If you don’t have access to a 401(k) or pension plan, you should start investing in an IRA to build your nest egg. IRAs offer tax benefits that bolster your retirement savings over time. Even if you have a company-sponsored plan, invest in an IRA to save faster. Keep in mind that the maximum you can contribute to an IRA in 2025 is $7,000 a year.Many government employers offer a traditional pension plan rather than a 401(k) plan. If your employer offers a pension plan, find out if you’re covered. You can ask ...

Core Insights - Blackstone Inc. (BX) is a leading alternative asset management firm with a market cap of $106.5 billion, specializing in various investment strategies including private equity and real estate [1] Performance Overview - BX shares have underperformed the broader market, declining 14.5% over the past year, while the S&P 500 Index has increased by nearly 18.5% [2] - In 2025, BX stock is down 17.2%, contrasting with the SPX's 15.1% rise year-to-date [2] Comparative Analysis - BX's underperformance is less severe compared to the Financial Select Sector SPDR Fund (XLF), which has gained about 13.3% over the past year [3] - The XLF's 8.5% gains year-to-date further highlight BX's struggles [3] Q3 Financial Results - On October 23, BX shares fell over 4% after reporting Q3 results, with an adjusted EPS of $1.52, exceeding Wall Street's expectation of $1.21 [4] - The company's revenue for the quarter was $3.1 billion, down 15.7% year-over-year [4] - Analysts project BX's EPS to grow 14.9% to $5.33 for the current fiscal year ending in December [4] Analyst Ratings - Among 23 analysts covering BX, the consensus rating is a "Moderate Buy," consisting of eight "Strong Buy," two "Moderate Buy," 12 "Holds," and one "Strong Sell" [5] - This rating configuration has improved from two months ago, where seven analysts previously suggested a "Strong Buy" [6] Price Targets - TD Cowen maintained a "Buy" rating on BX, lowering the price target to $205, indicating a potential upside of 43.5% from current levels [6] - The mean price target is $178.76, representing a 25.1% premium to current prices, while the highest price target of $215 suggests an upside potential of 50.5% [6]

Core Insights - Beyond Meat has gained significant attention as a meme stock, reflecting its volatile market performance and popularity among retail investors [1] Company Overview - Beyond Meat's real estate holdings are described as relatively humble, indicating a focus on core business operations rather than extensive property investments [1] Market Performance - The company has experienced a wild ride in the stock market, characterized by fluctuations that are typical of meme stocks [1]

Core Insights - The article emphasizes that personal risk tolerance in investing is influenced by various factors including time horizon, financial goals, ability to absorb losses, and personality [1][3]. Understanding Investment Options - Brian Feroldi categorizes 16 investment options based on their risk and expected return, highlighting the importance of understanding these fundamentals before investing [4]. - Safer investment options include cash, money markets, and U.S. Treasuries, which are characterized by low risk but also low potential returns [5][6]. - The decision to invest conservatively or aggressively should be aligned with the investor's time horizon; shorter time frames may necessitate a more conservative approach [6]. Risk and Reward Spectrum - Investments are placed on a risk-and-reward spectrum, with safer options at one end and higher-risk, higher-reward options at the other [5][6]. - Real estate is positioned near the midpoint of this spectrum, indicating a balance between risk and potential return [9].

Core Insights - Warren Buffett's net worth is approximately $150 billion, making him one of the wealthiest individuals globally [1] - Owning just 1% of Buffett's wealth equates to $15 billion, which would still place an individual as the 175th richest person in the world [3] Investment Opportunities - High-yield savings accounts could yield around 3.5% APY, resulting in a monthly income of approximately $43,750,000 from a $15 billion investment [4] - Investing in U.S. Treasury bonds at a current rate of 4.875% could generate a monthly income of about $60,937,500 [4] - A balanced portfolio (60% stocks, 40% bonds) could average around 8.8% annually, leading to a potential monthly income of around $110,000,000 [4] - Real estate investments, particularly through REITs like Vanguard's Real Estate ETF (VNQ), could yield approximately $93,750,000 per month based on historical returns of around 7.5% [4]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Real estate investor Grant Cardone recently laid out a $7 trillion opportunity that can boost asset prices across the board. Stocks, crypto, real estate, and gold are some of the biggest winners. "$7 trillion [is] sitting in money markets," Cardone said in an X post. "As rates come down, that $7 trillion will go somewhere." The chart in Cardone's X post demonstrates that demand for money markets has soare ...

Steve. >> Hey, John. Thanks.Yeah, it looks like Americans are going for the gold. Gold is soared and it looks like the public has taken notice. For the first time in the CNBC All-America economic survey since 2013, gold topping the list of Americans choice for the best investment, 34%.Uh that's up from 23% when we asked this question back in December. Real estate at 32%. Uh knocked down from the top slot there.And then uh stocks at 25% uh pretty dropping a little bit from 28. Cash savings cash crypto and tr ...

RT Amy Nixon (@texasrunnerDFW)Everyone is rushing to buy Gold, Crypto and Stocks. The money supply is there.Meanwhile, no one is buying real estate, traditionally considered an inflation hedge. In fact, Sales are near 30 year lows!Why?The “Low Inventory” excuse from 2021-2023 doesn’t work anymore https://t.co/DRdp2g8ULp ...

Core Points - Hanmi Financial Corporation will report its third quarter 2025 financial results on October 21, 2025, after market close [1] - A conference call will be held on the same day at 2:00 p.m. Pacific Time to discuss the results [1] - The call can be accessed by dialing 1-877-407-9039 or through the investor relations page on Hanmi's website [2] Company Overview - Hanmi Financial Corporation is headquartered in Los Angeles, California, and owns Hanmi Bank [3] - Hanmi Bank operates 32 full-service branches, five loan production offices, and three loan centers across several states including California, Colorado, and New York [3] - The bank specializes in real estate, commercial, SBA, and trade finance lending to small and middle market businesses [3]

Core Insights - Warren Buffett emphasizes the importance of generating passive income for retirement planning, stating that without it, individuals may have to work indefinitely [1] - The article discusses various "forever assets" that can help individuals earn passive income and grow wealth [2] High-Yield Savings Accounts - High-yield savings accounts offer significantly higher interest rates compared to traditional savings accounts, with an average APY of about 0.42% versus 4.5% or greater [3] - Americans have lost at least $291 billion in interest since 2019 by keeping savings in major U.S. banks, highlighting the opportunity cost of not utilizing high-yield accounts [3] - Cash is being reconsidered as an investment asset class, with high-yield accounts providing FDIC protection and daily liquidity [4] Real Estate Investment - Real estate is identified as a classic investment vehicle that can provide passive income and appreciate in value [5] - The real estate market is described as an "inefficient market," allowing individual investors to capitalize on opportunities that larger funds may overlook [6]