowing for better risk assessment and premium adjustments [2][3] Group 1: Technology Implementation - Sompo Direct Insurance has already deployed Radar for automobile insurance pricing, improving its ability to analyze customer risk through data analytics [1][2] - The introduction of Radar allows for rapid premium revisions that accurately reflect market changes, accident trends, and customer risk profiles [3] Group 2: Operational Benefits - Radar facilitates system integration without requiring programming expertise, enabling flexibility and agile pricing for Sompo Direct [2][4] - The technology allows premiums determined by product development teams to be directly reflected in production environments, expediting the launch of new insurance products [4] Group 3: Expansion Plans - Sompo Group is planning to expand the use of Radar technology beyond Japan, starting with Turkey and considering further expansion across Southeast Asia [5] - Recently, Sompo International Holdings agreed to acquire Aspen Insurance for approximately $3.5 billion, indicating a strategic move to enhance its market position [5]

Core Insights - Willis Towers Watson (WTW) has established a global partnership with Sompo Holdings to implement its Radar platform, enhancing pricing and underwriting solutions in the insurance sector [1][4] - The Radar platform utilizes predictive analytics and machine learning to facilitate faster and more accurate decision-making for insurers [2][8] - Sompo Direct has already begun using Radar in its auto insurance business, marking the first global implementation of the platform in Japan [3][8] Company Impact - The partnership is expected to generate recurring, high-margin software revenues for WTW through licensing and maintenance, potentially expanding its market presence in Japan and beyond [4] - WTW's shares have increased by 5.3% year-to-date, contrasting with a 14.8% decline in the broader industry [5] Competitive Landscape - WTW currently holds a Zacks Rank 3 (Hold), while competitors like Assurant, Hannover Rück, and Horace Mann have higher rankings, indicating a competitive environment in the insurance sector [7]