Jim Cramer is a high-profile market commentator on CNBC’s “Mad Money,” known for making bold stock calls. During segments like the “Lightning Round,” where he makes rapid-fire calls based on recent earnings, partnerships, and risks, Cramer explicitly recommended selling Chime (CHYM) stock and buying Affirm Holdings (AFRM) stock instead. Chime is a neobank, or a fintech company, which provides banking services but does not operate like a typical bank. Meanwhile, Affirm Holdings, a fintech, focuses on “buy ...

Klarna shares jumped 30% as it began trading on the New York Stock Exchange Wednesday, opening at $52 on its public markets debut. The Swedish buy now, pay later lender had priced shares at $40 the previous day, already above its expected initial public offering range, allowing it to raise $1.38 billion in the process and valuing it at $15 billion. It has been a long time coming for the lender. Klarna launched in the U.S. in 2019 and has since made the country its biggest customer market. It was original ...

Although Klarna has yet to be consistently profitable, its revenues have grown at a CAGR of almost 14% in the past three years. The company reported revenues of $2.8 billion in 2024, which were $1.9 billion in 2022 and $2.3 billion in 2023. Losses turned into profits, as from a loss of $3.09 per share in 2022, Klarna recorded an EPS of $0.01 in 2024.So, where does that leave the IPO? Should an investor subscribe to it? Let's try and analyze that.However, the reality is that Klarna had not reported an annual ...

Core Insights - SoFi Technologies, Inc. has enhanced its fintech infrastructure through the acquisition of Galileo Financial Technologies, integrating payment processing and tech capabilities into its offerings [1][6] - The integration allows SoFi to innovate more rapidly and efficiently, embedding Galileo's infrastructure directly into its product roadmap [2][3] - The relationship between SoFi and Galileo creates a feedback loop, benefiting both parties and enabling SoFi to operate as a vertically integrated fintech company [3] Company Performance - SoFi's stock has increased by 38.5% year to date, significantly outperforming the industry average of 5% [5][6] - The forward price-to-earnings ratio for SoFi is 52.89, which is considerably higher than the industry average of 22.02, indicating a premium valuation [10] - The Zacks Consensus Estimate for SoFi's 2025 earnings has been rising over the past 60 days, suggesting positive market sentiment [7] Competitive Landscape - Other fintech companies to watch include Block, Robinhood, and PayPal, each innovating in their respective areas despite competitive pressures [4]