When it comes to building wealth, billionaire Mark Cuban’s advice might surprise you. He says you should stop focusing on saving and start aggressively investing your money. While having an emergency fund is important, Cuban argues that leaving cash in a savings account is essentially leaving money on the table. Even if it happens to be a high-yield savings account with an above-average annual percentage yield (APY), it won’t keep up with inflation and could cost you thousands over time. Instead, Cuban r ...

Core Insights - Conestoga Capital Advisors reported solid returns in US equities for 2025, with double-digit gains across all major indices [1] - The Conestoga Micro Cap Composite returned -1.91% net of fees in Q4 2025 and 16.24% for the full year, underperforming the Russell Microcap Growth Index [1] Company Overview: Bowman Consulting Group Ltd. (NASDAQ:BWMN) - Bowman Consulting Group Ltd. provides multi-disciplinary engineering, planning, and consulting services to the built environment [3] - The company experienced a one-month return of -6.90% and a 52-week gain of 60.97%, with shares closing at $33.45 on February 19, 2026, and a market capitalization of $581.131 million [2] - Despite an earnings beat, the company reported third-quarter revenue that significantly missed consensus estimates, leading to negative sentiment and insider selling in December [3] Hedge Fund Interest - Bowman Consulting Group Ltd. was held by 14 hedge fund portfolios at the end of Q3 2025, an increase from 8 in the previous quarter [4] - While the company has potential as an investment, certain AI stocks are viewed as offering greater upside potential and less downside risk [4]

Core Insights - The video by finance YouTuber Jaspreet Singh emphasizes that wealth management is more about spending and saving habits than just income levels [1] - Singh promotes the 75/15/10 budgeting rule as a straightforward approach to managing finances effectively [2] Budgeting Guidelines - **75% for Living Expenses**: It is recommended that no more than 75% of income should be allocated to living expenses, which include both fixed and variable costs [3] - **Cost-Cutting Strategies**: Suggestions for reducing expenses include reviewing subscriptions, downgrading vehicles, or temporarily living with family to save money [4] Investment Strategies - **15% for Investments**: After covering living expenses, 15% of income should be directed towards investments in assets like stocks, mutual funds, ETFs, or real estate [5] - **Focus on Passive Income**: The wealthiest individuals generate income from their assets rather than their jobs, highlighting the importance of passive income streams [6] Savings Recommendations - **10% for Savings**: It is advised to set aside 10% of income in a high-yield savings account for emergencies, ensuring financial security for both short-term and long-term needs [7]

Core Viewpoint - Hanmi Financial Corporation is actively engaging with institutional investors at the Janney 6 Annual Bank CEO Forum, indicating a focus on investor relations and transparency [1]. Company Overview - Hanmi Financial Corporation is headquartered in Los Angeles, California, and owns Hanmi Bank, which operates 32 full-service branches and additional loan production offices and centers across multiple states including California, Texas, and New York [3]. - The bank specializes in lending services such as real estate, commercial, SBA, and trade finance, targeting small and middle market businesses [3]. Investor Relations - The company will provide a presentation for institutional investors, which will be accessible in the Investor Relations section of its website [2]. - Key executives, including Bonnie Lee (President and CEO) and Ron Santarosa (CFO), will be hosting meetings with investors during the forum [1]. Contact Information - Investor contacts include Ron Santarosa, Senior Executive Vice President & CFO, and Lisa Fortuna from Financial Profiles, Inc., providing direct lines for investor inquiries [4].

Core Insights - Financial expert Dave Ramsey emphasizes that the path to financial success is based on common sense and understanding rather than hidden secrets [3][6] - Ramsey advocates for investing in familiar areas, highlighting that wealth building is about comfort and knowledge rather than chasing trends [6][10] Investment Strategies - Ramsey's investment strategy includes focusing on three core areas: his business, paid-for real estate, and mutual funds, while avoiding single stocks, Bitcoin, and other speculative investments [4][10] - The example of a rancher who built a $200 million fortune through farmland investments illustrates the importance of investing in one's area of expertise [4][6] Cautionary Tales - Ramsey warns against the allure of "cool" investment opportunities, which can lead to poor decision-making, as seen in the Bernie Madoff Ponzi scheme [8][7] - The emphasis is placed on the dangers of following advice from seemingly sophisticated individuals without transparency [8] Investment Philosophy - The KISS principle ("keep it simple stupid") is advocated as a preferred approach to investing, promoting simplicity and understandability [9][10]

分组1 - The Federal Reserve lowered its benchmark interest rate three times in 2025, while inflation remains elevated at 5% despite cooling from its 2022 peak [1] - Jamie Dimon expressed concerns about political interference in the Fed's operations, emphasizing the importance of the central bank's independence [2][4] - The Department of Justice has initiated a criminal investigation into Fed Chair Jerome Powell, which could lead to charges related to his congressional testimony [3] 分组2 - Inflation has significantly impacted purchasing power, with the U.S. consumer price index increasing by 26% since 2020 [6] - Gold prices have surged over 60% in the past year, with Dimon predicting that gold could reach $10,000 an ounce in the current economic environment [8] - Real estate has also proven to be a strong hedge against inflation, with the S&P Case-Shiller U.S. National Home Price Index rising by 43% over the past five years [11] 分组3 - Alternative assets, including art, are gaining attention as they provide diversification and have shown low correlation with traditional assets since 1995 [18] - Platforms like Masterworks are making investments in blue-chip artwork accessible to a broader audience, allowing investors to buy shares in high-value art pieces [20]

Company Overview - Hanmi Financial Corporation is headquartered in Los Angeles, California, and owns Hanmi Bank, which serves multi-ethnic communities through a network of 32 full-service branches, five loan production offices, and three loan centers across several states including California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington [3]. Financial Reporting - Hanmi Financial Corporation will report its fourth quarter 2025 financial results after the market close on January 27, 2026 [1]. - A conference call will be hosted by management on the same day at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) to discuss the results [1]. Investor Access - Investment professionals and shareholders can access the live call on January 27 by dialing 1-877-407-9039 before 2:00 p.m. Pacific Time, using access code "Hanmi Bank" [2]. - The call will also be available for online listening through the investor relations page of Hanmi's website, with a replay accessible approximately one hour after the call [2].

Canva | Brigitte Theriault from Getty Images Signature and canaran from Getty Images Pro Key Points A 37-year-old reached $10M net worth by building and selling multiple businesses and investing the proceeds. 65.3% of businesses fail within 10 years of opening. He holds $7M in liquid investments to enable early retirement before age 59.5. Have You read The New Report Shaking Up Retirement Plans? Americans are answering three questions and many are realizing they can retire earlier than expected. ...

Even six-figure earners might not feel financially secure if they’re heavily in debt or falling prey to lifestyle inflation. There’s a difference between high income and high net worth — and there’s a growing gap between the two, according to a U.S. Economic Insight report that Visa released in November 2025. Must Read “Thanks to a booming stock market, strong real estate values and a resilient dollar, every day in 2024 an estimated 1,000 Americans achieved a net worth — defined as the total value of ...

Core Viewpoint - Rocket Companies Inc. (NYSE:RKT) is highlighted as one of the best stocks under $25 to buy, with Jefferies initiating coverage with a Buy rating and a $25 price target, emphasizing its vertically integrated system for the home purchase cycle [1]. Group 1: Company Overview - Rocket Companies Inc. operates in the mortgage, real estate, and personal finance sectors in the US and Canada, structured into two segments: Direct to Consumer and Partner Network [4]. - The company has recently completed acquisitions of Mr. Cooper and Redfin, enhancing its competitive position and earnings potential [2]. Group 2: Market Position and Performance - The acquisition of Mr. Cooper merges the leading mortgage originator with the premier servicer in the US, creating a significant influence with a combined service portfolio of nearly 10 million clients, representing one in every six US mortgages [3]. - Jefferies anticipates that Rocket's earnings per share will exceed current consensus projections in a normalized $2.5 trillion annual mortgage market, due to its structural advantages in data, scale, technology, and distribution [4].