Financial Data and Key Metrics Changes - Riverview Bancorp reported a net income of $4,900,000 for FY 2025, an increase of 29% from the previous year [22][27] - The total capital ratio increased from 16.48% to 16.56%, and the leverage ratio rose from 11.1% to 11.16% [32][33] Business Line Data and Key Metrics Changes - The loan portfolio grew by nearly 4% year-over-year, with a total balance exceeding $1,000,000,000 [22][28] - The loan pipeline reached $90,000,000, the strongest it has ever been, contributing to increased loan production and expanding net interest margin [22][30] Market Data and Key Metrics Changes - Deposits were at $1,210,000,000 as of June 2025, slightly down from March 2025 due to normal seasonality, but overall deposits remained steady [30] - Riverview was added to the Russell 3000 Index and Russell 2000 Index, enhancing visibility within the institutional investment community [23][24] Company Strategy and Development Direction - The company has launched a three-year strategic plan focusing on being the preferred place to bank and work in the Pacific Northwest, with five key categories: employer of choice, profitable growth, client experience, data empowerment, and digital experience [16][21] - Recent strategic updates to the finance team were announced to enhance financial operations, indicating a commitment to strong leadership and operational efficiency [18][19] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to navigate market challenges and seize new opportunities, emphasizing the importance of community relationships [20][21] - The company remains focused on driving return on assets and operational efficiency, viewing this as a revenue opportunity rather than an expense issue [21] Other Important Information - Riverview has maintained an allowance for credit losses at 1.44% of total loans, reflecting strong asset quality and minimal net charge-offs [33] - The company has paid dividends for 42 consecutive quarters, demonstrating a commitment to returning capital to shareholders [34] Q&A Session Summary Question: Were there any questions from shareholders? - There were no questions submitted during the meeting [10][36]

Doximity (DOCS) FY 2025 Annual General Meeting August 28, 2025 12:00 PM ET Company ParticipantsJennifer Chaloemtiarana - General CounselOperatorWelcome to Doximity's Annual Meeting of Stockholders. I would like to introduce Jennifer Chillum Tierraana. Please go ahead.Jennifer ChaloemtiaranaThank you, and good morning. It is now 9AM Pacific Time, and I call this meeting to order.Welcome to the Annual Meeting of Stockholders of Doximity Inc. Am Jennifer Chulam Tirana, General Counsel and Corporate Secretary, ...

Financial Data and Key Metrics Changes - The preliminary results of the annual meeting indicate that both Jeff Tangney and Kara Wampler have been elected as directors until the 2028 Annual Meeting [8] - Deloitte's appointment as the independent auditor for fiscal year 2026 has been ratified [8] - The nonbinding advisory vote on the compensation of named executive officers for the fiscal year ended March 31, 2025, has been approved [8] Business Line Data and Key Metrics Changes - No specific data or metrics related to individual business lines were provided in the meeting [9] Market Data and Key Metrics Changes - No specific market data or metrics were discussed during the meeting [9] Company Strategy and Development Direction and Industry Competition - The company has proposed to elect two class one directors and ratify the independent auditor, indicating a focus on governance and oversight [6] - The approval of executive compensation suggests a strategy to align management incentives with shareholder interests [7] Management's Comments on Operating Environment and Future Outlook - Management did not provide specific comments on the operating environment or future outlook during this meeting [9] Other Important Information - The meeting was conducted virtually, and voting was completed in accordance with Doximity's Bylaws and Delaware law [2][3] - The meeting was attended by the CEO, CFO, Board of Directors, and representatives from Deloitte, indicating a strong governance structure [2] Q&A Session All Questions and Answers - No Q&A session was recorded or reported in the meeting [9]

Financial Data and Key Metrics Changes - The preliminary results of the annual meeting indicate that both Jeff Tangney and Kara Wampler have been elected as directors until the 2028 Annual Meeting [8] - Deloitte's appointment as the independent auditor for fiscal year 2026 has been ratified [8] - The nonbinding advisory vote on named executive officers' compensation for the fiscal year ended March 31, 2025, has been approved [8] Business Line Data and Key Metrics Changes - No specific data or metrics related to individual business lines were discussed in the meeting [9] Market Data and Key Metrics Changes - No specific market data or metrics were provided during the meeting [9] Company Strategy and Development Direction and Industry Competition - The company has recommended the passage of all proposals presented at the meeting, indicating a unified strategy among the Board of Directors [7] Management's Comments on Operating Environment and Future Outlook - Management did not provide specific comments on the operating environment or future outlook during this meeting [9] Other Important Information - The meeting was conducted virtually, and voting was completed in accordance with Doximity's Bylaws and Delaware law [2][3] - The meeting was attended by the CEO, CFO, Board of Directors, and representatives from Deloitte, indicating a strong governance structure [2] Q&A Session All Questions and Answers - No Q&A session was recorded or reported in the meeting [9]

Banco Macro (BMA) Q2 2025 Earnings Call August 28, 2025 11:00 AM ET Company ParticipantsNicolás Torres - Investor RelationsErnesto Gabilondo - Director - LatAm Financials Bank of AmericaJorge Francisco Scarinci - CFO, Finance Manager & IR ManagerBrian Flores - VP - Equity ResearchYuri Fernandes - Executive DirectorConference Call ParticipantsMatías Cattaruzzi - Senior Equity Research AnalystOperatorGood morning, ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone ...

Banco Macro (BMA) Q2 2025 Earnings Call August 28, 2025 11:00 AM ET Speaker0Good morning, ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone to Banco Macro's Second Quarter twenty twenty five Earnings Conference Call. We would like to inform you that the second Q 'twenty five press release is available to download at the Investor Relations website of Banco Macro, www.macro.com. Arrelaciones inversoris. Also, this event is being recorded and all participants will ...

DICK’S Sporting Goods (DKS) Q2 2026 Earnings Call August 28, 2025 10:00 AM ET Company ParticipantsNate Gilch - Senior Director of Investor RelationsEdward Stack - Executive ChairmanLauren Hobart - Director, President & CEONavdeep Gupta - Executive VP & CFOSimeon Gutman - Managing DirectorJoseph Feldman - Senior MD & Assistant Director - ResearchJohn Kernan - Managing DirectorPaul Lejuez - Managing DirectorEric Cohen - Research Associate - RetailConference Call ParticipantsBrian Nagel - MD & Senior Analyst - ...

Lucky Strike Entertainment Corporation (BOWL) Q4 2025 Earnings Call August 28, 2025 10:00 AM ET Company ParticipantsBobby Lavan - CFOThomas Shannon - Founder, Chairman, CEO & DirectorLev Ekster - PresidentJackson Gibb - Equity Research AssociateRandal Konik - Managing DirectorIan Zaffino - Managing DirectorMichael Kupinski - Director - Research & MD - Media And EntertainmentConference Call ParticipantsJason Tilchen - Director & Senior Equity Research AnalystEric Handler - MD & Senior Research AnalystJeremy ...

Altice France Holding S.A (SFR) Q2 2025 Earnings Call August 28, 2025 10:00 AM ET Company ParticipantsNone - ExecutiveJoshua Mills - Executive Director - Sector Head & Telecoms ResearchConference Call ParticipantsNone - AnalystMollie Witcombe - Equity Research AnalystVivek Khanna - Research AnalystNoneConcrete transaction to be discussed on the call today. And I think that your other one question on the politics, we don't believe that the current political situation in France has impact on our current busin ...

Financial Data and Key Metrics Changes - The company reported total revenue of $301.2 million for fiscal year 2025, a 6.1% increase from $283.9 million in the previous year [19] - Adjusted EBITDA for the year was $88.7 million, up from $83.4 million, reflecting a positive trend in profitability [19] - Same store sales declined by 4.1%, but showed sequential improvement each month in the fourth quarter [19] Business Line Data and Key Metrics Changes - The retail business remained steady, while league operations experienced low single-digit growth and the events business faced a high single-digit decline [19] - The acquisition of Boomers and two new water parks contributed an additional $7 million in EBITDA [19] - Food revenue showed positive same store comps of 2.5%, while alcohol comps were down 2.7% but improving [12][19] Market Data and Key Metrics Changes - California, which accounts for approximately 20% of total sales, contributed $6 million to the same store sales decline [20] - New York is performing well, with positive comps attributed to increased marketing efforts [56] Company Strategy and Development Direction - The company is focused on building a premier location-based entertainment platform in North America, with significant investments in water parks and family entertainment centers [8][10] - The strategy includes enhancing guest experiences and expanding market leadership through acquisitions and organic growth [10] - The company aims to reach 100 Lucky Strike locations by year-end, up from 55 [17] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the positive momentum heading into fiscal year 2026, driven by strong July performance and the successful season pass program [6][22] - The company anticipates total revenue growth of 5% to 9% for fiscal year 2026, translating to $1.26 billion to $1.31 billion in revenue [22] - Management highlighted the importance of marketing investments to capture additional market share and improve brand awareness [47] Other Important Information - The company acquired 58 properties for $36 million, which will lower GAAP rent expense and capitalized lease expense in fiscal year 2026 [21][22] - The liquidity position remains strong at $342 million, with $60 million in cash [23] Q&A Session Summary Question: Can you walk us through the assumptions embedded in the new targets for 2026 EBITDA guidance? - Management noted that July showed positive growth, and the guidance reflects increased marketing investments and the expected positive impact from newly acquired assets [26][27] Question: How do you see the cadence playing out between the quarters in fiscal 2026? - Management expects double-digit growth in September, with the fourth quarter projected to be $10 million to $20 million higher than the second quarter [30] Question: What is the outlook for the events side of the business? - Management indicated that the comp gets easier starting in September, and they are focusing on increasing marketing spend to capture market share [34] Question: How are you approaching the business of water parks and family entertainment centers compared to bowling? - The same playbook is applied, focusing on improving asset quality and enhancing food and beverage offerings [36] Question: What is the expected trajectory for location operating costs? - Management indicated that location operating costs are expected to return to historical trends after accounting for non-cash charges [66] Question: Can you provide insights on the impact of marketing investments on recent performance? - Management highlighted that increased marketing spend has driven significant results, particularly in the successful season pass program [46] Question: What is the expected annualized cost to operate Boomers? - Boomers is currently running close to a 25% EBITDA margin, with expectations for revenue growth in the next twelve months [84] Question: What is the non-acquisition CapEx guidance for FY 2026? - Non-acquisition CapEx is expected to be around $130 million, down from the previous year as the company focuses on high ROI initiatives [85]