10月26日，在十四届全国人民代表大会常务委员会第十八次会议上，中国人民银行行长潘功胜受国务院 委托作金融工作情况报告，对下一步金融工作作出系统部署，明确重点工作方向。 在深化金融供给侧改革方面，潘功胜明确提出，加快完善中央银行制度，健全科学稳健的货币政策体 系，持续畅通货币政策传导机制。健全覆盖全面的宏观审慎管理体系，不断拓展宏观审慎管理的覆盖范 围。大力发展债券市场"科技板"。 推进高水平双向开放，维护金融安全仍是工作重点。潘功胜提出，稳步推进金融服务业和金融市场制度 型开放，促进贸易和投融资便利化。稳慎有序推进人民币国际化，全面提升人民币计价、支付、投融 资、储备等国际货币功能。 同时，推进上海、香港国际金融中心建设。做好金融支持海南自贸港封关运作和海南自贸港高质量发展 工作。积极践行全球治理倡议，推动全球金融治理改革。持续推进自主可控跨境支付体系建设和发展。 跟踪研判海外经济形势及政策对我影响，坚决维护国家金融安全。 防范化解金融风险是金融工作的重中之重。潘功胜在报告中指出，将强化系统性金融风险的监测和评 估。继续做好金融支持融资平台化债工作，支持融资平台市场化转型。继续推进中小金融机构改革化 险。健 ...

Core Viewpoint - The article emphasizes the importance of financial support, monetary and fiscal policies, and government reforms in achieving sustainable development goals, highlighting their feasibility and expected positive effects [1][15]. Financial Support Policy Framework - The policy framework focuses on innovative tools and structural optimization to support sustainable development [2]. - Structural monetary policy tools, such as "swap convenience" and "repo increase re-lending," are expected to expand operations to over 300 billion yuan in 2025, targeting technology innovation, green transformation, and support for small and micro enterprises [3]. Monetary Policy - The report advocates for a moderately loose monetary policy, with measures like interest rate cuts and reserve requirement ratio reductions to maintain liquidity and align social financing with economic growth [3][5]. - The expected outcome includes a more favorable financing environment for sustainable development projects, reducing costs and attracting investments in green energy and environmental protection [5]. Fiscal Policy - A more proactive fiscal policy is proposed, with a deficit rate set at 4% for 2025, increasing the deficit scale to 5.66 trillion yuan, which will support infrastructure investment and housing projects [6][8]. - Special bonds and local government bonds are emphasized to ensure funds are directed towards significant strategic areas, enhancing the effectiveness of fiscal spending [6][8]. Capital Market Reform - The report suggests deepening capital market reforms to attract long-term funds and optimize market ecology, including easing restrictions on social security and insurance funds in equity markets [4]. - The introduction of digital finance into the financial standard system aims to enhance resource allocation efficiency and guide capital towards high-value-added sectors [4]. Real Estate Financial Strategies - Strategies include lowering mortgage rates and down payment ratios to stabilize the real estate market, with a focus on preventing debt default risks [7][11]. - Investments in new urbanization and high-standard farmland construction are highlighted as crucial for sustainable development [7]. Reform and Market Dynamics - The report calls for breaking down institutional barriers and enhancing market vitality through reforms in tax collection and financial standards [10][12]. - Strengthening financial regulation and promoting a unified national market are essential for risk prevention and resource allocation efficiency [12]. Conclusion - The combination of financial support, policy coordination, and deepened reforms is positioned as a sustainable development pathway, with a focus on achieving a GDP growth target of 5% for 2025 and enhancing the contribution of green and digital industries to the economy [14][15].