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减轻家庭征收对女性创业的影响
Shi Jie Yin Hang· 2025-05-02 23:10
Investment Rating - The report does not explicitly provide an investment rating for the industry under study Core Insights - The study investigates how intrahousehold dynamics affect the investment decisions of female entrepreneurs in Ghana, revealing that unconditional grants have limited impact on business performance, while savings mechanisms show significant positive effects [2][10][16] Summary by Sections Introduction - Female entrepreneurship is on the rise globally, yet significant gender gaps in business performance persist, with cash grants showing limited effectiveness in enhancing performance [6][7] Methodology - A randomized controlled trial was conducted with 3,096 couples in Accra, Ghana, assessing four types of support mechanisms for women-owned businesses [10][18][22] Findings - Unconditional grants provided to female entrepreneurs or their spouses did not improve business performance, while conditional grants linked to training and savings goals led to increased sales and profits [11][15][52] - The savings intervention resulted in a 15% increase in sales and a 10% increase in profits, particularly for women facing high expropriation pressure [15][16][69] Mechanisms - The study highlights the role of expropriation pressures within households, where women often face demands to share their income, impacting their investment decisions [13][62] - The savings treatment was effective in mitigating these pressures, allowing women to maintain greater control over their resources [68][69] Conclusion - The findings underscore the importance of understanding intrahousehold dynamics and suggest that well-designed interventions can enhance the autonomy of female entrepreneurs, leading to better business outcomes [16][69]