Q3 2025 Business Performance - Robinhood's Funded Customers reached 268 million, a 10% increase year-over-year and a sequential increase of 320 thousand[10] - Robinhood Gold Subscribers increased to 388 million, a 77% increase year-over-year and a sequential increase of 400 thousand, representing 145% of Funded Customers[10] - Total Platform Assets reached a record $333 billion, a 119% increase year-over-year and a 19% sequential increase[10, 29] - Net Deposits were a record $204 billion in Q3, translating to a 29% annualized growth rate, and were approximately $68 billion over the last twelve months, translating to a 45% growth rate[10, 48] Q3 2025 Financial Performance - Total Net Revenues reached a record $1274 million, a 100% increase year-over-year and a 29% sequential increase[14, 69] - Adjusted Operating Expenses increased 35% year-over-year to $535 million[14, 83] - Adjusted EBITDA increased 177% year-over-year to a record $742 million[14, 100] - Net income increased by $406 million year-over-year to $556 million, and diluted EPS increased by $044 to $061[14, 97] Share Repurchase and Outlook - The company returned $107 million to shareholders by repurchasing approximately 1 million shares in Q3 2025, and approximately $810 million by repurchasing approximately 22 million shares since starting the repurchase program[115, 116] - The company now expects its 2025 full year Adjusted Operating Expenses and SBC to be approximately $228 billion[96]

Financial Performance & Guidance - Q4'25 ARR as reported reached $2478 million, a 10% YoY increase[22] - FY'25 Free Cash Flow was $857 million, a 16% YoY increase[23] - FY'26 Free Cash Flow guidance is approximately $1000 million[19,29] - FY'26 constant currency ARR growth guidance, excluding Kepware and ThingWorx, is 75% to 95%[16,29] - Q1'26 Free Cash Flow guidance is $265 million to $270 million[29] Kepware and ThingWorx Divestiture - The divestiture involves Kepware industrial connectivity and ThingWorx IoT businesses[9] - Estimated net transaction proceeds from the divestiture are approximately $365 million[12,14] - Kepware and ThingWorx contribute approximately $160 million of ARR and $200 million of revenue[15] - Kepware and ThingWorx contribute an estimated $70 million of free cash flow[17] Capital Allocation - The company intends to repurchase between $150 million and $250 million of its common stock per quarter in FY'26[40,80]

Financial Performance - Corporate revenue increased by 6.1% to $56.3 million in Q3 2025, compared to $53.1 million in Q3 2024[11] - SoHo revenue was $31.5 million in Q3 2025, compared to $34.7 million in the previous year, showing a slowing rate of decline[14] - Q3 2025 free cash flow was $44.4 million, a 32% increase compared to $33.6 million in Q3 2024[30] - The company's cash balance was approximately $98 million in Q3 2025, with interest income on excess cash invested of approximately $0.8 million[28] - Adjusted EBITDA margin was 52.8% in Q3 2025[27] Customer Metrics - Corporate customer count increased to 65,000 in Q3 2025, compared to 58,000 in Q3 2024[11] - Corporate revenue retention rate was 102% in Q3 2025, compared to 100% in Q3 2024[11] - SoHo account base was 661,000 in Q3 2025, compared to 682,000 in Q2 2025[14] - SoHo churn rate was 3.71% in Q3 2025, compared to 3.84% in Q2 2025[14] Capital Allocation - The company repurchased 121,000 shares for approximately $2.7 million in Q3 2025, with program-to-date equity repurchases of 1.8 million shares for approximately $47.1 million[30] - $200 million of 6.0% Notes were called at par on October 15, 2025[30]

Third Quarter 2025 Earnings November 5, 2025 Nov 2025 / © 2025 Remitly Inc. Disclosures Forward-Looking Statements Investor Presentation This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact are forward-looking statements. These statements include, but are not limited to, statements regarding our future events or our future results of operations and financial position, includin ...

Third Quarter 2025 Results © 2025 Aeva, Inc. Legal Disclaimer Forward-looking Statements This presentation contains certain forward-looking statements within the meaning of the federal securities laws. These forward-looking statements generally are identified by the words "believe," "project," "expect," "anticipate," "estimate," "intend," "strategy," "future," "opportunity," "plan," "may," "should," "will," "would," "will be," "will continue," "will likely result," and similar expressions. Forward-looking s ...

Q3 2025 Earnings Slides November 5, 2025 Forward-Looking Statements & Non-GAAP Financial Measures This presentation contains forward-looking statements about us and our industry that involve substantial risks and uncertainties. All statements other than statements of historical facts contained in this presentation, including statements regarding guidance, our future results of operations or financial condition, future stock repurchase programs or stock dividends, business strategy and plans, user growth and ...

Financial Performance (Q3 2025 vs Q3 2024) - Net sales decreased from $2518 million to $2410 million[33] - Gross profit increased significantly from $60 million to $235 million[33] - Net income improved from a loss of $(28) million to a profit of $139 million[33] - Adjusted EBITDA increased from $122 million to $214 million[33] Liquidity and Capital Resources - Cash and cash equivalents decreased slightly from $355 million to $325 million[33] - Working capital increased from $953 million to $1085 million[33] - Long-term debt, net, increased from $929 million to $1006 million[33] - Borrowing availability was $850 million[33] Strategic Initiatives and Regulatory Landscape - The company is focusing on projects to lower carbon intensity to capture more benefits from Section 45Z tax credits[7] - There is policy momentum for E15, expanding market opportunity, with a potential 50% increase in annual U S ethanol demand if national year-round E15 adoption occurs[9, 14] - The company is applying for Section 45Z tax credits for Alto Columbia and Alto Pekin Dry Mill, estimated to total ~$18 million in the next two years[15]

Nextdoor Investor Update Disclaimer Certain statements in this Investor Update may be considered "forward-looking statements" within the meaning of the "safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995. In some cases, you can identify forward-looking statements by terminology such as "may," "should," "expect," "intend," "will," "estimate," "anticipate," "believe," "predict," "project," "target," "plan," or "potentially" or the negatives of these terms or variations of the ...

Q3'25 Earnings Results - Revenues reached $96.2 million, a 6% increase year-over-year, and $287.7 million year-to-date, a 5% increase[10] - GAAP Net Income was $29.3 million, a 51% increase year-over-year, and $86.6 million year-to-date, a 9% increase[10] - Earnings Per Share (EPS) was $0.41, a 52% increase year-over-year, and $1.21 year-to-date, an 8% increase[10] - Excluding non-recurring gains and losses, EPS increased by $0.04 year-over-year due to asset funding and origination[11] Portfolio Activity - Q3'25 originations included four new ground leases valued at $42 million with a 34% GLTV and a 7.3% economic yield[4,8] - Total portfolio aggregate GBV reached $7.0 billion, with an estimated unrealized capital appreciation (UCA) of $9.1 billion[5] - The company has $1.1 billion available in cash and credit facility[5] - The company has $400 million remaining capital for JV with Leading Sovereign Wealth Fund[5] Portfolio Composition - The core ground lease portfolio has a gross book value of $6.9 billion with a 91-year weighted average extended lease term[12,16] - Multifamily assets constitute 41% of the portfolio by GBV, with a rent coverage of 3.6x and a GLTV of 39%[18] - Office assets constitute 40% of the portfolio by GBV, with a rent coverage of 3.1x and a GLTV of 70%[18]

Financial Performance & Growth - Workiva's Q3 2025 subscription revenue reached $210 million, representing a 23% year-over-year growth[71,72] - The company's remaining performance obligation (RPO) grew by 21% year-over-year, reaching $1305 million in Q3 2025[74] - Workiva's Q3 2025 gross retention rate was 97%, and the net retention rate was 114%[72] - The company projects total revenue for Q4 2025 to be between $234 million and $236 million, representing a 172% to 182% year-over-year growth[84] - Workiva anticipates full-year 2025 total revenue to be between $880 million and $882 million, a 191% to 194% increase year-over-year[84] Customer Base & Expansion - Workiva has over 6,500 organizations using its platform globally[8,43,52,64] - The number of large annual contract value (ACV) customers is growing, with 2,372 customers having >$100k ACV, 541 customers having >$300k ACV and 236 customers having >$500k ACV in Q3 2025[79] - Subscription revenue from multi-solution customers is increasing, reaching 73% in Q3 2025[82] Strategic Focus & Market Opportunity - Workiva estimates its total addressable market (TAM) to be $35 billion[14,16] - Sustainability management represents 20% of Workiva's total TAM[18,19] - The company's strategy focuses on a connected AI platform, fit-for-purpose solutions, a partner ecosystem, and global expansion[11]